As an international student in Sweden, you have an account with a local bank. The monthly bank transfer you receive from your parents has been delayed this month due to an error at your parents’ bank.
Write a letter to your bank. In your letter:
introduce yourself and ask for a loan
say why you need the money
tell how you intend to pay back the money
You are an account holder of a bank. Recently, you have received a letter from the bank stating that your account is $240 overdrawn and that you will be charged $70 which will be taken right from your account. You know that this information is incorrect. Write a letter to the bank.
1. Explain what has happened
2. say what you would like them to do about it
Some people think the use of mobile phone is as antisocial as smoking. Smoking is banned in certain places so mobile phone should be banned like smoking. To what extend do agree or disagree?
Some people think that girls should take their husband's name after marriage while others feel that they should not follow this age old tradition. What is your opinion?
Population are growing in cities rapidly. What are the effects of it. What solution can you give to maintain a good quality of life in urban cities.
Water is a natural resource that should be free. The government should ban the sale of bottled water. To what extent do you agree or disagree?
Research shows that overeating can be just as harmful as smoking. Thus the advertising of certain food products should be banned, as cigar is banned in many countries. Do you agree or disagree?
Nowadays plastic money replacements such as credit and debit cards are extremely popular, even more than banknotes and coins.Discuss the advantages and disadvantages of this. Give reasons for your answer and include any relevant examples from your own knowledge or experience.
Many people feel that urban environments are more unhealthy than they have ever been. What do you think are the main causes of this problem? What measures can be effective in tackling this problem?
The provided line chart depicts the rate of citizens living in urban spaces of four countries in Asia over the course of 70 years, beginning from 1970
Advertising campaigns on TV that are targeted at children should be banned. To what extent to you agree or disagree with this opinion? Give reasons for your answer and include any relevant examples from your own knowledge or experience.
Smoking not only harms the smoker, but also those who are nearby. Therefore, smoking should be banned in public places. To what extent do you agree or disagree? Give reasons for your answer and include any relevant examples from your own experience or knowledge.
Many countries spend a lot of money on improved transport for urban areas while neglecting rural transport. What are the problems associated with this? What are some possible solutions?
The bar chart below describes some changes in the percentage of people who were born in Australia and who were born outside Australia living in urban, rural, and towns between 1995 and 2010.
Many people believe that school uniforms stop children from expressing their personality and individuality. Therefore, uniforms should be banned and children be allowed to wear what they want. Do you agree or disagree?
Many people feel that urban environments are more unhealty than they have ever been. What do you think are the main causes of this problem? What measures can be effective tackling this problem?
Animal testing has always been controversial issue. Some people believe that governments should ban these practices completely. To what extent do you agree or disagree with this statement?
In the future, fewer people will start bands or produce music because they will worry about their music being downloaded from the internet for free. To what extent do you agree or disagree with this statement?
Extreme sports such as sky diving and rock climbing are very dangerous and should be banned. To what extent do you agree or disagree with this view?
People can perform everyday tasks, such as shopping and banking as well as business transactions, without meeting other people face-to-face because of technology. What are the effects of this on individuals and society as a whole?
With deforestation, urban development and illegal hunting, many animal species are becoming endangered and some are even facing extinction. Do you think it is important to protect animals? What can be done to deal with this problem?
The increase in tourism has led to the destruction of the environment, thus tourism ought to be banned in certain areas. What is your opinion?
Tobacco should be treated as illegal like other drugs. Smoking has not a single positive issue but lots of negative effects and therefore, it should be banned. To what extent do you agree or disagree with the above statement. Give reasons for your answer and include any relevant examples from your experience.
City centres are very crowded with cars. They often cause a great deal of pollution. Cars should be banned from all centres. To what extent do you agree or disagree with this?
Some people believe that sport competitions are a source of emotional stress for young people. Therefore, youth should be banned from participating in sport competitions. Do you agree or disagree?
Now a days, in urban cities, a lot of people prefer living in large apartment blocks. Write an essay discussing the advantages and disadvantages of living in large apartment blocks. Give reasons for your answer and include any relevant examples from your own experience or knowledge.
You have just received a credit card statement from your bank. The statement lists a number of expensive purchases that you are sure you did not make.
Write a letter to the bank manager. In the letter:
• Introduce yourself.
• Explain that you did not buy the items listed.
• Say what you would like the bank to do to fix the problem.
You do not need to write any addresses. Begin your letter as follows:
Dear Sir or Madam,
Computer games and films containing violence are popular today. Some people think that these are harmful for our society and the government should ban them. Other argue that such games and films are fine for entertainment. Discuss both views and give your own opinion.
In many countries, plastic bags are the main source of rubbish causing pollution in oceans and on land; therefore they should be banned. To what extant do you agree or disagree with this statement?
The bar chart below describes some changes about the percentage of people were born in Australia and who were born outside Australia living in urban, rural and town between 1995 and 2010. Summarise the information by selecting and reporting the main features and make comparisons where relevant.
You have just received a credit card statement from your bank. The statement lists a number of expensive purchases that you are sure you did not make.
Write a letter to the bank manager. In the letter:
• Introduce yourself.
• Explain that you did not buy the items listed.
• Say what you would like the bank to do to fix the problem.
Many people who live in urban areas are suffering increasingly from stress. what do you think are the causes of this problem and what measures could be taken to reduce it ?
Some people think that it is best to save money, for example in a bank or savings scheme. Other people feel that money should be spent whenever it is available. Discuss these views and reach an opinion on this debate.
The table below shows the percentage of adults in urban and rural areas who took part in four free time activities in 1990 and 2010. Summarize the information and compare where relevant, by selecting and reporting the key features.
Some business now say that no one can smoke cigarettes in their offices. Some government have banned smoking in public plces. Overall this is a very good idea. To what extent do you agree
Some cities have vehicle-free days when private cars, trucks and motorcylces are banned from city center. People are encouraged to use public transports such as buses, taxis and metro on vehicle-free day. To what extent do you think the advantages of this outweighs the disadvantages
The chart below shows the movement of people from rural to urban areas in three countries and prediction for future years. Summarize the information by selecting and reporting the main features and make comparisons where relevant.
Theoretical subjects such as mathematics and philosophy are taught in universities but students prefer more practical subjects such as accounting and computer programming. Some people believe theoretical subjects should be abandoned in universities. To what extent do you agree or disagree?
Many young people do not enjoy competitive sports because they're afraid of losing. Therefore, sports competitions should be banned. To what extent do you agree or disagree?
The table below shows the results of a survey of the average number of cars per hour using three suburban roads during working hours in a ten-year pollution monitoring programme.
The use of mobile phones should be banned in public space such as libraries, transportations, and shops. To what extent do you agree or disagree?
Nowadays a large amount of advertising is aimed at children. Some people think it can have negative effects on the children and should be banned. To what extent do you agree or disagree with these opinions?
Some cities have days when cars and other forms of transport are banned from the city centre. Only buses, bicycles and taxis are allowed to be in the city centre. Do you think the advantages outweigh the disadvantages?
The tables below give information about sales of Fairtrade-labelled coffee and bananas in 1999 and 2004 in five European countries. Summaries the information by selecting and reporting the main features, and make comparisons where relevant.
Many countries plan to ban the sale of petrol and diesel cars in the future, with governments planning to support the use of electric vehicles. Do the advantages of electric vehicles outweigh the disadvantages?
The tables give information sales of fairtrade labelled coffee and bananas in 1999 and 2004 in five European countries. Summarise the information by selecting and reporting the main features, and make comparisons where relevant.
Many People think that mobile phones should be banned in public places such as libraries,shops and public transport. Do you agree or disagree
With deforestation, urban development and illegal hunting, many animals speicies are becoming endagered as they lose their habitat and some are even threatened to the point of extinction. Do they think it is important to protect animals? What measures can be taken to deal with this problem?
The tables below give information about sales of Fairtrade*-labelled coffee and bananas in 1999 and 2004 in five European countries. Summarise the information by selecting and reporting the main features, and make comparisons where relevant. *Fairtrade: a category of products for which farmers from developing countries have been paid an officially agreed fair price.
Many people say smoking should be banned and some say it is not a good idea. What is your opinion on this? Use your own experience and support your arguments with examples and relevant experiences.