Some people get into debt by buying things they don’t need and can’t afford. What are the reasons for this behaviour? What action can be taken to prevent people from having this problem? Give reasons for your answer and include any relevant examples from your own knowledge or experience.

#people #debt #don’t #can’t #behaviour #action

Modernization has led people to buy unnecessary and costly products. In most of these cases,people fall into debt.

Thus

, changes in the banking system can bring a solution to

this

issue.

This

reasoning will be

further

detailed in

this

essay.

Initially

, people preferred to live a simple lifestyle but recent changes are forcing people to get adapted to the trend. In order to provide a standard living, they make decisions that are not affordable.

For example

, in

this

generation,people are judged based on their appearance.

As a result

to make a good impression both women and men buy luxury products like ornaments and clothing that are expensive.

Secondly

, advertisements play a major role in

this

problem. Most of the company promotes its products through media. When people see these products, they tend to buy the items out of curiosity.

For instance

, certain things like wall stickers or painting are brought by middle-aged women for decorating houses which are not compulsory need.

Thus

, resulting in wasting

money

on the products which ultimately affects the expenditure to buy useful products. Since

this

becomes a major issue in recent days, the banking sector provides plans to save

money

by setting a limit to cardholders. For exemplify, a person is given a card with a limited transaction for a month. When exceded an alert of the expenditure made is intimidated to the users.

Additionally

, people must

also

improve their self-control and understand their financial status. These are some of the ways to prevent overuse of

money

and being debted. In conclusion, people must understand that buying luxurious products are not the solution to modernization

instead

only leads to increased debts.

Instead

,they should work with banks that help them save

money

Submitted by pavithirasrisubramani on Mon Jan 04 2021

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Fully explain your ideas

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Sentence 1 - Background statement
Sentence 2 - Detailed background statement
Sentence 3 - Thesis
Sentence 4 - Outline sentence

Paragraph 2 - First supporting paragraph

Sentence 1 - Topic sentence
Sentence 2 - Example
Sentence 3 - Discussion
Sentence 4 - Conclusion

Paragraph 3 - Second supporting paragraph

Sentence 1 - Topic sentence
Sentence 2 - Example
Sentence 3 - Discussion
Sentence 4 - Conclusion

Paragraph 4 - Conclusion

Sentence 1 - Summary
Sentence 2 - Restatement of thesis
Sentence 3 - Prediction or recommendation

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11Linking words
meeting the goal of 7 or more
1Word repetition
meeting the goal of 3 or fewer
0Grammar mistakes
 

4 paragraphs

286 words

7.00

Overall Band Score

Coherence and Cohesion: 6.0

Logical structure

Introduction & conclusion present

Supported main points

Accurate linking words

Variety in linking words

Lexical resource: 8.0

Varied vocabulary

Accurate spelling & word formation

Grammatical Range: 9.0

Mix of complex & simple sentences

Clear and correct grammar

Task Achievement: 5.0

Complete response

6.5

Clear & comprehensive ideas

Relevant & specific examples

Appropriate word count

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Some people get into debt by buying things they don’t need and can’t afford. What are the reasons for this behaviour? What action can be taken to prevent people from having this problem? Give reasons for your answer and include any relevant examples from your own knowledge or experience.

Fully explain your ideas

Some people believe that unpaid community service should be a compulsory part of high school programmes (for example working for a charity, improving the neighborhood or teaching sprots to younger children). To what extent do you agree or disagree?

Some people believe that the higher a product is priced, the more likely it is that people will want to buy it. To what extent does price influence potential buyers? What other factors influence people to buy a product?

Eating too much sugar is harmful to health. Some people think it is the government’s responsibility to limit people’s sugar consumption, while others think it is an individual’s responsibility to limit the amount of sugar they eat.

Write about the following topic. Using a computer every day can have more negative than positive effects on your children. Do you agree or disagree? Give reasons for your answer and include any relevant examples from your own knowledge or experience.