50 Latest Bank IELTS Topics

Want to improve your IELTS score? Get instant feedback and learn from your mistakes!
You need to borrow some money to pay for something you need for your work or studies. Write a letter to your bank to ask for a loan. In your letter introduce yourself and ask for a loan say why you need the money explain how you plan to pay the money back You should write at least 150 words. You do NOT need to write any addresses. Begin your letter as follows: Dear Sir or Madam,
You have just received a credit card statement from your bank. The statement lists a number of expensive purchases that you are sure you did not make. Write a letter to the bank manager. In the letter: • Introduce yourself. • Explain that you did not buy the items listed. • Say what you would like the bank to do to fix the problem.
Many feel that students today should learn Pratical skills at school such as car maintenance and managing a bank account. To what extent do you agree or disagree.
Surveillance cameras in banks, officers, shops and streets have been very successful in reducing crime in the workplace and in public, but they are also a tool for their users to spy on people private business. What problems do the use of surveillance cameras create? Is there any solution?
On 1 July 2015, the Government of India launched a massive campaign named "Digital India". AIM- The main aim was to improve access to technology to the people of the country. Digital India has helped people to get government services online and, they can post their complaints online to the government. Our Prime Minister has made many apps for them like swatch Bharat etc, it has helped people to get their roads repaired, get their job done easily and even faster, Digital India offers many services like Digitalocker etc where people can store their important data, information securely, this idea was supported by many companies like Google, Microsoft, Facebook etc and They are also helping us in making our country digital, they are providing free WIFI to remotes areas with the help of drones etc and this has helped India by generating jobs, reducing the cost of import for all the necessary equipment. Digital Technologies include Cloud Computing and Mobile Applications which have emerged as the main reason for rapid economic growth. Digital India will change the face of many states, For example, Himachal Pradesh where many basic things such as the health care system, education and online business. Due to digital India people who do online banking has also increased to a very large extent. Digital India has the mission of making India digitally empowered and literate and all the services will be given online which made people to get information easily and, in all languages, it wants all the services be available to its citizens digitally which will make our country empowered and more developed economy DISADVANTAGES: The major disadvantage of digital India will be online fraud. The uneducated people will fall into this trap. Over and above, it may also lead to cyberbullying. SPENT -1 lakh cr Conversation Yashank- Hello suhird, it’s great to see you again Suhird – Hi, it's great seeing you too, how long has it been? It must be more than 6 months. I'm doing good. How about you? Yashank- Not too bad Suhird- What is new? Yashank- Well I wanted to meet you because I really want to talk to you about my friend. Suhird- Okay Yashank- Well, He doesn’t bring his books and disturbs others during study hours. He keeps on speaking and never lets other study. Due to him, I am not able to concentrate in class. Suhird- Did you try to talk to him? Yashank-Yes but he neither listens to me nor my friends. Suhird- Do teachers know about him? Yashank- I guess, but they just ignore him while they are teaching. Suhird – why don’t you try talking to him again? Yashank- I have done several times, but he still doesn’t pay attention. Suhird- I think you should talk to his class teacher about him. Since they have more experience than us in handling students. Yashank- OKAY, it sounds like a good idea. I will also ask him to make the subject more interesting and practical so that he is able to concentrate more on his studies. Suhird- Do you need help with anything else? Yashank- No, thank you for your time. Suhird – No problem brother. Bye Yashank- Bye
[Dri] You ordered a new cheque book from your bank two weeks ago but you have received nothing. Write a letter to the manager complaining about the bad service. Say when and how you ordered the cheque book. Ask how much longer you will have to wait and ask the manager what action he will take over this matter.
Surveillance cameras in bank, offices, shops and streets have been very successful in reducing crime in the work place and in public, but they are also a tool for their users to spy on people’s private business. What problems do the use of Surveillance cameras create? Are there any solution? Give reasons for your answer and include any relevant examples from your own knowledge.
You recently received a letter from your bank that you should have received a new credit card. Unfortunately, the card was not in the letter. Write a letter to your bank manager. In your letter . Explain what has happened . Suggest the credit card should be cancelled for security reasons . Ask when a new credit card can be sent to you
Discuss why it is important to open a bank account. Do you think it is safe to keep all your money in a bank? Which payment method do you prefer?
In writing task describe the data in the two figures below that relate to banks in the UK. Figure A shows the total number of branches that the four biggest banks had open in 2014, while Figure B shows the number of branches that each of those banks closed in 2013. Write two or three paragraphs describing the information included in the two figures.
The reason that most individuals are in debt is due to the overuse and irresponsible use of credit cards. Banks should not issue credit cards unless they are completely sure of an individual’s ability to pay back their debts. To what extent do you agree with this?
You have recently moved to another city but your bank has your old address and continues to send all the communication there. Write a letter to your bank Branch. In this letter mention: -Where you have moved? -What problem are you facing regarding the bank's communication? -What do you want them to do regarding old communication already sent to the wrong address
More people put their personal information online (address, telephone number,…) for everyday activities such as socializing on social networks or banking purposes. Do you think it is a positive or negative development?
Coins and paper money will soon be eliminated by credit cards and bank cards. Eventually we will have a cashless society which will be safer and more convenient for everyone. Do you agree or disagree?
You have recently experienced irregularities with one of your bank accounts. You requested help from customer service, but have not received any response yet. Write a complain letter to the bank manager. In your letter: • Explain what the issue was • Provide the date of request and how it was done • Ask for a solution to your request. Write at least 150 words. You do NOT need to write any addresses. Begin your letter as follows: Dear Sir or Madam,
You want to start your own small business. Write a letter to a bank requesting information about obtaining a business loan to finance your new company. In your letter, include the following information: 1) what kind of business you want to start 2) how much money you need 3)the length of time over which you would expect to repay the money. Write at least 150 words. You do NOT need to write any addresses
Surveillance cameras in banks, offices, shops and streets have been very successful in reducing crime in the workplace and public, but they are also took for their users to spy on people's private business. what problems do surveillance cameras create? what are the solutions?
You have an appointment with the bank and now you realized that you can't make it for that. Write a letter to the manager.
The reason that most individuals are in debts is due to the overuse as well as irresponsible use of credit cards. Banks should not issue credit cards unless they are completely sure of an individual’s ability to pay back their debits. To what extent do you agree with this?
You have had a bank account for a few years. Recently you received a letter from the hank stating that your account is $240 overdrawn and that you will he charged $70 which will he taken directly from your account. You know that this information is incorrect. Write a letter to the bank. Explain what has happened and say what you would like them to do about it.
The graphs indicate the source of complaints about the Bank of America and the amount of time it takes to have the complaints resolved. Summarise the information by selecting and report in the main features, and make comparisons where relevant.
Nowadays plastic money replacements such as credit and debit cards are extremely popular, even more than banknotes and coins. Is this a positive or negative development?
The Internet has brought many changes into our day to day life. Nowadays we can do things such as mailing, contacting, banking and communication much faster. Is this a positive or negative development?
It is best to save money, for example in a bank or savings scheme. How far do you agree or disagree?
Some people think that school children need to learn practical skills such as car maintenance or bank account management along with their academic subjects at school. To what extent do you agree or disagree?
Many people today put personal information online for the needs of daily lives (e.g., shopping, banking, and social network). Is it a positive or negative development?
The quality of the health care a person receives should not depend on the size of their bank balance. The government is responsible for providing a high level of healthcare for all its citizens. To what extent do you agree or disagree?
You have just received a credit card statement from your bank. The statement lists a number of expensive purchases that you are sure you did not make. Write a letter to the bank manager. In the letter: • Introduce yourself. • Explain that you did not buy the items listed. • Say what you would like the bank to do to fix the problem. You do not need to write any addresses. Begin your letter as follows:
You should spend about 20 minutes on this task. You have received a letter from your bank, asking you to acknowledge receipt of a new bank card. However, the card was missing from the envelope. Write a letter to the bank's head office. In your letter: explain why you are writing express concern about the missing card ask them what they intend to do You do NOT need to write your own address. Begin your letter as:
You ordered a new cheque book from your bank two weeks ago, but you have received nothing. Write a letter to the manager complaining about the bad service. Say when and how you ordered the cheque book. Ask how much longer you will have to wait and ask the manager what action he will take over this matter.
You have received a letter from your bank, asking you to acknowledge receipt of a new bank card. However, the card was missing from the envelope. Write a letter to the bank's head office. In your letter: explain why you are writing express concern about the missing card ask them what they intend to do Write at least 150 words. You do NOT need to write any address. Begin your letter as follows: Dear __________
Many people are in financial hardship due to their irresponsible use of credit cards. Therefore, banks and other financial institutes should not issue credit cards unless they are completely sure of an individual’s ability to pay back their debts. To what extent do you agree or disagree?
You want to start your own small business. Write a letter to a bank requesting information about obtaining a business loan to finance your new company. In your letter, include the following information: what kind of business you want to start how much money you need the length of time over which you would expect to repay the money 

You do NOT need to write any addresses.

Begin your letter as follows: Dear Sir or Madam,
Today more people put personal and private information online to do everyday activities such as banking, shopping and socializing. Is this a positive or negative development?
More people put their personal information online (address, telephone number...) for everyday activities such as socializing on social networks or banking. Do you think it is a positive or negative development? Give reasons for your answer and include any relevant examples from your own experience or knowledge
Banking and funding and their role in our life. Methods of paying. Discuss why it is important to open a bank account. Do you think it is safe to keep all your money in a bank? Which payment method do you prefer?
The quality of health care a person receives should not depend on the size of their bank balance. The government is responsible for providing a high level of health care for all its citizens. To what extent do you agree or disagree with this statement?
The development of telecommunications technology has enabled people to perform many tasks, such as shopping, banking and business transactions, without meeting each other face to face. What are the effects of this trend on individuals and on society as a whole?
You should spend about 20 minutes on this task. You have just received a credit card statement from your bank. The statement lists a number of expensive purchases that you are sure you did not make. Write a letter to the bank manager. In the letter: • Introduce yourself. • Explain that you did not buy the items listed. • Say what you would like the bank to do to fix the problem.
You have had a back account for a few years. Recently you received a letter from the bank stating that your account is $240 overdrawn and that you will be charged $70 which will be taken directly from your account. You know that this information is incorrect. Write a letter to the bank. Explain what has happened and say what you would like them to do about it.
you recently received a letter fron you bank that should have contained a new credit card. Unfortunately, the card was not in the letter. Write a letter to your bank manager. I your letter, Explain what has happened suggest the credit card should be cancelled for security reasons ask when a new credit card can be sent to you.
In recent years, online payment systems such as mobile wallets and digital banking have become increasingly popular. What are the advantages and disadvantages of making payments online?
Write a letter to bank manager about some problemm relatad to your bank account. Explain — i, The whole problem in detail is What has led to search a situation Also, make a reguest to overcome this problem at the earliest as possible
Nowadays plastic money replacements such as credit and debit cards are extremely popular, even more than banknotes and coins.Discuss the advantages and disadvantages of this. Give reasons for your answer and include any relevant examples from your own knowledge or experience.
Write a letter to bank manager about some problemm relatad to your bank account. Explain — i, The whole problem in detail is What has led to search a situation Also, make a reguest to overcome this problem at the earliest as possilve
People can perform everyday tasks, such as shopping and banking as well as business transactions, without meeting other people face-to-face because of technology. What are the effects of this on individuals and society as a whole?
Since people are becoming cashless these days,it is believed paper currency and coins will be replated by Bank card ? Do you agree or disagree with this statement.
You have reccently moved to another city but your bank has your address and continues to send all the communicitain there. Wirte a letter to your bank Branch.In this letter mention: -Where have you moved? -What problem are you facing regarding the bank's communicitain? -What do you want them to do regarding old communicitain already sent to the wrong address?
You have just received a credit card statement from your bank. The statement lists a number of expensive purchases that you are sure you did not make. Write a letter to the bank manager. In the letter: -Introduce yourself. -Explain that you did not buy the items listed. -Say what you would like the bank to do to fix the problem.
Write a letter to the bank manager. In the letter: • Introduce yourself. • Explain that you did not buy the items listed. • Say what you would like the bank to do to fix the problem. You do not need to write any addresses. Begin your letter as follows: Dear Sir or Madam
🚀 Prepare for IELTS writing section today!
  • Unlimited Task 1 & Task 2 checks
    Practice with essays, charts, and letters.
  • Personalized suggestions & mistake analysis
    Spot every mistake and boost your score.
  • Topic ideas & vocabulary helpers
    Expand your ideas and use the right words.
  • Progress tracking
    Watch your writing improve with every practice.