50 Latest Bank IELTS Topics

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Some people think that it is best to save money for example in a bank or savings schemes. Other people feel that money should be spent whenever it is available, discuss these views and reach an opinion on this debate.
Many people today put personal information online for the needs of daily lives (e.g., shopping, banking, and social network). Is it a positive or negative development?
You have received a letter from your bank, asking you to acknowledge receipt of a new bank card. However, the card was missing from the envelope. Write a letter to the bank's head office. In your letter: explain why you are writing express concern about the missing card ask them what they intend to do Write at least 150 words. You do NOT need to write any address. Begin your letter as follows: Dear
Some people think that it is best to save money, for example in a bank or savings scheme. Other people feel that money should be spent whenever it is available. Discuss these views and reach an opinion on this debate. Give reasons for your answer, and support your essay with ideas amd examples from your own experience.
You ordered a new cheque book from your bank two weeks ago, but you have received nothing. Write a letter to the manager complaining about the bad service. Say when and how you ordered the cheque book. Ask how much longer you will have to wait and ask the manager what action he will take over this matter.
You have borrowed money from your bank. You agreed to repay a fixed amount every month. However, it will be difficult to pay any money back this month. Write an email to the bank in about 150-200 words. Your email should do the following things: State the amount of money you borrowed and the repayment schedule. Explain why you borrowed the money. Explain the reason you cannot pay any money this month and why you will be able to pay next month.
You have received a letter from your bank, asking you to acknowledge receipt of a new bank card. However, the card was missing from the envelope. Write a letter to the bank's head office. In your letter: explain why you are writing express concern about the missing card ask them what they intend to do Begin your letter as follows: Dear ____, You should write at least 150 words.
In writing task describe the data in the two figures below that relate to banks in the UK. Figure A shows the total number of branches that the four biggest banks had open in 2014, while Figure B shows the number of branches that each of those banks closed in 2013.
You have recently moved to another city but your bank has your old address and continues to send all the communication there. Write a letter to your bank Branch. In this letter mention: -Where you have moved? -What problem are you facing regarding the bank's communication? -What do you want them to do regarding old communication already sent to the wrong address
Many people put their personal information onlinne (address, telephone number, and so on) for purposes such as signing up for social networks or online banking. Is this a positive or negative development?
These days more people put their personal information, such as names, addresses and telephone numbers, online for everyday activities such as socialising on social networks or banking purposes. Do you think it is a positive or negative development?
People can perform everyday tasks, such as shopping and banking as well as business transactions, without meeting other people face-to-face. What are the effects of this on individuals and society as a whole?
The internet has brought about many changes into our day to day life. Nowadays we are doing things such as mailing, contacting, banking and communication much faster. Do these developments have more advantages than disadvantages?
You have moved to another city but your bank has your old address and continues to send all communication there. Write a letter to your bank branch. In the letter, mention: •Where have you moved? •What problem are you facing regarding the bank’s communication? •What you want them to do regarding old communication already sent to the wrong address.
You recently transferred money into your bank account through online banking but the money was not credited to your account. Write a letter to your bank manager. In your letter, introduce yourself describe the situation tell what you want him to do
You have had a back account for a few years. Recently you received a letter from the bank stating that your account is $240 overdrawn and that you will be charged $70 which will be taken directly from your account. You know that this information is incorrect. Write a letter to the bank. Explain what has happened and say what you would like them to do about it.
You want to start your own small business. Write a letter to a bank requesting information about obtaining a business loan to finance your new company. In your letter, include the following information: what kind of business you want to start how much money you need the length of time over which you would expect to repay the money 

You do NOT need to write any addresses.

Begin your letter as follows: Dear Sir or Madam,
You have received a letter from your bank, asking you to acknowledge receipt of a new bank card. However, the card was missing from the envelope. Write a letter to the bank's head office. In your letter: explain why you are writing express concern about the missing card ask them what they intend to do Write at least 150 words. You do NOT need to write any address. Begin your letter as follows: Dear __________
you have had a bank account for a few years.recently you received a letter from the bank starting that your account is 240 dollars overdraw and that you will be charged 70 dollars which will be taken directly from your account.you know that this information is incorrect write a letter to the bank.explain what has happened and say what you would like them to do about it
People can perform everyday tasks, such as shopping and banking as well as business transactions, without meeting other people face-to-face. What are the effects of this on individual and society as a whole?
You recently received a letter from your bank that you should have received a new credit card. Unfortunately, the card was not in the letter. Write a letter to your bank manager. In your letter . Explain what has happened . Suggest the credit card should be cancelled for security reasons . Ask when a new credit card can be sent to you
Some people think the school children need to learn practical excuse such as car maintenance or bank account management along with academic subject at school. to what extent do you agree or disagree?
You should spend about 20 minutes on this task. You have received a letter from your bank, asking you to acknowledge receipt of a new bank card. However, the card was missing from the envelope. Write a letter to the bank's head office. In your letter: explain why you are writing express concern about the missing card ask them what they intend to do You do NOT need to write your own address. Begin your letter as: Dear Sir or Madam, You should write at least 150 words.
You have moved to another city but your bank has your old address and continues to send all communication there. Write a letter to your bank branch. In the letter mention: Where have you moved to? What problem are you facing regarding the Banks communication? What you want them to do regarding old communication already sent to the wrong address?
More people put their personal information online (address, telephone number,…) for everyday activities such as socializing on social networks or banking purpose. Do you think it is a positive or negative development?
The reason that most individuals are in debit is due to the overuse as well as irresponsible use of credit cards. Banks should not issue credit cards unless they are completely sure of an individual’s ability to pay back their debits. To what extent do you agree with this?
As an international student in Sweden, you have an account with a local bank. The monthly bank transfer you receive from your parents has been delayed this month due to an error at your parents’ bank. Write a letter to your bank. In your letter: •introduce yourself and ask for a loan •say why you need the money •tell how you intend to pay back the money You should 

You do NOT need to write any addresses. Begin your letter as follows: Dear Sir or Madam,
ou ordered a new cheque book from your bank two weeks ago but you have received nothing. Write a letter to the manager complaining about the bad service. Say when and how you ordered the cheque book. Ask how much longer you will have to wait and ask the manager what action he will take over this matter.
Write a letter to bank manager about some problemm relatad to your bank account. Explain — i, The whole problem in detail is What has led to search a situation Also, make a reguest to overcome this problem at the earliest as possilve
Today many people put their personal and private information online (address phone number and credit card number) to facilitate everyday activities such as banking shopping and socializing. Is this a positive or negative development?
You have recently experienced irregularities with one of your bank accounts. You requested help from customer service, but have not received any response yet. Write a complain letter to the bank manager. In your letter: • Explain what the issue was • Provide the date of request and how it was done • Ask for a solution to your request. Write at least 150 words. You do NOT need to write any addresses. Begin your letter as follows: Dear Sir or Madam,
Many people put their personal information online for everyday activities such as socializing on social networks or banking purposes. Do you think it is a positive or negative development?
some people believe that children should study practical skills as managing a bank account, car maintenance, as well as traditional academic courses. Do you agree or disagree?
You have an appointment with your bank manager, but you cannot attend the meeting. You are writing to him to make another appointment. In your letter • Apologize for any inconvenience • Explain why you cannot attend this meeting • Make an appointment for another meeting Write at least 150 words. You do NOT need to write any addresses. Begin your letter as follows: Dear ....,
People may use plastic cards instead of coins and banknotes in the future. Is this a positive or negative trend?
On 1 July 2015, the Government of India launched a massive campaign named "Digital India". AIM- The main aim was to improve access to technology to the people of the country. Digital India has helped people to get government services online and, they can post their complaints online to the government. Our Prime Minister has made many apps for them like swatch Bharat etc, it has helped people to get their roads repaired, get their job done easily and even faster, Digital India offers many services like Digitalocker etc where people can store their important data, information securely, this idea was supported by many companies like Google, Microsoft, Facebook etc and They are also helping us in making our country digital, they are providing free WIFI to remotes areas with the help of drones etc and this has helped India by generating jobs, reducing the cost of import for all the necessary equipment. Digital Technologies include Cloud Computing and Mobile Applications which have emerged as the main reason for rapid economic growth. Digital India will change the face of many states, For example, Himachal Pradesh where many basic things such as the health care system, education and online business. Due to digital India people who do online banking has also increased to a very large extent. Digital India has the mission of making India digitally empowered and literate and all the services will be given online which made people to get information easily and, in all languages, it wants all the services be available to its citizens digitally which will make our country empowered and more developed economy DISADVANTAGES: The major disadvantage of digital India will be online fraud. The uneducated people will fall into this trap. Over and above, it may also lead to cyberbullying. SPENT -1 lakh cr Conversation Yashank- Hello suhird, it’s great to see you again Suhird – Hi, it's great seeing you too, how long has it been? It must be more than 6 months. I'm doing good. How about you? Yashank- Not too bad Suhird- What is new? Yashank- Well I wanted to meet you because I really want to talk to you about my friend. Suhird- Okay Yashank- Well, He doesn’t bring his books and disturbs others during study hours. He keeps on speaking and never lets other study. Due to him, I am not able to concentrate in class. Suhird- Did you try to talk to him? Yashank-Yes but he neither listens to me nor my friends. Suhird- Do teachers know about him? Yashank- I guess, but they just ignore him while they are teaching. Suhird – why don’t you try talking to him again? Yashank- I have done several times, but he still doesn’t pay attention. Suhird- I think you should talk to his class teacher about him. Since they have more experience than us in handling students. Yashank- OKAY, it sounds like a good idea. I will also ask him to make the subject more interesting and practical so that he is able to concentrate more on his studies. Suhird- Do you need help with anything else? Yashank- No, thank you for your time. Suhird – No problem brother. Bye Yashank- Bye
You should spend about 20 minutes on this task. You have received a letter from your bank, asking you to acknowledge receipt of a new bank card. However, the card was missing from the envelope. Write a letter to the bank's head office. In your letter: explain why you are writing express concern about the missing card ask them what they intend to do Write at least 150 words. You do NOT need to write any address. Begin your letter as follows: Dear __________
People can perform everyday task, such as shopping and banking as well as business transactions, without meeting other people face to face. What are the effects of this on individuals and society as a whole
[Dri] You ordered a new cheque book from your bank two weeks ago but you have received nothing. Write a letter to the manager complaining about the bad service. Say when and how you ordered the cheque book. Ask how much longer you will have to wait and ask the manager what action he will take over this matter.
You have just received a credit card statement from your bank. The statement lists a number of expensive purchases that you are sure you did not make. Write a letter to the bank manager. In the letter: • Introduce yourself. • Explain that you did not buy the items listed. • Say what you would like the bank to do to fix the problem. You do not need to write any addresses. Begin your letter as follows:
You should spend about 20 minutes on this task. You have received a letter from your bank, asking you to acknowledge receipt of a new bank card. However, the card was missing from the envelope. Write a letter to the bank's head office. In your letter: explain why you are writing express concern about the missing card ask them what they intend to do
Some people think that it is best to save money, for example in a bank or savings scheme. Other people feel that money should be spent whenever it is available. Discuss these views and reach an opinion on this debate. Give reasons for your answer, and support your essay with ideas and examples from your own experience.
The data below shows information relating to companies holding bank accounts in the British Virgin Islands. Summarise the information by selecting and reporting the main features, and make comparisons where relevant.
Some people think that it is best to save money, for example in a bank or savings scheme. Other people feel that money should be spent whenever it is available. Discuss these views and reach an opinion on this debate.
You have just received a credit card statement from your bank. The statement lists a number of expensive purchases that you are sure you did not make. Write a letter to the bank manager. In the letter: • Introduce yourself. • Explain that you did not buy the items listed. • Say what you would like the bank to do to fix the problem. You do not need to write any addresses. Begin your letter as follows: Dear Sir or Madam,
The graphs indicate the source of complaints about the bank of America and the amount of time it takes to have the complaints resolved. Summarise the information by selecting
You have moved to another city but your bank has your old address and continues to send all communication there. Write a letter to your bank branch. In the letter, mention: Where have you moved to? What problem are you facing regarding the bank’s communication? What you want them to do regarding old communication already sent to the wrong address?
More people today put their personal and private information online (address, telephone number, credit card number) to do everyday activities such as banking, shopping, and socializing. Is this a positive or negative development?
Some people store personal and private information online, including banking, contacts and addresses. Is it a positive or negative trend?
Some people think that school children need to learn practical skills such as car maintenance or bank account management along with their academic subjects at school. To what extent do you agree or disagree?
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