PERSONAL INFORMATION These days more people put their personal information, such as names, addresses and telephone numbers, online for everyday activities such as socialising on social networks or banking purposes. Do you think it is a positive or negative development?
You have borrowed money from your bank. You agreed to repay a fixed amount every month. However, it will be difficult to pay any money back this month.
State the amount of money you borrowed and the repayment schedule. Write an email to the bank in about 150-200 words. Your email should do the following things:
Explain why you borrowed the money.
Explain the reason you cannot pay any money this month and why you will be able to pay next month.
The given charts depict two different ways of protection for homes which are at risk of being flooded, and both of the houses are raised above ground level. The main difference between the two protection plans is whether there is a stopbank or not In the first diagram, the function of a stopbank as a barrier against flooding from nearby rivers is illustrated. This barrier, depicted as a mound near a drain/river, exceeds the predicted height of a 100-year flood. Additionally, the houses can be built on stilts to prevent flooding from rainwater, and there is a floodgate beneath the stopbank opened to allow the internal winding to drain off into the river. In contrast, the second illustration portrays the dire consequences of a house lacking such protection, directly exposed to overflowing water. In this case, buildings are also raised on stilts. The height of the stilts is 300mm above the 100-year flood level which is called freeboard. This measurement can secure the house against the flood.
More people today put their personal and private information online (address, telephone number, credit card number) to do everyday activities such as banking, shopping, and socializing. Is this a positive or negative development?
Surveillance cameras in bank, offices, shops, and streets have been very successful in reducing crime in the workplace and in public, but they are also a tool for their users to spy on people’s private business. what problems do the use of surveillance cameras create? are there any solution? give reasons for your answer and include any relevant examples from your own knowledge
In this ESL banking writing task describe the data in the two figures below that relate to banks in the UK. Figure A shows the total number of branches that the four biggest banks had open in 2014, while Figure B shows the number of branches that each of those banks closed in 2013. Write two or three paragraphs describing the information included in the two figures.
Nowadays plastic money replacements such as credit and debit cards are extremely popular, even more than banknotes and coins.Discuss the advantages and disadvantages of this. Give reasons for your answer and include any relevant examples from your own knowledge or experience.
In recent years, online payment systems such as mobile wallets and digital banking have become increasingly popular. What are the advantages and disadvantages of making payments online?
Nowadays plastic money replacements such as credit and debit cards are extremely popular, even more than banknotes and coins.Discuss the advantages and disadvantages of this. Give reasons for your answer and include any relevant examples from your own knowledge or experience.
The reason that most people are in debt is the overuse as well as irresponsible use of credit cards. Banks ought to do a background check and only issue credit cards to individuals who have the ability to pay back their debts. What is your opinion?
You have received a letter from your bank, asking you to acknowledge receipt of a new bank card. However, the card was missing from the envelope. Write a letter to the bank's head office. In your letter: explain why you are writing express concern about the missing card ask them what they intend to do Write at least 150 words. You do NOT need to write any address. Begin your letter as follows: Dear
The graphs indicate the source of complaints about the Bank of America and the amount of time it takes to have the complaints resolved. Summarise the information by selecting and report in the main features, and make comparisons where relevant.
You have had a bank account for a few years. Recently you received a
letter from the hank stating that your account is $240 overdrawn and that
you will he charged $70 which will he taken directly from your account.
You know that this information is incorrect.
Write a letter to the bank. Explain what has happened and say what you
would like them to do about it.
More and more people ore using the internet to do their tasks rather then doing in person. (e.g. banking, shopping, hotel booking etc. ). Do the advantages of this trend outweighs the disadvantages?
The graphs indicate the source of complaints about the bank of America and the amount of time it takes to have the complaints resolved. Summarise the information by selecting
You should spend about 20 minutes on this task.
You have received a letter from your bank, asking you to acknowledge receipt of a new bank card. However, the card was missing from the envelope.
Write a letter to the bank's head office. In your letter:
explain why you are writing
express concern about the missing card
ask them what they intend to do
Write at least 150 words.
You do NOT need to write any address.
Begin your letter as follows:
Dear __________
Many people today put personal information online for the needs of daily lives (e.g., shopping, banking, and social network). Is it a positive or negative development?
You should spend about 20 minutes on this task.
You have just received a credit card statement from your bank. The statement lists a number of
expensive purchases that you are sure you did not make.
Write a letter to the bank manager. In the letter:
• Introduce yourself.
• Explain that you did not buy the items listed. – I am on vacation
• Say what you would like the bank to do to fix the problem.- investigate the case/send revised credit
card stateme
You have just received a credit card statement from your bank. The statement lists a number of expensive purchases that you are sure you did not make.
Write a letter to the bank manager. In the letter:
• Introduce yourself.
• Explain that you did not buy the items listed. – I am on vacation
• Say what you would like the bank to do to fix the problem.- investigate the case/send revised credit card statement
Banking and funding and their role in our life. Methods of paying. Discuss why it is important to open a bank account. Do you think it is safe to keep all your money in a bank? Which payment method do you prefer?
You have received a letter from your bank, asking you to acknowledge receipt of a new bank card. However, the card was missing from the envelope.
Write a letter to the bank's head office. In your letter:
explain why you are writing
express concern about the missing card
ask them what they intend to do
Write at least 150 words.
You do NOT need to write any address.
Begin your letter as follows:
Dear __________
Some people think that it is best to save money, for example in a bank or savings scheme. Other people feel that money should be spent whenever it is available. Discuss these views and reach an opinion on this debate. Give reasons for your answer, and support your essay with ideas and examples from your own experience.
Coins and paper money will soon be eliminated by credit cards and bank cards. Eventually we will have a cashless society which will be safer and more convenient for everyone. Do you agree or disagree?
People can perform everyday task, such as shopping and banking as well as business transactions without meeting other people face to face. What are the effects of this on an individual and society as a whole.
More people put their personal information online (address, telephone number) for everyday activities such as socializing on social networks or banking purposes. Do you think it is a positive or negative development?
On 1 July 2015, the Government of India launched a massive campaign named "Digital India".
AIM- The main aim was to improve access to technology to the people of the country.
Digital India has helped people to get government services online and, they can post their complaints online to the government.
Our Prime Minister has made many apps for them like swatch Bharat etc, it has helped people to get their roads repaired, get their job done easily and even faster,
Digital India offers many services like Digitalocker etc where people can store their important data, information securely, this idea was supported by many companies like Google, Microsoft, Facebook etc and
They are also helping us in making our country digital, they are providing free WIFI to remotes areas with the help of drones etc and this has helped India by generating jobs, reducing the cost of import for all the necessary equipment. Digital Technologies include Cloud Computing and Mobile Applications which have emerged as the main reason for rapid economic growth.
Digital India will change the face of many states,
For example, Himachal Pradesh where many basic things such as the health care system, education and online business. Due to digital India people who do online banking has also increased to a very large extent.
Digital India has the mission of making India digitally empowered and literate and all the services will be given online which made people to get information easily and, in all languages, it wants all the services be available to its citizens digitally which will make our country empowered and more developed economy
DISADVANTAGES:
The major disadvantage of digital India will be online fraud. The uneducated people will fall into this trap. Over and above, it may also lead to cyberbullying.
SPENT -1 lakh cr
Conversation
Yashank- Hello suhird, it’s great to see you again
Suhird – Hi, it's great seeing you too, how long has it been? It must be more than 6 months. I'm doing good. How about you?
Yashank- Not too bad
Suhird- What is new?
Yashank- Well I wanted to meet you because I really want to talk to you about my friend.
Suhird- Okay
Yashank- Well, He doesn’t bring his books and disturbs others during study hours. He keeps on speaking and never lets other study. Due to him, I am not able to concentrate in class.
Suhird- Did you try to talk to him?
Yashank-Yes but he neither listens to me nor my friends.
Suhird- Do teachers know about him?
Yashank- I guess, but they just ignore him while they are teaching.
Suhird – why don’t you try talking to him again?
Yashank- I have done several times, but he still doesn’t pay attention.
Suhird- I think you should talk to his class teacher about him. Since they have more experience than us in handling students.
Yashank- OKAY, it sounds like a good idea. I will also ask him to make the subject more interesting and practical so that he is able to concentrate more on his studies.
Suhird- Do you need help with anything else?
Yashank- No, thank you for your time.
Suhird – No problem brother. Bye
Yashank- Bye
In writing task describe the data in the two figures below that relate to banks in the UK. Figure A shows the total number of branches that the four biggest banks had open in 2014, while Figure B shows the number of branches that each of those banks closed in 2013. Write two or three paragraphs describing the information included in the two figures.
You have received a letter from your bank, asking you to acknowledge receipt of a new bank card. However, the card was missing from the envelope.
Write a letter to the bank's head office. In your letter,
» explain why you are writing
» express concern about the missing card
» ask them what they intend to do
You should spend about 20 minutes on this task.
You have just received a credit card statement from your bank. The statement lists a number of expensive purchases that you are sure you did not make.
Write a letter to the bank manager. In the letter:
• Introduce yourself.
• Explain that you did not buy the items listed.
• Say what you would like the bank to do to fix the problem.
You do not need to write any addresses. Begin your letter as follows:
You have borrowed money from your bank. You agreed to repay a fixed amount every month. However, it will be difficult to pay any money back this month. Write an email to the bank in about 150-200 words. Your email should do the following things: State the amount of money you borrowed and the repayment schedule. Explain why you borrowed the money. Explain the reason you cannot pay any money this month and why you will be able to pay next month.
You ordered a new chequebook from your bank two weeks ago but you have received nothing.
Write a letter to the manager complaining about the bad service.
Say when and how you ordered the chequebook,
how much longer you will have to wait, and
ask the manager what action he/she will take about this matter.
You have recently experienced irregularities with one of your bank accounts.
You requested help from customer service, but have not received any response yet.
Write a complain letter to the bank manager. In your letter:
• Explain what the issue was
• Provide the date of request and how it was done
• Ask for a solution to your request.
Write at least 150 words.
You do NOT need to write any addresses.
Begin your letter as follows:
Dear Sir or Madam,
You have just invited your friend to great bank opening. Write a letter to your friend. In this letter
Host information
Guest of honor
Directions
Today, most of the farmers are moving to urban areas from rural areas for work, Because of so many reasons. They may be weather is not supporting for agriculture or for their children’s education.
However, it is not good sign to our society. Due to shifting of agrarians from villages to cities causes agrarian crisis after some days. Again, it will leads to economic crisis of nation. This is not good for prosperous healthy and wealthy world. And also, population will increases in towns. Moreover, employment is very big issue. Providing jobs to everyone is not possible. So, most of the families will not get food even two times daily. Because of that, unemployed people will divert into wrong side to do wrong things for money. Due to that, crime rate will increases in cities.
So, government has to take the actions to stop the ranchers to move from villages and also encourage them by providing bank loans without interest. In cultivation, if they’ll get profit they’ll repay the amount. Otherwise, in any case, if they lost their yield, regime has to cancel the amount how much they were taken for agribusiness irrespective of amount. By giving original seeds to get a good crop and pesticides to control the insects to the farmers, they will get good results in farming. And administration has to provide free education and accommodation facilities to their children.
In conclusion, in my point of view, entire nation is depends on farming. So, we have to protect our noblemen by providing good facilities to them and their families. This is not only management work. This is the responsibility of all public those who are living in nation.
some people think that it is best to save money for example in a bank or savings schemes. other people feel that money shouls be spent whenever it is available. Discuss these views and reach an opinion on this debate
Recently you issued a cheque to someone, but when that person presented the cheque to the bank, it was returned with these words ‘Returned for lack of sufficient funds”. You are sure that there is sufficient balance in your account.
-Write a letter to the bank manager. In your letter,
-give him particulars about your cheque
-tell him that the cheque has bounced for no valid reason
-request him to look into the matter
It is now possible to perform everyday tasks, such as bank transaction, shopping or even office works, without meeting people face to face. Do you think the advantages of this outweigh the disadvantages?
More people put their personal information online (address, telephone number…) for everyday activities such as socializing on social networks or banking purposes. Do you think it is a positive or negative development?
People today are able to take out loans from the bank or get a credit card very easily. What are the advantages and disadvantages of this practice?
More and more people are using the internet to do their tasks rather then doing in person. (e.g. banking, shopping, hotel booking etc. ). Do the advantages of this trend outweighs the disadvantages?
More people put their personal information online (address, telephone number...) for everyday activities such as socializing on social networks or banking. Do you think it is a positive or negative development? Give reasons for your answer and include any relevant examples from your own experience or knowledge
Coins and paper money will soon be replaced by credit and bank cards. Eventually we will have a cashless society which will be safer and more convenient for everyone. Do you agree or disagree
The reason that most individuals are in debt is due to the overuse and irresponsible use of credit cards. Banks should not issue credit cards unless they are completely sure of an individual’s ability to pay back their debts. To what extent do you agree with this?
People today can perform the everyday tasks such as shopping, banking or even business transactions, without meeting others face to face. What are the effects it may have on individuals and society as a whole? Is it a positive or negative development?
You have moved to another city but your bank has your old address and continues to send all communication there. Write a letter to your bank branch.
In the letter mention:
Where have you moved to?
What problem are you facing regarding the Banks communication?
What you want them to do regarding old communication already sent to the wrong address?
Since people are becoming cashless these days,it is believed paper currency and coins will be replated by Bank card ? Do you agree or disagree with this statement.
You have received a letter from your bank, asking you to acknowledge receipt of a new bank card. However, the card was missing from the envelope.
Write a letter to the bank's head office. In your letter:
explain why you are writing
express concern about the missing card
ask them what they intend to do
You do NOT need to write your own address.
Begin your letter as:
Dear Sir or Madam,
You should write at least 150 words.
People can perform everyday tasks, such as shopping and banking as well as business transactions, without meeting other people face-to-face because of technology. What are the effects of this on individuals and society as a whole?
These days more people put their personal information, such as names, addresses and telephone numbers, online for everyday activities such as socializing on social networks or banking purposes. Do you think it is a positive or negative development?
You have moved to another city but your bank has your old address and continues to send all the communication there. Write a letter to your bank branch. In this letter: - Where have you moved to? - What problem are you facing regarding the bank's communication? What you want them to do regarding the old communication already sent to the wrong address?