50 Latest Bank IELTS Topics

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You have moved to another city but your bank has your old address and continues to send all the communication there. Write a letter to your bank branch. In this letter: - Where have you moved to? - What problem are you facing regarding the bank's communication? What you want them to do regarding the old communication already sent to the wrong address?
You have just received a credit card statement from your bank. The statement lists a number of expensive purchases that you are sure you did not make. Write a letter to the bank manager. In the letter: • Introduce yourself. • Explain that you did not buy the items listed. • Say what you would like the bank to do to fix the proble
The given charts depict two different ways of protection for homes which are at risk of being flooded, and both of the houses are raised above ground level. The main difference between the two protection plans is whether there is a stopbank or not In the first diagram, the function of a stopbank as a barrier against flooding from nearby rivers is illustrated. This barrier, depicted as a mound near a drain/river, exceeds the predicted height of a 100-year flood. Additionally, the houses can be built on stilts to prevent flooding from rainwater, and there is a floodgate beneath the stopbank opened to allow the internal winding to drain off into the river. In contrast, the second illustration portrays the dire consequences of a house lacking such protection, directly exposed to overflowing water. In this case, buildings are also raised on stilts. The height of the stilts is 300mm above the 100-year flood level which is called freeboard. This measurement can secure the house against the flood.
Surveillance cameras in banks, officers, shops and streets have been very successful in reducing crime the workplace and in public, but they are also a tool for their users to spy on people private business-What problems do the use of surveillance cameras create? Is there any solution?
The reason that most individuals are in debit is due to the overuse as well as irresponsible use of credit cards. Banks should not issue credit cards unless they are completely sure of an individual’s ability to pay back their debits. To what extent do you agree with this?
People can perform everyday tasks, such as shopping and banking as well as business transactions, without meeting other people face-to-face. What are the effects of this on individuals and society as a whole?
People can perform everyday tasks, such as shopping and banking as well as business transactions, without meeting other people face-to-face because of technology. What are the effects of this on individuals and society as a whole?
The internet has brought about many changes into our day to day life. Nowadays we are doing things such as mailing, contacting, banking and communication much faster. Do these developments have more advantages than disadvantages?
You should spend about 20 minutes on this task. You have just received a credit card statement from your bank. The statement lists a number of expensive purchases that you are sure you did not make. Write a letter to the bank manager. In the letter: • Introduce yourself. • Explain that you did not buy the items listed. – I am on vacation • Say what you would like the bank to do to fix the problem.- investigate the case/send revised credit card statemen
Many people put their personal information onlinne (address, telephone number, and so on) for purposes such as signing up for social networks or online banking. Is this a positive or negative development?
More and more people are using the internet to do their tasks rather then doing in person. (e.g. banking, shopping, hotel booking etc. ). Do the advantages of this trend outweighs the disadvantages?
You should spend about 20 minutes on this task. You have received a letter from your bank, asking you to acknowledge receipt of a new bank card. However, the card was missing from the envelope. Write a letter to the bank's head office. In your letter: explain why you are writing express concern about the missing card ask them what they intend to do
Many people today put personal information online for the needs of daily lives (e.g., shopping, banking, and social network). Is it a positive or negative development?
On 1 July 2015, the Government of India launched a massive campaign named "Digital India". AIM- The main aim was to improve access to technology to the people of the country. Digital India has helped people to get government services online and, they can post their complaints online to the government. Our Prime Minister has made many apps for them like swatch Bharat etc, it has helped people to get their roads repaired, get their job done easily and even faster, Digital India offers many services like Digitalocker etc where people can store their important data, information securely, this idea was supported by many companies like Google, Microsoft, Facebook etc and They are also helping us in making our country digital, they are providing free WIFI to remotes areas with the help of drones etc and this has helped India by generating jobs, reducing the cost of import for all the necessary equipment. Digital Technologies include Cloud Computing and Mobile Applications which have emerged as the main reason for rapid economic growth. Digital India will change the face of many states, For example, Himachal Pradesh where many basic things such as the health care system, education and online business. Due to digital India people who do online banking has also increased to a very large extent. Digital India has the mission of making India digitally empowered and literate and all the services will be given online which made people to get information easily and, in all languages, it wants all the services be available to its citizens digitally which will make our country empowered and more developed economy DISADVANTAGES: The major disadvantage of digital India will be online fraud. The uneducated people will fall into this trap. Over and above, it may also lead to cyberbullying. SPENT -1 lakh cr Conversation Yashank- Hello suhird, it’s great to see you again Suhird – Hi, it's great seeing you too, how long has it been? It must be more than 6 months. I'm doing good. How about you? Yashank- Not too bad Suhird- What is new? Yashank- Well I wanted to meet you because I really want to talk to you about my friend. Suhird- Okay Yashank- Well, He doesn’t bring his books and disturbs others during study hours. He keeps on speaking and never lets other study. Due to him, I am not able to concentrate in class. Suhird- Did you try to talk to him? Yashank-Yes but he neither listens to me nor my friends. Suhird- Do teachers know about him? Yashank- I guess, but they just ignore him while they are teaching. Suhird – why don’t you try talking to him again? Yashank- I have done several times, but he still doesn’t pay attention. Suhird- I think you should talk to his class teacher about him. Since they have more experience than us in handling students. Yashank- OKAY, it sounds like a good idea. I will also ask him to make the subject more interesting and practical so that he is able to concentrate more on his studies. Suhird- Do you need help with anything else? Yashank- No, thank you for your time. Suhird – No problem brother. Bye Yashank- Bye
Banks should receive billions of dollars in assistance from their governments during a financial crisis that was in large part their fault. To what extent do you agree or disagree with this statement? Give reasons for your answer and include any relevant examples from your own knowledge or experience.
It is now possible to perform everyday tasks such as banking, shopping and business transactions without meeting people face to face. What are the effects it may bring on the individual and the society as a whole?
Coins and paper money will soon be replaced by credit and bank cards. Eventually we will have a cashless society which will be safer and more convenient for everyone. Do you agree or disagree
More and more people are using internet to do their tasks rather that doing in person for example shopping bankings hotel bookings. Do you think tha advantage outweigh disadvantage
Nowadays, plastic money replacements such as credit and debit cards are extremely popular, even more than banknotes and coin. Advantages and Disadvantages
You should spend about 20 minutes on this task. You have received a letter from your bank, asking you to acknowledge receipt of a new bank card. However, the card was missing from the envelope. Write a letter to the bank's head office. In your letter: explain why you are writing express concern about the missing card ask them what they intend to do You do NOT need to write your own address. Begin your letter as:
In writing task describe the data in the two figures below that relate to banks in the UK. Figure A shows the total number of branches that the four biggest banks had open in 2014, while Figure B shows the number of branches that each of those banks closed in 2013.
Today, most of the farmers are moving to urban areas from rural areas for work, Because of so many reasons. They may be weather is not supporting for agriculture or for their children’s education. However, it is not good sign to our society. Due to shifting of agrarians from villages to cities causes agrarian crisis after some days. Again, it will leads to economic crisis of nation. This is not good for prosperous healthy and wealthy world. And also, population will increases in towns. Moreover, employment is very big issue. Providing jobs to everyone is not possible. So, most of the families will not get food even two times daily. Because of that, unemployed people will divert into wrong side to do wrong things for money. Due to that, crime rate will increases in cities. So, government has to take the actions to stop the ranchers to move from villages and also encourage them by providing bank loans without interest. In cultivation, if they’ll get profit they’ll repay the amount. Otherwise, in any case, if they lost their yield, regime has to cancel the amount how much they were taken for agribusiness irrespective of amount. By giving original seeds to get a good crop and pesticides to control the insects to the farmers, they will get good results in farming. And administration has to provide free education and accommodation facilities to their children. In conclusion, in my point of view, entire nation is depends on farming. So, we have to protect our noblemen by providing good facilities to them and their families. This is not only management work. This is the responsibility of all public those who are living in nation.
The reason that most individuals are in debt is due to the overuse and irresponsible use of credit cards. Banks should not issue credit cards unless they are completely sure of an individual’s ability to pay back their debts. To what extent do you agree with this?
You left a bag in the cinema of this city that you were visiting. You want to recover the bank. Write a letter to the cinema manager. In your letter give detail of your visit. Describe the bag and its content. Explain what you want the manager to do
People today can perform the everyday tasks such as shopping, banking or even business transactions, without meeting others face to face. What are the effects it may have on individuals and society as a whole? Is it a positive or negative development?
More people put their personal information online (address, telephone number,…) for everyday activities such as socializing on social networks or banking purposes. Do you think it is a positive or negative development?
You have recently moved to another city but your bank has your old address and continues to send all the communication there. -Where you have moved? -What problem are you facing regarding the bank is communication? -What do you want them to do regarding old communication already sent to the wrong address.
The graphs indicate the source of complaints about the bank of America and the amount of time it takes to have the complaints resolved.
You have just invited your friend to great bank opening. Write a letter to your friend. In this letter Host information Guest of honor Directions
Today many people put their personal and private information online (address phone number and credit card number) to facilitate everyday activities such as banking shopping and socializing. Is this a positive or negative development?
More people today put their personal and private information online (address, telephone number, credit card number) to do everyday activities such as banking, shopping, and socializing. Is this a positive or negative development?
People can perform everyday task, such as shopping and banking as well as business transactions, without meeting other people face to face. What are the effects of this on individuals and society as a whole
You have an appointment with your bank manager, but you cannot attend the meeting. You are writing to him to make another appointment. In your letter • Apologize for any inconvenience • Explain why you cannot attend this meeting • Make an appointment for another meeting Write at least 150 words. You do NOT need to write any addresses. Begin your letter as follows: Dear ....,
People today are able to take out loans from the bank or get a credit card very easily. What are the advantages and disadvantages of this practice?
In writing task describe the data in the two figures below that relate to banks in the UK. Figure A shows the total number of branches that the four biggest banks had open in 2014, while Figure B shows the number of branches that each of those banks closed in 2013. Write two or three paragraphs describing the information included in the two figures.
You have had a back account for a few years. Recently you received a letter from the bank stating that your account is $240 overdrawn and that you will be charged $70 which will be taken directly from your account. You know that this information is incorrect. Write a letter to the bank. Explain what has happened and say what you would like them to do about it.
People can perform everyday tasks, such as shopping and banking as well as business transactions, without meeting other people face-to-face because of technology. What are the effects of this on individual and society as a whole?
There is a debate concerning about the better work whether undertaking in the same entreprise for the lifetime or occupying distinct organisations. This essay discusses both sides of this contentious argument and then I will give my own perpectives. If someone is determined to labour in one place, it would ensure their long career and the easiness reaching better position one day. The company certainly pay attention for the loyal employees and the ones whose understanding their works better anyone else, knowing how to develop their business and/or products, and strengthening the weakness of their organisation. All of these are only obtained by diving the duties for a long time and then someone will become an experts of this kind of job. This expetises lead to higher position, albeit perhaps in long way to go. Unfortunately, this condition might bring a person in lacking experiences from another abilities and situations that would be a challenge for him or her if their office had got a bankrupt suddenly. On another side, the research shows that people who are changing their occupation twice in a minimum can take a multitasking job and survive in facing some unexpectedly issues rather than those who only have one position in their life. For instance, an actuary has a job in a private company taking care of life insurance before she moved into a government institution that tackle some medical and health issues in which threaten lives. She should hand on experiences regarding all the calculation about risk-life theories in real life, whereby it can be only acquired from the company which she undertook beforehand. However, the drawback of displacing the organisations over and over again is the workers should start their career from zero in their new institution and might bring a perfect designation that is not in short time. To conclude, both of the constant or altered organisations will give each own beneficial and detrimental conditions. In my opinion, it is a good idea and recommended to take chances looking perfect organisations and if it have fitted into what I am looking for, I prefer to immediately decide to settle down for long time until the time of retired.
The Internet has brought many changes into our day to day life. Nowadays we can do things such as mailing, contacting, banking and communication much faster. Is this a positive or negative development?
You have moved to another city but your bank has your old address and continues to send all communication there. Write a letter to your bank branch. In the letter, mention: Where have you moved to? What problem are you facing regarding the bank’s communication? What you want them to do regarding old communication already sent to the wrong address?
You have just received a credit card statement from your bank. The statement lists a number of expensive purchases that you are sure you did not make. Write a letter to the bank manager. In the letter: • Introduce yourself. • Explain that you did not buy the items listed. • Say what you would like the bank to do to fix the problem.
Some people think that it is best to save money for example in a bank or savings schemes. Other people feel that money should be spent whenever it is available, discuss these views and reach an opinion on this debate.
The reason that most people are in debt is the overuse as well as irresponsible use of credit cards. Banks ought to do a background check and only issue credit cards to individuals who have the ability to pay back their debts. What is your opinion?
Some people think that it is best to save money, for example in a bank or savings scheme. Other people feel that money should be spent whenever it is available. Discuss these views and reach an opinion on this debate.
More people put their personal information online (address, telephone number…) for everyday activities such as socializing on social networks or banking. Do you think it is a positive or negative development? Give reasons for your answer and include any relevant examples from your own knowledge or experience.
The reason that most individuals are in debts is due to the overuse as well as irresponsible use of credit cards. Banks should not issue credit cards unless they are completely sure of an individual’s ability to pay back their debits. To what extent do you agree with this?
People can perform everyday task, such as shopping and banking as well as business transactions without meeting other people face to face. What are the effects of this on an individual and society as a whole.
People can perform everyday tasks, such as shopping and banking as well as business transactions, without meeting other people face-to-face. What are the effects of this on individual and society as a whole?
Coins and paper money will soon be eliminated by credit cards and bank cards. Eventually we will have a cashless society which will be safer and more convenient for everyone. Do you agree or disagree?
Some people think that it is best to save money, for example in a bank or savings scheme. Other people feel that money should be spent whenever it is available. Discuss these views and reach an opinion on this debate. Give reasons for your answer, and support your essay with ideas and examples from your own experience.
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