Some people consider price as the most important thing to think about when buying a product (such as cell phone) or service (e.g. medical treatment). Do you agree or disagree?

It is thought by some people that the price of a product or

service

is essential to consider before deciding to

purchase

something. While I agree that people need to consider carefully before spending large amounts of money in order to avoid debt, the necessity of the

purchase

must play a role in the decision to buy. It is essential that people take time to reflect on how much money they should spend on an

item

or

service

, and whether or not they can actually afford it within their available budget. Over the

last

few decades, the rise in personal debt has escalated as people are tempted to buy goods and services due to pressure from advertising and the increasingly easy access of credit cards. For

this

reason, any

purchase

that is

costly and is bought using credit ought to be well thought through, particularly when the

item

is a luxury

item

that is

not actually essential.

On the other hand

, there are circumstances when the cost of a

service

or

item

becomes an irrelevant consideration. A typical example of

this

would be when someone's life depends on a product or

service

,

such

as a new treatment for a disease not offered through normal channels. In

such

a case, a person's budget becomes redundant and the expense should not deter

someone

any person

anyone

from proceeding with the

purchase

.

However

, these situations are rare and in most circumstances price ought to be considered so that excessive spending is planned and budgeted to avoid serious debt problems. In conclusion, people should deliberate carefully before spending large sums of money on goods and services, except in cases of dire necessity.