50 Latest Bank IELTS Topics

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You have moved to another city but your bank has your old address and continues to send all communication there. Write a letter to your bank branch. In the letter, mention: •Where have you moved? •What problem are you facing regarding the bank’s communication? •What you want them to do regarding old communication already sent to the wrong address.
As an international student in Sweden, you have an account with a local bank. The monthly bank transfer you receive from your parents has been delayed this month due to an error at your parents’ bank. Write a letter to your bank. In your letter: introduce yourself and ask for a loan say why you need the money tell how you intend to pay back the money
People can perform everyday tasks, such as shopping and banking as well as business transactions, without meeting other people face-to-face. What are the effects of this on individual and society as a whole?
People may use plastic cards instead of coins and banknotes in the future. Is this a positive or negative trend?
The quality of healthcare a person received should not depend on the size of their bank balance. The government is responsible for providing a high level of health level of health care for all its citizens. To what extent do you agree or disagree?
You have just received a credit card statement from your bank. The statement lists a number of expensive purchases that you are sure you did not make. Write a letter to the bank manager. In the letter: • Introduce yourself. • Explain that you did not buy the items listed. • Say what you would like the bank to do to fix the problem. You do not need to write any addresses. Begin your letter as follows: Dear Sir or Madam,
You have borrowed money from your bank. You agreed to repay a fixed amount every month. However, it will be difficult to pay any money back this month. Write an email to the bank in about 150-200 words. Your email should do the following things: State the amount of money you borrowed and the repayment schedule. Explain why you borrowed the money. Explain the reason you cannot pay any money this month and why you will be able to pay next month.
More and more people ore using the internet to do their tasks rather then doing in person. (e.g. banking, shopping, hotel booking etc. ). Do the advantages of this trend outweighs the disadvantages?
The quality of health care a person receives should not depend on the size of their bank balance. The government is responsible for providing a high level of health care for all its citizens. To what extent do you agree or disagree with this statement?
you have had a bank account for a few years.recently you received a letter from the bank starting that your account is 240 dollars overdraw and that you will be charged 70 dollars which will be taken directly from your account.you know that this information is incorrect write a letter to the bank.explain what has happened and say what you would like them to do about it
You have lost your credit card Write a letter to the manager of your bank In the letter explain how you lost the card ask the manger to cancel the old card and to issue you a replacement
The reason that most people are in debt is the overuse as well as irresponsible use of credit cards. Banks ought to do a background check and only issue credit cards to individuals who have the ability to pay back their debts. What is your opinion?
People can perform everyday tasks, such as shopping and banking as well as business transactions, without meeting other people face-to-face because of technology. What are the effects of this on individuals and society as a whole?
You ordered a new chequebook from your bank two weeks ago but you have received nothing. Write a letter to the manager complaining about the bad service. Say when and how you ordered the chequebook, how much longer you will have to wait, and ask the manager what action he/she will take about this matter.
It is now possible to perform everyday tasks, such as bank transaction, shopping or even office works, without meeting people face to face. Do you think the advantages of this outweigh the disadvantages?
In recent years, online payment systems such as mobile wallets and digital banking have become increasingly popular. What are the advantages and disadvantages of making payments online?
You need to borrow some money to pay for something you need for your work or studies. Write a letter to your bank to ask for a loan. In your letter introduce yourself and ask for a loan say why you need the money explain how you plan to pay the money back
You have just invited your friend to great bank opening. Write a letter to your friend. In this letter Host information Guest of honor Directions
More and more people are using the internet to do their tasks rather then doing in person. (e.g. banking, shopping, hotel booking etc. ). Do the advantages of this trend outweighs the disadvantages?
You have an appointment with your bank manager, but you cannot attend the meeting. You are writing to him to make another appointment. In your letter • Apologize for any inconvenience • Explain why you cannot attend this meeting • Make an appointment for another meeting Write at least 150 words. You do NOT need to write any addresses. Begin your letter as follows: Dear ....,
People can perform everyday tasks, such as shopping and banking as well as business transactions, without meeting other people face-to-face. What are the effects of this on individuals and society as a whole?
Many people put their personal information onlinne (address, telephone number, and so on) for purposes such as signing up for social networks or online banking. Is this a positive or negative development?
There is a debate concerning about the better work whether undertaking in the same entreprise for the lifetime or occupying distinct organisations. This essay discusses both sides of this contentious argument and then I will give my own perpectives. If someone is determined to labour in one place, it would ensure their long career and the easiness reaching better position one day. The company certainly pay attention for the loyal employees and the ones whose understanding their works better anyone else, knowing how to develop their business and/or products, and strengthening the weakness of their organisation. All of these are only obtained by diving the duties for a long time and then someone will become an experts of this kind of job. This expetises lead to higher position, albeit perhaps in long way to go. Unfortunately, this condition might bring a person in lacking experiences from another abilities and situations that would be a challenge for him or her if their office had got a bankrupt suddenly. On another side, the research shows that people who are changing their occupation twice in a minimum can take a multitasking job and survive in facing some unexpectedly issues rather than those who only have one position in their life. For instance, an actuary has a job in a private company taking care of life insurance before she moved into a government institution that tackle some medical and health issues in which threaten lives. She should hand on experiences regarding all the calculation about risk-life theories in real life, whereby it can be only acquired from the company which she undertook beforehand. However, the drawback of displacing the organisations over and over again is the workers should start their career from zero in their new institution and might bring a perfect designation that is not in short time. To conclude, both of the constant or altered organisations will give each own beneficial and detrimental conditions. In my opinion, it is a good idea and recommended to take chances looking perfect organisations and if it have fitted into what I am looking for, I prefer to immediately decide to settle down for long time until the time of retired.
ou have had a bank account for a few years. Recently you received a letter from the bank stating that your account is $240 overdrawn and that you will be charged $70 which will be taken directly from your account. You know that this information is incorrect. Write a letter to the bank. Explain what has happened and say what you would like them to do about it.
You have just received a credit card statement from your bank. The statement lists a number of expensive purchases that you are sure you did not make. Write a letter to the bank manager. In the letter: • Introduce yourself. • Explain that you did not buy the items listed. – I am on vacation • Say what you would like the bank to do to fix the problem.- investigate the case/send revised credit card statement
The Internet has brought many changes into our day to day life. Nowadays we can do things such as mailing, contacting, banking and communication much faster. Is this a positive or negative development?
On 1 July 2015, the Government of India launched a massive campaign named "Digital India". AIM- The main aim was to improve access to technology to the people of the country. Digital India has helped people to get government services online and, they can post their complaints online to the government. Our Prime Minister has made many apps for them like swatch Bharat etc, it has helped people to get their roads repaired, get their job done easily and even faster, Digital India offers many services like Digitalocker etc where people can store their important data, information securely, this idea was supported by many companies like Google, Microsoft, Facebook etc and They are also helping us in making our country digital, they are providing free WIFI to remotes areas with the help of drones etc and this has helped India by generating jobs, reducing the cost of import for all the necessary equipment. Digital Technologies include Cloud Computing and Mobile Applications which have emerged as the main reason for rapid economic growth. Digital India will change the face of many states, For example, Himachal Pradesh where many basic things such as the health care system, education and online business. Due to digital India people who do online banking has also increased to a very large extent. Digital India has the mission of making India digitally empowered and literate and all the services will be given online which made people to get information easily and, in all languages, it wants all the services be available to its citizens digitally which will make our country empowered and more developed economy DISADVANTAGES: The major disadvantage of digital India will be online fraud. The uneducated people will fall into this trap. Over and above, it may also lead to cyberbullying. SPENT -1 lakh cr Conversation Yashank- Hello suhird, it’s great to see you again Suhird – Hi, it's great seeing you too, how long has it been? It must be more than 6 months. I'm doing good. How about you? Yashank- Not too bad Suhird- What is new? Yashank- Well I wanted to meet you because I really want to talk to you about my friend. Suhird- Okay Yashank- Well, He doesn’t bring his books and disturbs others during study hours. He keeps on speaking and never lets other study. Due to him, I am not able to concentrate in class. Suhird- Did you try to talk to him? Yashank-Yes but he neither listens to me nor my friends. Suhird- Do teachers know about him? Yashank- I guess, but they just ignore him while they are teaching. Suhird – why don’t you try talking to him again? Yashank- I have done several times, but he still doesn’t pay attention. Suhird- I think you should talk to his class teacher about him. Since they have more experience than us in handling students. Yashank- OKAY, it sounds like a good idea. I will also ask him to make the subject more interesting and practical so that he is able to concentrate more on his studies. Suhird- Do you need help with anything else? Yashank- No, thank you for your time. Suhird – No problem brother. Bye Yashank- Bye
You ordered a new cheque book from your bank two weeks ago but you have received nothing. Write a letter to the manager complaining about the bad service. Say when and how you ordered the cheque book. Ask how much longer you will have to wait and ask the manager what action he will take over this matter. You should write at least 150 words. You do NOT need to write your own address. Begin your letter as follows:
Today many people put their personal and private information online (address phone number and credit card number) to facilitate everyday activities such as banking shopping and socializing. Is this a positive or negative development?
In this ESL banking writing task describe the data in the two figures below that relate to banks in the UK. Figure A shows the total number of branches that the four biggest banks had open in 2014, while Figure B shows the number of branches that each of those banks closed in 2013. Write two or three paragraphs describing the information included in the two figures.
More people put their personal information online (address, telephone number...) for everyday activities such as socializing on social networks or banking. Do you think it is a positive or negative development? Give reasons for your answer and include any relevant examples from your own experience or knowledge
Surveillance cameras in bank, offices, shops and streets have been very successful in reducing crime in the work place and in public, but they are also a tool for their users to spy on people’s private business. What problems do the use of Surveillance cameras create? Are there any solution? Give reasons for your answer and include any relevant examples from your own knowledge.
Nowadays, plastic money replacements such as credit and debit cards are extremely popular, even more than banknotes and coin. Advantages and Disadvantages
Many people put their personal information online for everyday activities such as socializing on social networks or banking purposes. Do you think it is positive or negative development?
Many feel that students today should learn Pratical skills at school such as car maintenance and managing a bank account. To what extent do you agree or disagree.
You should spend about 20 minutes on this task. You ordered a new cheque book from your bank two weeks ago but you have received nothing. Write a letter to the manager complaining about the bad service. Say when and how you ordered the cheque book. Ask how much longer you will have to wait and ask the manager what action he will take over this matter. You should write at least 150 words.
It is best to save money, for example in a bank or savings scheme. How far do you agree or disagree?
Nowadays plastic money replacements such as credit and debit cards are extremely popular, even more than banknotes and coins. Is this a positive or negative development?
You have received a letter from your bank, asking you to acknowledge receipt of a new bank card. However, the card was missing from the envelope. Write a letter to the bank's head office. In your letter: - explain why you are writing - express concern about the missing card - ask them what they intend to do
You have decided to set up a business for which you want to avail the facility of bank loan. Write a letter to the bank manager requesting for information about the bank loan and in your letter, write the following: Why you are writing the letter What is the amount of bank loan you need When you are able to repay the loan
You have had a bank account for a few years. Recently you received a letter from the hank stating that your account is $240 overdrawn and that you will he charged $70 which will he taken directly from your account. You know that this information is incorrect. Write a letter to the bank. Explain what has happened and say what you would like them to do about it.
These days more people put their personal information, such as names, addresses and telephone numbers, online for everyday activities such as socializing on social networks or banking purposes. Do you think it is a positive or negative development?
You want to start your own small business. Write a letter to a bank requesting information about obtaining a business loan to finance your new company. In your letter, include the following information: - what kind of business you want to start - how much money you need - the length of time over which you would expect to repay the money Write at least 150 words.
You want to start your own small business. Write a letter to a bank requesting information about obtaining a business loan to finance your new company. In your letter, include the following information: 1) what kind of business you want to start 2) how much money you need 3)the length of time over which you would expect to repay the money. You do NOT need to write any addresses
More people today put their personal and private information online (address, telephone number, credit card number) to do everyday activities such as banking, shopping, and socializing. Is this a positive or negative development?
The graphs indicate the source of complaints about the bank of America and the amount of time it takes to have the complaints resolved.
In writing task describe the data in the two figures below that relate to banks in the UK. Figure A shows the total number of branches that the four biggest banks had open in 2014, while Figure B shows the number of branches that each of those banks closed in 2013.
Surveillance cameras in banks, officers, shops and streets have been very successful in reducing crime in the workplace and in public, but they are also a tool for their users to spy on people private business. What problems do the use of surveillance cameras create? Is there any solution?
The reason that most individuals are in debts is due to the overuse as well as irresponsible use of credit cards. Banks should not issue credit cards unless they are completely sure of an individual’s ability to pay back their debits. To what extent do you agree with this?
Recently you issued a cheque to someone, but when that person presented the cheque to the bank, it was returned with these words ‘Returned for lack of sufficient funds”. You are sure that there is sufficient balance in your account. -Write a letter to the bank manager. In your letter, -give him particulars about your cheque -tell him that the cheque has bounced for no valid reason -request him to look into the matter
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