50 Latest Bank IELTS Topics

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You want to start your own small business. Write a letter to a bank requesting information about obtaining a business loan to finance your new company. In your letter, include the following information: what kind of business you want to start how much money you need the length of time over which you would expect to repay the money 

You do NOT need to write any addresses.

Begin your letter as follows: Dear Sir or Madam,
You should spend about 20 minutes on this task. You have received a letter from your bank, asking you to acknowledge receipt of a new bank card. However, the card was missing from the envelope. Write a letter to the bank's head office. In your letter: explain why you are writing express concern about the missing card ask them what they intend to do
You have just invited your friend to great bank opening. Write a letter to your friend. In this letter Host information Guest of honor Directions
The data below shows information relating to companies holding bank accounts in the British Virgin Islands. Summarise the information by selecting and reporting the main features, and make comparisons where relevant.
You have moved to another city but your bank has your old address and continues to send all communication there. Write a letter to your bank branch. In the letter mention: Where have you moved to? What problem are you facing regarding the Banks communication? What you want them to do regarding old communication already sent to the wrong address?
People can perform everyday tasks, such as shopping and banking as well as business transactions, without meeting other people face-to-face because of technology. What are the effects of this on individual and society as a whole?
Some people think that it is best to save money, for example in a bank or savings scheme. Other people feel that money should be spent whenever it is available. Discuss these views and reach an opinion on this debate. Give reasons for your answer, and support your essay with ideas and examples from your own experience.
You have just received a credit card statement from your bank. The statement lists a number of expensive purchases that you are sure you did not make. Write a letter to the bank manager. In the letter: • Introduce yourself. • Explain that you did not buy the items listed. – I am on vacation • Say what you would like the bank to do to fix the problem.- investigate the case/send revised credit card statement
It is now possible to perform everyday tasks, such as bank transaction, shopping or even office works, without meeting people face to face. Do you think the advantages of this outweigh the disadvantages?
Recently you issued a cheque to someone, but when that person presented the cheque to the bank, it was returned with these words ‘Returned for lack of sufficient funds”. You are sure that there is sufficient balance in your account. -Write a letter to the bank manager. In your letter, -give him particulars about your cheque -tell him that the cheque has bounced for no valid reason -request him to look into the matter
On 1 July 2015, the Government of India launched a massive campaign named "Digital India". AIM- The main aim was to improve access to technology to the people of the country. Digital India has helped people to get government services online and, they can post their complaints online to the government. Our Prime Minister has made many apps for them like swatch Bharat etc, it has helped people to get their roads repaired, get their job done easily and even faster, Digital India offers many services like Digitalocker etc where people can store their important data, information securely, this idea was supported by many companies like Google, Microsoft, Facebook etc and They are also helping us in making our country digital, they are providing free WIFI to remotes areas with the help of drones etc and this has helped India by generating jobs, reducing the cost of import for all the necessary equipment. Digital Technologies include Cloud Computing and Mobile Applications which have emerged as the main reason for rapid economic growth. Digital India will change the face of many states, For example, Himachal Pradesh where many basic things such as the health care system, education and online business. Due to digital India people who do online banking has also increased to a very large extent. Digital India has the mission of making India digitally empowered and literate and all the services will be given online which made people to get information easily and, in all languages, it wants all the services be available to its citizens digitally which will make our country empowered and more developed economy DISADVANTAGES: The major disadvantage of digital India will be online fraud. The uneducated people will fall into this trap. Over and above, it may also lead to cyberbullying. SPENT -1 lakh cr Conversation Yashank- Hello suhird, it’s great to see you again Suhird – Hi, it's great seeing you too, how long has it been? It must be more than 6 months. I'm doing good. How about you? Yashank- Not too bad Suhird- What is new? Yashank- Well I wanted to meet you because I really want to talk to you about my friend. Suhird- Okay Yashank- Well, He doesn’t bring his books and disturbs others during study hours. He keeps on speaking and never lets other study. Due to him, I am not able to concentrate in class. Suhird- Did you try to talk to him? Yashank-Yes but he neither listens to me nor my friends. Suhird- Do teachers know about him? Yashank- I guess, but they just ignore him while they are teaching. Suhird – why don’t you try talking to him again? Yashank- I have done several times, but he still doesn’t pay attention. Suhird- I think you should talk to his class teacher about him. Since they have more experience than us in handling students. Yashank- OKAY, it sounds like a good idea. I will also ask him to make the subject more interesting and practical so that he is able to concentrate more on his studies. Suhird- Do you need help with anything else? Yashank- No, thank you for your time. Suhird – No problem brother. Bye Yashank- Bye
People today are able to take out loans from the bank or get a credit card very easily. What are the advantages and disadvantages of this practice?
you have had a bank account for a few years.recently you received a letter from the bank starting that your account is 240 dollars overdraw and that you will be charged 70 dollars which will be taken directly from your account.you know that this information is incorrect write a letter to the bank.explain what has happened and say what you would like them to do about it
Write a letter to the bank manager. In the letter: • Introduce yourself. • Explain that you did not buy the items listed. • Say what you would like the bank to do to fix the problem. You do not need to write any addresses. Begin your letter as follows: Dear Sir or Madam
Today more people put personal and private information (address, telephone and plastic card numbers) online to do their daily activities such as banking, shopping, and socializing. Is this a positive or negative development?
The reason that most individuals are in debt is due to the overuse and irresponsible use of credit cards. Banks should not issue credit cards unless they are completely sure of an individual’s ability to pay back their debts. To what extent do you agree with this?
You have just received a credit card statement from your bank. The statement lists a number of expensive purchases that you are sure you did not make. Write a letter to the bank manager. In the letter: • Introduce yourself. • Explain that you did not buy the items listed. • Say what you would like the bank to do to fix the problem.
People may use plastic cards instead of coins and banknotes in the future. Is this a positive or negative trend?
You should spend about 20 minutes on this task. You have just received a credit card statement from your bank. The statement lists a number of expensive purchases that you are sure you did not make. Write a letter to the bank manager. In the letter: • Introduce yourself. • Explain that you did not buy the items listed. – I am on vacation • Say what you would like the bank to do to fix the problem.- investigate the case/send revised credit card stateme
you recently received a letter fron you bank that should have contained a new credit card. Unfortunately, the card was not in the letter. Write a letter to your bank manager. I your letter, Explain what has happened suggest the credit card should be cancelled for security reasons ask when a new credit card can be sent to you.
Some people think that it is best to save money for example in a bank or savings schemes. Other people feel that money should be spent whenever it is available, discuss these views and reach an opinion on this debate.
The quality of health care a person receives should not depend on the size of their bank balance. The government is responsible for providing a high level of health care for all its citizens. To what extent do you agree or disagree with this statement?
Banks should receive billions of dollars in assistance from their governments during a financial crisis that was in large part their fault. To what extent do you agree or disagree with this statement? Give reasons for your answer and include any relevant examples from your own knowledge or experience.
More people put their personal information online (address, telephone number,…) for everyday activities such as socializing on social networks or banking purposes. Do you think it is a positive or negative development?
More people today put their personal and private information online (address, telephone number, credit card number) to do everyday activities such as banking, shopping, and socializing. Is this a positive or negative development?
ou have had a bank account for a few years. Recently you received a letter from the bank stating that your account is $240 overdrawn and that you will be charged $70 which will be taken directly from your account. You know that this information is incorrect. Write a letter to the bank. Explain what has happened and say what you would like them to do about it.
As an international student in Sweden, you have an account with a local bank. The monthly bank transfer you receive from your parents has been delayed this month due to an error at your parents’ bank. Write a letter to your bank. In your letter: •introduce yourself and ask for a loan •say why you need the money •tell how you intend to pay back the money You should 

You do NOT need to write any addresses. Begin your letter as follows: Dear Sir or Madam,
It is now possible to perform everyday tasks such as banking, shopping and business transactions without meeting people face to face. What are the effects it may bring on the individual and the society as a whole?
Surveillance cameras in banks, offices, shops and streets have been very successful in reducing crime in the workplace and public, but they are also took for their users to spy on people's private business. what problems do surveillance cameras create? what are the solutions?
Directions: Read the question below. You will have 30 minutes to plan, write, and revise your essay. Typically an effective essay will contain a minimum of 300 words. From the following list, which industry has made the biggest technological advancements in the last decade? ▪Healthcare ▪Banking ▪Education Give reasons or examples to support your opinion.
You have just received a credit card statement from your bank. The statement lists a number of expensive purchases that you are sure you did not make. Write a letter to the bank manager. In the letter: • Introduce yourself. • Explain that you did not buy the items listed. • Say what you would like the bank to do to fix the problem. You do not need to write any addresses. Begin your letter as follows:
You want to start your own small business. Write a letter to a bank requesting information about obtaining a business loan to finance your new company. In your letter, include the following information: - what kind of business you want to start - how much money you need - the length of time over which you would expect to repay the money Write at least 150 words.
Directions: Read the question below. You will have 30 minutes to plan, write, and revise your essay. Typically an effective essay will contain a minimum of 300 words. From the following list, which industry has made the biggest technological advancements in the last decade? ▪ Healthcare ▪ Banking ▪ Education Give reasons or examples to support your opinion.
More people put their personal information online (address, telephone number…) for everyday activities such as socializing on social networks or banking. Do you think it is a positive or negative development? Give reasons for your answer and include any relevant examples from your own knowledge or experience.
You have lost your credit card Write a letter to the manager of your bank In the letter explain how you lost the card ask the manger to cancel the old card and to issue you a replacement
Today more people put personal and private information online (address, telephone number,...) to do everyday activities such as banking, shopping, and socializing. Is this a positive or negative development?
You have received a letter from your bank, asking you to acknowledge receipt of a new bank card. However, the card was missing from the envelope. Write a letter to the bank's head office.
People can perform everyday tasks, such as shopping and banking as well as business transactions, without meeting other people face to face what are the effects of this on individual and society as a whole?
The graphs indicate the source of complaints about the bank of America and the amount of time it takes to have the complaints resolved. Summarise the information by selecting
Many people today put personal information online for the needs of daily lives (e.g., shopping, banking, and social network). Is it a positive or negative development?
You have borrowed money from your bank. You agreed to repay a fixed amount every month. However, it will be difficult to pay any money back this month. Write an email to the bank in about 150-200 words. Your email should do the following things: State the amount of money you borrowed and the repayment schedule. Explain why you borrowed the money. Explain the reason you cannot pay any money this month and why you will be able to pay next month.
You have borrowed money from your bank. You agreed to repay a fixed amount every month. However, it will be difficult to pay any money back this month. State the amount of money you borrowed and the repayment schedule. Write an email to the bank in about 150-200 words. Your email should do the following things: Explain why you borrowed the money. Explain the reason you cannot pay any money this month and why you will be able to pay next month.
Nowadays plastic money replacements such as credit and debit cards are extremely popular, even more than banknotes and coins.Discuss the advantages and disadvantages of this. Give reasons for your answer and include any relevant examples from your own knowledge or experience.
As an international student in Sweden, you have an account with a local bank. The monthly bank transfer you receive from your parents has been delayed this month due to an error at your parents’ bank. Write a letter to your bank. In your letter: introduce yourself and ask for a loan say why you need the money tell how you intend to pay back the money
The reason that most individuals are in debit is due to the overuse as well as irresponsible use of credit cards. Banks should not issue credit cards unless they are completely sure of an individual's ability to pay back their debits. To what extent do you agree with this?
You should spend about 20 minutes on this task. You have just received a credit card statement from your bank. The statement lists a number of expensive purchases that you are sure you did not make. Write a letter to the bank manager. In the letter: • Introduce yourself. • Explain that you did not buy the items listed. • Say what you would like the bank to do to fix the problem.
Many people are in financial hardship due to their irresponsible use of credit cards. Therefore, banks and other financial institutes should not issue credit cards unless they are completely sure of an individual’s ability to pay back their debts. To what extent do you agree or disagree?
The given charts depict two different ways of protection for homes which are at risk of being flooded, and both of the houses are raised above ground level. The main difference between the two protection plans is whether there is a stopbank or not In the first diagram, the function of a stopbank as a barrier against flooding from nearby rivers is illustrated. This barrier, depicted as a mound near a drain/river, exceeds the predicted height of a 100-year flood. Additionally, the houses can be built on stilts to prevent flooding from rainwater, and there is a floodgate beneath the stopbank opened to allow the internal winding to drain off into the river. In contrast, the second illustration portrays the dire consequences of a house lacking such protection, directly exposed to overflowing water. In this case, buildings are also raised on stilts. The height of the stilts is 300mm above the 100-year flood level which is called freeboard. This measurement can secure the house against the flood.
You should spend about 20 minutes on this task. You have just received a credit card statement from your bank. The statement lists a number of expensive purchases that you are sure you did not make. Write a letter to the bank manager. In the letter: • Introduce yourself. • Explain that you did not buy the items listed. • Say what you would like the bank to do to fix the problem. You do not need to write any addresses. Begin your letter as follows: Dear Sir or Madam, You should write at least 150 words.
some people think that schools should focus on academic subjects like algebra, history, and physics, but others think that schools should spent time focusing on practical skills like time management and banking. Discuss both views and give your opinion.
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