50 Latest Bank IELTS Topics

Opinion

The reason that most individuals are in debts is due to the overuse as well as irresponsible use of credit cards. Banks should not issue credit cards unless they are completely sure of an individual’s ability to pay back their debits. To what extent do you agree with this?

formal

You have lost your credit card Write a letter to the manager of your bank In the letter explain how you lost the card ask the manger to cancel the old card and to issue you a replacement

Opinion

The quality of healthcare a person received should not depend on the size of their bank balance. The government is responsible for providing a high level of healthcare for all its citizens. To what extent do you agree?

Opinion

Some people think that it is best to save money, for example in a bank or savings scheme. Other people feel that money should be spent whenever it is available. Discuss these views and reach an opinion on this debate. Give reasons for your answer, and support your essay with ideas and examples from your own experience.

formal

You recently transferred money into your bank account through online banking but the money was not credited to your account. Write a letter to your bank manager. In your letter, introduce yourself describe the situation tell what you want him to do

Opinion

ome people believe that children should study practical skills as managing a bank account, car maintenance, as well as traditional academic courses. Do you agree or disagree?

formal

Write a letter to the bank's head office. In your letter: explain why you are writing express concern about the missing card ask them what they intend to do

formal

You have had a bank account for a few years. Recently you received a letter from the hank stating that your account is $240 overdrawn and that you will he charged $70 which will be taken directly from your account. You know that this information is incorrect.  Write a letter to the bank. Explain what has happened and say what you would like them to do about it.

Opinion

Banking and banks. Discuss why it is important to open a bank account. Do you think it is safe to keep all your money in a bank? Which payment method do you prefer?

formal

You have received a letter from your bank, asking you to acknowledge receipt of a new bank card. However, the card was missing from the envelope. Write a letter to the bank's head office. In your letter: explain why you are writing express concern about the missing card ask them what they intend to do Write at least 150 words. You do NOT need to write any address. Begin your letter as follows: Dear __________

formal

You have recently moved to another city but your bank has your old address and continues to send all the communication there. Write a letter to your bank Branch. In this letter mention: -Where you have moved? -What problem are you facing regarding the bank's communication? -What do you want them to do regarding old communication already sent to the wrong address

Opinion

some people think that it is best to save money for example in a bank or savings schemes. other people feel that money shouls be spent whenever it is available. Discuss these views and reach an opinion on this debate

formal

You have reccently moved to another city but your bank has your old address and continues to send all the communication there. Write a letter to your bank Branch. In this letter mention: Where you have moved ?Mumbai What problem are you facing regarding the bank's communication? Bill generation What do you want them to do regarding old communication already sent to the wrong address

formal

You are being harassed wrongly by Debt Collection Agency for the amount that you did not spend on your credit card. Write a letter to Banking Ombudsman Department and escalate the complaint. In your letter, • introduce yourself • describe what happened • say what you want the officer to do

Opinion

Some people think that it is best to save money, for example in a bank or savings scheme. Other people feel that money should be spent whenever it is available. Discuss these views and reach an opinion on this debate.

formal

You are an account holder of a bank. Recently, you have received a letter from the bank stating that your account is $240 overdrawn and that you will be charged $70 which will be taken right from your account. You know that this information is incorrect. Write a letter to the bank. 1. Explain what has happened 2. say what you would like them to do about it

Advantages and Disadvantages

Nowadays plastic money replacements such as credit and debit cards are extremely popular, even more than banknotes and coins. Discuss the advantages and disadvantages of this.

formal

You have received a letter from your bank, asking you to acknowledge receipt of a new bank card. However, the card was missing from the envelope. Write a letter to the bank's head office. In your letter, » explain why you are writing » express concern about the missing card » ask them what they intend to do

formal

You have received a letter from your bank, asking you to acknowledge receipt of a new bank card. However, the card was missing from the envelope. Write a letter to the bank's head office. In your letter: explain why you are writing express concern about the missing card ask them what they intend to do You do NOT need to write your own address. Begin your letter as: Dear Sir or Madam, You should write at least 150 words.

formal

You want to start your own small business. Write a letter to a bank requesting information about obtaining a business loan to finance your new company. In your letter, include the following information: what kind of business you want to start how much money you need the length of time over which you would expect to repay the money Write at least 150 words. You do NOT need to write any addresses.

Opinion

Some people think that it is best to save money for example in a bank or savings schemes. Other people feel that money should be spent whenever it is available, discuss these views and reach an opinion on this debate.

Advantages and Disadvantages

More and more people ore using the internet to do their tasks rather then doing in person. (e.g. banking, shopping, hotel booking etc. ). Do the advantages of this trend outweighs the disadvantages?

formal

You have moved to another city but your bank has your old address and continues to send all communication there. Write a letter to your bank branch. In the letter, mention: •Where have you moved? •What problem are you facing regarding the bank’s communication? •What you want them to do regarding old communication already sent to the wrong address.

formal

You want to start your own small business. Write a letter to a bank requesting information about obtaining a business loan to finance your new company. In your letter, include the following information:  what kind of business you want to start  how much money you need  the length of time over which you would expect to repay the money

Opinion

some people think that it is the best to save money , for exemple in a bank or savings scheme . Other people feel that money should be spent whenever it is available. Discuss these veiws and reach on opinion on this debate

multiple

The graphs indicate the source of complaints about the bank of America and the amount of time it takes to have the complaints resolved. Summarise the information by selecting

formal

You had an appointment with the bank and now you realized that you can't make it for that .write a letter to the manager -Give details about your appointment and dates. -Explain the reason why you cannot make it. -Ask for other dates.

formal

You ordered a new cheque book from your bank two weeks ago but you have received nothing. Write a letter to the manager complaining about the bad service. Say when and how you ordered the cheque book. Ask how much longer you will have to wait and ask the manager what action he will take over this matter. You should write at least 150 words. You do NOT need to write your own address. Begin your letter as follows:

unknown

The given charts depict two different ways of protection for homes which are at risk of being flooded, and both of the houses are raised above ground level. The main difference between the two protection plans is whether there is a stopbank or not In the first diagram, the function of a stopbank as a barrier against flooding from nearby rivers is illustrated. This barrier, depicted as a mound near a drain/river, exceeds the predicted height of a 100-year flood. Additionally, the houses can be built on stilts to prevent flooding from rainwater, and there is a floodgate beneath the stopbank opened to allow the internal winding to drain off into the river. In contrast, the second illustration portrays the dire consequences of a house lacking such protection, directly exposed to overflowing water. In this case, buildings are also raised on stilts. The height of the stilts is 300mm above the 100-year flood level which is called freeboard. This measurement can secure the house against the flood.

formal

You should spend about 20 minutes on this task. You have just received a credit card statement from your bank. The statement lists a number of expensive purchases that you are sure you did not make. Write a letter to the bank manager. In the letter: • Introduce yourself. • Explain that you did not buy the items listed. – I am on vacation • Say what you would like the bank to do to fix the problem.- investigate the case/send revised credit card statemen

formal

You have decided to set up a business for which you want to avail the facility of bank loan. Write a letter to the bank manager requesting for information about the bank loan and in your letter, write the following: Why you are writing the letter What is the amount of bank loan you need When you are able to repay the loan

formal

You need to borrow some money to pay for something you need for your work or studies. Write a letter to your bank to ask for a loan. In your letter introduce yourself and ask for a loan say why you need the money explain how you plan to pay the money back You should write at least 150 words. You do NOT need to write any addresses. Begin your letter as follows: Dear Sir or Madam,

formal

You should spend about 20 minutes on this task. You have just received a credit card statement from your bank. The statement lists a number of expensive purchases that you are sure you did not make. Write a letter to the bank manager. In the letter: • Introduce yourself. • Explain that you did not buy the items listed. – I am on vacation • Say what you would like the bank to do to fix the problem.- investigate the case/send revised credit card statemen

Opinion

Some people think that school children need to learn practical skills such as car maintenance or bank account management along with the academic subjects at school. To what extent do you agree or disagree?

formal

You have returned from your vacation staying at a bed and breakfast. When you checked your bank account, you realised you have been charged twice for the deposit. Write a letter to the bed and breakfast host. In your letter: Thank the host for your stay Explain the double deposit charge situation Ask the host for a refund

Opinion

Coins and paper money will soon be replaced by credit and bank cards. Eventually we will have a cashless society which will be safer and more convenient for everyone. Do you agree or disagree

formal

You should spend about 20 minutes on this task. You have received a letter from your bank, asking you to acknowledge receipt of a new bank card. However, the card was missing from the envelope. Write a letter to the bank's head office. In your letter: explain why you are writing express concern about the missing card ask them what they intend to do Write at least 150 words. You do NOT need to write any address. Begin your letter as follows: Dear __________

formal

[Dri] You ordered a new cheque book from your bank two weeks ago but you have received nothing. Write a letter to the manager complaining about the bad service. Say when and how you ordered the cheque book. Ask how much longer you will have to wait and ask the manager what action he will take over this matter.

Opinion

The reason that most people are in debt is the overuse as well as irresponsible use of credit cards. Banks ought to do a background check and only issue credit cards to individuals who have the ability to pay back their debts. What is your opinion?

Opinion

some people believe that children should study practical skills as managing a bank account, car maintenance, as well as traditional academic courses. Do you agree or disagree?

multiple

The graphs indicate the source of complaints about the bank of America and the amount of time it takes to have the complaints resolved.

formal

You should spend about 20 minutes on this task. You have received a letter from your bank, asking you to acknowledge receipt of a new bank card. However, the card was missing from the envelope. Write a letter to the bank's head office. In your letter: explain why you are writing express concern about the missing card ask them what they intend to do

Problem and Solution

Surveillance cameras in banks, officers, shops and streets have been very successful in reducing crime in the workplace and in public, but they are also a tool for their users to spy on people private business. What problems do the use of surveillance cameras create? Is there any solution?

formal

You have received a letter from your bank, asking you to acknowledge receipt of a new bank card. However, the card was missing from the envelope. Write a letter to the bank's head office. In your letter: - explain why you are writing - express concern about the missing card - ask them what they intend to do

Opinion

Some people think that it is the best to save money, for exemple in a bank or savings scheme. Other people feel that money should be spent whenever it is available. Discuss these views and reach on opinion on this debate

Opinion

More and more people are using internet to do their tasks rather that doing in person for example shopping bankings hotel bookings. Do you think tha advantage outweigh disadvantage

formal

You ordered a new credit card from the bank about 14 days ago and still have not received it. You are not happy about this. Write a letter to the bank. In your letter say: Why you are writing to them. Ask why you have waited so long for the new card Ask the bank manager what he will do about this matter.

formal

You should spend about 20 minutes on this task. You have just received a credit card statement from your bank. The statement lists a number of expensive purchases that you are sure you did not make. Write a letter to the bank manager. In the letter: • Introduce yourself. • Explain that you did not buy the items listed. • Say what you would like the bank to do to fix the problem.

formal

You left a bag in the cinema of this city that you were visiting. You want to recover the bank. Write a letter to the cinema manager. In your letter give detail of your visit. Describe the bag and its content. Explain what you want the manager to do

formal

You should spend about 20 minutes on this task. You have just received a credit card statement from your bank. The statement lists a number of expensive purchases that you are sure you did not make. Write a letter to the bank manager. In the letter: • Introduce yourself. • Explain that you did not buy the items listed. • Say what you would like the bank to do to fix the problem. You do not need to write any addresses. Begin your letter as follows: Dear Sir or Madam, You should write at least 150 words.