50 Latest Bank IELTS Topics

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Some people store personal and private information online, including banking, contacts and addresses. Is it a positive or negative trend?
You ordered a new cheque book from your bank two weeks ago but you have received nothing. Write a letter to the manager complaining about the bad service. Say when and how you ordered the cheque book. Ask how much longer you will have to wait and ask the manager what action he will take over this matter. You should write at least 150 words. You do NOT need to write your own address. Begin your letter as follows:
You have received a letter from your bank, asking you to acknowledge receipt of a new bank card. However, the card was missing from the envelope. Write a letter to the bank's head office.
People can perform everyday tasks, such as shopping and banking as well as business transactions, without meeting other people face-to-face because of technology. What are the effects of this on individuals and society as a whole?
You ordered a new credit card from the bank about 14 days ago and still have not received it. You are not happy about this. Write a letter to the bank. In your letter say: Why you are writing to them. Ask why you have waited so long for the new card Ask the bank manager what he will do about this matter.
The graphs indicate the source of complaints about the bank of America and the amount of time it takes to have the complaints resolved. Summarise the information by selecting
Today more people put personal and private information online (address, telephone number,...) to do everyday activities such as banking, shopping, and socializing. Is this a positive or negative development?
You recently transferred money into your bank account through online banking but the money was not credited to your account. Write a letter to your bank manager. In your letter, introduce yourself describe the situation tell what you want him to do
People today are able to take out loans from the bank or get a credit card very easily. What are the advantages and disadvantages of this practice?
You have just received a credit card statement from your bank. The statement lists a number of expensive purchases that you are sure you did not make. Write a letter to the bank manager. In the letter: • Introduce yourself. • Explain that you did not buy the items listed. • Say what you would like the bank to do to fix the proble
some people think that schools should focus on academic subjects like algebra, history, and physics, but others think that schools should spent time focusing on practical skills like time management and banking. Discuss both views and give your opinion.
More and more people are using the internet to do their tasks rather then doing in person. (e.g. banking, shopping, hotel booking etc. ). Do the advantages of this trend outweighs the disadvantages?
The quality of healthcare a person received should not depend on the size of their bank balance. The government is responsible for providing a high level of healthcare for all its citizens. To what extent do you agree?
ome people believe that children should study practical skills as managing a bank account, car maintenance, as well as traditional academic courses. Do you agree or disagree?
Many people put their personal information online for everyday activities such as socializing on social networks or banking purposes. Do you think it is positive or negative development?
The quality of the health care a person receives should not depend on the size of their bank balance. The government is responsible for providing a high level of healthcare for all its citizens. To what extent do you agree or disagree?
Some people think that it is best to save money, for example in a bank or savings scheme. Other people feel that money should be spent whenever it is available. Discuss these views and reach an opinion on this debate. Give reasons for your answer, and support your essay with ideas and examples from your own experience.
People can perform everyday tasks, such as shopping and banking as well as business transactions, without meeting other people face-to-face. What are the effects of this on individuals and society as a whole?
You have just received a credit card statement from your bank. The statement lists a number of expensive purchases that you are sure you did not make. Write a letter to the bank manager. In the letter: • Introduce yourself. • Explain that you did not buy the items listed. • Say what you would like the bank to do to fix the problem.
You want to start your own small business. Write a letter to a bank requesting information about obtaining a business loan to finance your new company. In your letter, include the following information: what kind of business you want to start how much money you need the length of time over which you would expect to repay the money 

You do NOT need to write any addresses.

Begin your letter as follows: Dear Sir or Madam,
The quality of health care a person receives should not depend on the size of their bank balance. The government is responsible for providing a high level of health care for all its citizens. To what extent do you agree or disagree with this statement?
There is a debate concerning about the better work whether undertaking in the same entreprise for the lifetime or occupying distinct organisations. This essay discusses both sides of this contentious argument and then I will give my own perpectives. If someone is determined to labour in one place, it would ensure their long career and the easiness reaching better position one day. The company certainly pay attention for the loyal employees and the ones whose understanding their works better anyone else, knowing how to develop their business and/or products, and strengthening the weakness of their organisation. All of these are only obtained by diving the duties for a long time and then someone will become an experts of this kind of job. This expetises lead to higher position, albeit perhaps in long way to go. Unfortunately, this condition might bring a person in lacking experiences from another abilities and situations that would be a challenge for him or her if their office had got a bankrupt suddenly. On another side, the research shows that people who are changing their occupation twice in a minimum can take a multitasking job and survive in facing some unexpectedly issues rather than those who only have one position in their life. For instance, an actuary has a job in a private company taking care of life insurance before she moved into a government institution that tackle some medical and health issues in which threaten lives. She should hand on experiences regarding all the calculation about risk-life theories in real life, whereby it can be only acquired from the company which she undertook beforehand. However, the drawback of displacing the organisations over and over again is the workers should start their career from zero in their new institution and might bring a perfect designation that is not in short time. To conclude, both of the constant or altered organisations will give each own beneficial and detrimental conditions. In my opinion, it is a good idea and recommended to take chances looking perfect organisations and if it have fitted into what I am looking for, I prefer to immediately decide to settle down for long time until the time of retired.
You have had a bank account for a few years. Recently you received a letter from the hank stating that your account is $240 overdrawn and that you will he charged $70 which will he taken directly from your account. You know that this information is incorrect. Write a letter to the bank. Explain what has happened and say what you would like them to do about it.
You should spend about 20 minutes on this task. You have received a letter from your bank, asking you to acknowledge receipt of a new bank card. However, the card was missing from the envelope. Write a letter to the bank's head office. In your letter: explain why you are writing express concern about the missing card ask them what they intend to do
The graphs indicate the source of complaints about the bank of America and the amount of time it takes to have the complaints resolved.
You have received a letter from your bank, asking you to acknowledge receipt of a new bank card. However, the card was missing from the envelope. Write a letter to the bank's head office. In your letter: explain why you are writing express concern about the missing card ask them what they intend to do Begin your letter as follows: Dear ____, You should write at least 150 words.
Surveillance cameras in bank, offices, shops, and streets have been very successful in reducing crime in the workplace and in public, but they are also a tool for their users to spy on people’s private business. what problems do the use of surveillance cameras create? are there any solution? give reasons for your answer and include any relevant examples from your own knowledge
In writing task describe the data in the two figures below that relate to banks in the UK. Write two or three paragraphs describing the information included in the two figures.
The reason that most individuals are in debit is due to the overuse as well as irresponsible use of credit cards. Banks should not issue credit cards unless they are completely sure of an individual's ability to pay back their debits. To what extent do you agree with this?
Some people think that it is best to save money for example in a bank or savings schemes. Other people feel that money should be spent whenever it is available, discuss these views and reach an opinion on this debate.
You recently received a letter from your bank that you should have received a new credit card. Unfortunately, the card was not in the letter. Write a letter to your bank manager. In your letter . Explain what has happened . Suggest the credit card should be cancelled for security reasons . Ask when a new credit card can be sent to you
you have had a bank account for a few years.recently you received a letter from the bank starting that your account is 240 dollars overdraw and that you will be charged 70 dollars which will be taken directly from your account.you know that this information is incorrect write a letter to the bank.explain what has happened and say what you would like them to do about it
The development of telecommunications technology has enabled people to perform many tasks, such as shopping, banking and business transactions, without meeting each other face to face. What are the effects of this trend on individuals and on society as a whole?
Surveillance cameras in bank, offices, shops and streets have been very successful in reducing crime in the work place and in public, but they are also a tool for their users to spy on people’s private business. What problems do the use of Surveillance cameras create? Are there any solution? Give reasons for your answer and include any relevant examples from your own knowledge.
More people put their personal information online (address, telephone number) for everyday activities such as socializing on social networks or banking purposes. Do you think it is a positive or negative development?
You have decided to set up a business for which you want to avail the facility of bank loan. Write a letter to the bank manager requesting for information about the bank loan and in your letter, write the following: Why you are writing the letter What is the amount of bank loan you need When you are able to repay the loan
ou ordered a new cheque book from your bank two weeks ago but you have received nothing. Write a letter to the manager complaining about the bad service. Say when and how you ordered the cheque book. Ask how much longer you will have to wait and ask the manager what action he will take over this matter.
Nowadays plastic money replacements such as credit and debit cards are extremely popular, even more than banknotes and coins.Discuss the advantages and disadvantages of this. Give reasons for your answer and include any relevant examples from your own knowledge or experience.
You have received a letter from your bank, asking you to acknowledge receipt of a new bank card. However, the card was missing from the envelope. Write a letter to the bank's head office. In your letter: - explain why you are writing - express concern about the missing card - ask them what they intend to do
You need to borrow some money to pay for something you need for your work or studies. Write a letter to your bank to ask for a loan. In your letter introduce yourself and ask for a loan say why you need the money explain how you plan to pay the money back
You have moved to another city but your bank has your old address and continues to send all communication there. Write a letter to your bank branch. In the letter, mention: •Where have you moved? • What problem are you facing regarding the bank’s communication? • What you want them to do regarding old communication already sent to the wrong address.
You should spend about 20 minutes on this task. You have just received a credit card statement from your bank. The statement lists a number of expensive purchases that you are sure you did not make. Write a letter to the bank manager. In the letter: • Introduce yourself. • Explain that you did not buy the items listed. • Say what you would like the bank to do to fix the problem.
The given charts depict two different ways of protection for homes which are at risk of being flooded, and both of the houses are raised above ground level. The main difference between the two protection plans is whether there is a stopbank or not In the first diagram, the function of a stopbank as a barrier against flooding from nearby rivers is illustrated. This barrier, depicted as a mound near a drain/river, exceeds the predicted height of a 100-year flood. Additionally, the houses can be built on stilts to prevent flooding from rainwater, and there is a floodgate beneath the stopbank opened to allow the internal winding to drain off into the river. In contrast, the second illustration portrays the dire consequences of a house lacking such protection, directly exposed to overflowing water. In this case, buildings are also raised on stilts. The height of the stilts is 300mm above the 100-year flood level which is called freeboard. This measurement can secure the house against the flood.
You should spend about 20 minutes on this task. You ordered a new cheque book from your bank two weeks ago but you have received nothing. Write a letter to the manager complaining about the bad service. Say when and how you ordered the cheque book. Ask how much longer you will have to wait and ask the manager what action he will take over this matter. You should write at least 150 words.
As an international student in Sweden, you have an account with a local bank. The monthly bank transfer you receive from your parents has been delayed this month due to an error at your parents’ bank. Write a letter to your bank. In your letter: •introduce yourself and ask for a loan •say why you need the money •tell how you intend to pay back the money You should 

You do NOT need to write any addresses. Begin your letter as follows: Dear Sir or Madam,
You ordered a new chequebook from your bank two weeks ago but you have received nothing. Write a letter to the manager complaining about the bad service. Say when and how you ordered the chequebook, how much longer you will have to wait, and ask the manager what action he/she will take about this matter.
You have just received a credit card statement from your bank. The statement lists a number of expensive purchases that you are sure you did not make. Write a letter to the bank manager. In the letter: • Introduce yourself. • Explain that you did not buy the items listed. • Say what you would like the bank to do to fix the problem. You do not need to write any addresses. Begin your letter as follows: Dear Sir or Madam,
It is now possible to perform everyday tasks, such as bank transaction, shopping or even office works, without meeting people face to face. Do you think the advantages of this outweigh the disadvantages?
Recently you issued a cheque to someone, but when that person presented the cheque to the bank, it was returned with these words ‘Returned for lack of sufficient funds”. You are sure that there is sufficient balance in your account. -Write a letter to the bank manager. In your letter, -give him particulars about your cheque -tell him that the cheque has bounced for no valid reason -request him to look into the matter
you recently received a letter fron you bank that should have contained a new credit card. Unfortunately, the card was not in the letter. Write a letter to your bank manager. I your letter, Explain what has happened suggest the credit card should be cancelled for security reasons ask when a new credit card can be sent to you.
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