50 Latest Bank IELTS Topics

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The data below shows information relating to companies holding bank accounts in the British Virgin Islands. Summarise the information by selecting and reporting the main features, and make comparisons where relevant.
The reason that most individuals are in debts is due to the overuse as well as irresponsible use of credit cards. Banks should not issue credit cards unless they are completely sure of an individual’s ability to pay back their debits. To what extent do you agree with this?
The quality of healthcare a person received should not depend on the size of their bank balance. The government is responsible for providing a high level of health level of health care for all its citizens. To what extent do you agree or disagree?
Nowadays, plastic money replacements such as credit and debit cards are extremely popular, even more than banknotes and coin. Advantages and Disadvantages
Some people think it is best to save money, for example in a bank or saving scheme other people feel that money should be spent whenever, it is available. Discuss these views and reach and opinion on this debate.
ou have had a bank account for a few years. Recently you received a letter from the bank stating that your account is $240 overdrawn and that you will be charged $70 which will be taken directly from your account. You know that this information is incorrect. Write a letter to the bank. Explain what has happened and say what you would like them to do about it.
You have had a back account for a few years. Recently you received a letter from the bank stating that your account is $240 overdrawn and that you will be charged $70 which will be taken directly from your account. You know that this information is incorrect. Write a letter to the bank. Explain what has happened and say what you would like them to do about it.
You want to start your own small business. Write a letter to a bank requesting information about obtaining a business loan to finance your new company. In your letter, include the following information: 1) what kind of business you want to start 2) how much money you need 3)the length of time over which you would expect to repay the money. You do NOT need to write any addresses
You ordered a new cheque book from your bank two weeks ago but you have received nothing. Write a letter to the manager complaining about the bad service. Say when and how you ordered the cheque book. Ask how much longer you will have to wait and ask the manager what action he will take over this matter. You should write at least 150 words. You do NOT need to write your own address. Begin your letter as follows:
Surveillance cameras in banks, officers, shops and streets have been very successful in reducing crime in the workplace and in public, but they are also a tool for their users to spy on people private business. What problems do the use of surveillance cameras create? Is there any solution?
More and more people ore using the internet to do their tasks rather then doing in person. (e.g. banking, shopping, hotel booking etc. ). Do the advantages of this trend outweighs the disadvantages?
Many people put their personal information onlinne (address, telephone number, and so on) for purposes such as signing up for social networks or online banking. Is this a positive or negative development?
You should spend about 20 minutes on this task. You have just received a credit card statement from your bank. The statement lists a number of expensive purchases that you are sure you did not make. Write a letter to the bank manager. In the letter: • Introduce yourself. • Explain that you did not buy the items listed. • Say what you would like the bank to do to fix the problem. You do not need to write any addresses. Begin your letter as follows: Dear Sir or Madam, You should write at least 150 words.
You have lost your credit card Write a letter to the manager of your bank In the letter explain how you lost the card ask the manger to cancel the old card and to issue you a replacement
Directions: Read the question below. You will have 30 minutes to plan, write, and revise your essay. Typically an effective essay will contain a minimum of 300 words. From the following list, which industry has made the biggest technological advancements in the last decade? ▪Healthcare ▪Banking ▪Education Give reasons or examples to support your opinion.
The internet has brought about many changes into our day to day life. Nowadays we are doing things such as mailing, contacting, banking and communication much faster. Do these developments have more advantages than disadvantages?
You have just received a credit card statement from your bank. The statement lists a number of expensive purchases that you are sure you did not make. Write a letter to the bank manager. In the letter: • Introduce yourself. • Explain that you did not buy the items listed. – I am on vacation • Say what you would like the bank to do to fix the problem.- investigate the case/send revised credit card statemen
you have an account with a bank. you recently notices that the bank has taken extra money out of your account and you are not sure why. Write a letter to the manager of the bank. in the letter: 1. describe the details of your account 2. explain the problem with your account 3. suggest, what you think the manager should do
Today many people put their personal and private information online (address phone number and credit card number) to facilitate everyday activities such as banking shopping and socializing. Is this a positive or negative development?
You should spend about 20 minutes on this task. You have just received a credit card statement from your bank. The statement lists a number of expensive purchases that you are sure you did not make. Write a letter to the bank manager. In the letter: • Introduce yourself. • Explain that you did not buy the items listed. – I am on vacation • Say what you would like the bank to do to fix the problem.- investigate the case/send revised credit card statemen
You have an appointment with your bank manager, but you cannot attend the meeting. You are writing to him to make another appointment. In your letter • Apologize for any inconvenience • Explain why you cannot attend this meeting • Make an appointment for another meeting Write at least 150 words. You do NOT need to write any addresses. Begin your letter as follows: Dear ....,
The reason that most individuals are in debt is due to the overuse and irresponsible use of credit cards. Banks should not issue credit cards unless they are completely sure of an individual’s ability to pay back their debts. To what extent do you agree with this?
You recently received a letter from your bank that you should have received a new credit card. Unfortunately, the card was not in the letter. Write a letter to your bank manager. In your letter . Explain what has happened . Suggest the credit card should be cancelled for security reasons . Ask when a new credit card can be sent to you
Some people store personal and private information online, including banking, contacts and addresses. Is it a positive or negative trend?
In writing task describe the data in the two figures below that relate to banks in the UK. Figure A shows the total number of branches that the four biggest banks had open in 2014, while Figure B shows the number of branches that each of those banks closed in 2013.
Some people think that it is best to save money, for example in a bank or savings scheme. Other people feel that money should be spent whenever it is available. Discuss these views and reach an opinion on this debate. Give reasons for your answer, and support your essay with ideas amd examples from your own experience.
You left a bag in the cinema of this city that you were visiting. You want to recover the bank. Write a letter to the cinema manager. In your letter give detail of your visit. Describe the bag and its content. Explain what you want the manager to do
People can perform everyday tasks, such as shopping and banking as well as business transactions, without meeting other people face to face what are the effects of this on individual and society as a whole?
You ordered a new credit card from the bank about 14 days ago and still have not received it. You are not happy about this. Write a letter to the bank. In your letter say: Why you are writing to them. Ask why you have waited so long for the new card Ask the bank manager what he will do about this matter.
You have recently moved to another city but your bank has your old address and continues to send all the communication there. -Where you have moved? -What problem are you facing regarding the bank is communication? -What do you want them to do regarding old communication already sent to the wrong address.
The quality of health care a person receives should not depend on the size of their bank balance. The government is responsible for providing a high level of health care for all its citizens. To what extent do you agree or disagree with this statement?
People can perform everyday tasks, such as shopping and banking as well as business transactions, without meeting other people face-to-face. What are the effects of this on individuals and society as a whole?
The given charts depict two different ways of protection for homes which are at risk of being flooded, and both of the houses are raised above ground level. The main difference between the two protection plans is whether there is a stopbank or not In the first diagram, the function of a stopbank as a barrier against flooding from nearby rivers is illustrated. This barrier, depicted as a mound near a drain/river, exceeds the predicted height of a 100-year flood. Additionally, the houses can be built on stilts to prevent flooding from rainwater, and there is a floodgate beneath the stopbank opened to allow the internal winding to drain off into the river. In contrast, the second illustration portrays the dire consequences of a house lacking such protection, directly exposed to overflowing water. In this case, buildings are also raised on stilts. The height of the stilts is 300mm above the 100-year flood level which is called freeboard. This measurement can secure the house against the flood.
Banks should receive billions of dollars in assistance from their governments during a financial crisis that was in large part their fault. To what extent do you agree or disagree with this statement? Give reasons for your answer and include any relevant examples from your own knowledge or experience.
The graphs indicate the source of complaints about the bank of America and the amount of time it takes to have the complaints resolved. Summarise the information by selecting
You have just received a credit card statement from your bank. The statement lists a number of expensive purchases that you are sure you did not make. Write a letter to the bank manager. In the letter: • Introduce yourself. • Explain that you did not buy the items listed. – I am on vacation • Say what you would like the bank to do to fix the problem.- investigate the case/send revised credit card statement
More people today put their personal and private information online (address, telephone number, credit card number) to do everyday activities such as banking, shopping, and socializing. Is this a positive or negative development?
You want to start your own small business. Write a letter to a bank requesting information about obtaining a business loan to finance your new company. In your letter, include the following information: what kind of business you want to start how much money you need the length of time over which you would expect to repay the money 

You do NOT need to write any addresses.

Begin your letter as follows: Dear Sir or Madam,
You should spend about 20 minutes on this task. You have just received a credit card statement from your bank. The statement lists a number of expensive purchases that you are sure you did not make. Write a letter to the bank manager. In the letter: • Introduce yourself. • Explain that you did not buy the items listed. • Say what you would like the bank to do to fix the problem.
Some people think that it is the best to save money, for exemple in a bank or savings scheme. Other people feel that money should be spent whenever it is available. Discuss these views and reach on opinion on this debate
PERSONAL INFORMATION These days more people put their personal information, such as names, addresses and telephone numbers, online for everyday activities such as socialising on social networks or banking purposes. Do you think it is a positive or negative development?
You have received a letter from your bank, asking you to acknowledge receipt of a new bank card. However, the card was missing from the envelope. Write a letter to the bank's head office.
You have just received a credit card statement from your bank. The statement lists a number of expensive purchases that you are sure you did not make. Write a letter to the bank manager. In the letter: • Introduce yourself. • Explain that you did not buy the items listed. • Say what you would like the bank to do to fix the proble
More people put their personal information online (address, telephone number...) for everyday activities such as socializing on social networks or banking. Do you think it is a positive or negative development? Give reasons for your answer and include any relevant examples from your own experience or knowledge
You have borrowed money from your bank. You agreed to repay a fixed amount every month. However, it will be difficult to pay any money back this month. Write an email to the bank in about 150-200 words. Your email should do the following things: State the amount of money you borrowed and the repayment schedule. Explain why you borrowed the money. Explain the reason you cannot pay any money this month and why you will be able to pay next month.
Banking and funding and their role in our life. Methods of paying. Discuss why it is important to open a bank account. Do you think it is safe to keep all your money in a bank? Which payment method do you prefer?
People may use plastic cards instead of coins and banknotes in the future. Is this a positive or negative trend?
More people put their personal information online (address, telephone number) for everyday activities such as socializing on social networks or banking purposes. Do you think it is a positive or negative development?
some people think that schools should focus on academic subjects like algebra, history, and physics, but others think that schools should spent time focusing on practical skills like time management and banking. Discuss both views and give your opinion.
You have borrowed money from your bank. You agreed to repay a fixed amount every month. However, it will be difficult to pay any money back this month. State the amount of money you borrowed and the repayment schedule. Write an email to the bank in about 150-200 words. Your email should do the following things: Explain why you borrowed the money. Explain the reason you cannot pay any money this month and why you will be able to pay next month.
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