50 Latest Payment IELTS Topics

Want to improve your IELTS score? Get instant feedback and learn from your mistakes!
In the future, nobody will buy printed newspapers or books because they will be able to read everything they want online without any payment. To what extent do you agree or disagree with this statement?
In the future, people may no longer be able to pay for things in shops using cash. All payments may have to be made by card or using phones. Do you think this will happen one day? Why do you think some pople might not be happy to give up using cash?
In some countries, schools arrange work for some students without any payment, so that students get experience. To what extent it is beneficial for the students as well as the company or institution?
The debate on cash versus credit card has been going on for some time. Credit is still a fairly new concept within the history of finance; so many people would rather stick with paper money. According to you, which is a better payment method, cash or credit? Give reasons for your answer and include any relevant examples from your own knowledge or experience.
In the future, people may no longer be able to pay for things in shops using cash. All payments may have to be made by cards or using phones. Do you think this will happen one day? Why do you think some people might not be happy to give up using cash?
Since university funding benefits both university students and society as a whole, both parties should bear some of the cost of university educations. University students gain both personal and economic benefits by attending university; however, society also benefits by having a more educated population. In addition, it is important that all members of society have the opportunity to attend university regardless of wealth. In this essay the various models of funding for university places will be discussed. There is little doubt that people who attend university usually benefit through higher salaries and greater opportunities. It is therefore reasonable that society expects students to make some contribution to the cost of their education. However, expecting students to fully fund their own education may cause students to avoid courses that lead to less well-paying jobs such as the sciences, nursing and teaching. Society as a whole also benefits from having a more educated community and should support people who make an effort to become educated. It is therefore reasonable that governments also provide money for university places, particularly when the cost of doing a course or the return for students discourages them from completing a course that is needed by society. The funding model that is used for university placements is also very important as governments have a responsibility to provide an opportunity for all members of society to attend university. Deferred repayment of fees through low cost loans and the partial subsidising of university courses by government are effective methods of ensuring fairer access to university education since they allow people to pay for their education when they are best able to afford to. In summary, university education benefits both individuals and society and both governments and individuals who receive a university education should make a contribution to the costs of tertiary education. In addition, it is important that appropriate loan schemes are in place to ensure that access to university is available to all members of society.
Parents, usually mothers, decide to stay at home to look after their families, rather than going back to work. Therefore, it is thought that they should be receiving some payments from the government for doing that. What is your opinion on that ?
In the future, people may no longer be able to pay for things in shops using cash. All payments may have to be made by card or using phones. Do you think this will happen one day? Why do you think some people might not be happy to give up using cash? Give reasons for your answer and include any relevant examples from your own knowladge or experience.
In some countries, people who are unemployed receive a weekly payment from the government. Some people think that this payment should be stopped and that people should be made to work for their money. Do you agree or disagree?
Providing a national system in a country where the unemployed receive a regular payment only encourages people not to seek work and puts an unreasonable strain on a country’s financial resources. Discuss this statement and give your opinion.
In some countries, health care is free, paid for by the sate. In other countries, payment is divided between the state and people themselves. Discuss both systems and say which one is better. Provide reasons for your answer. Include relevant examples from your own knowledge or experience.
In the future, people may no longer be able to pay for things in shops using cash. All payments may have to be made by card or phone. Do you think this will happen one day? Why do you think some people might not be happy to give up using cash?
The pie chart illustrates several destinations of anthropology alumni from one university after they finished their bachelor degree and the table gives information on the payment of the anthropology graduates after working for 5 years.
In the future, people may no longer be able to pay for things in shops using cash. All payments may have to be made by card or using phones. Do you think this will happen one day? Why do you think some people might not be happy to give up using cash?
Providing a national system in a country where the unemployed receive a regular payment only encourages people not to seek work and puts an unreasonable strain on a country’s financial resources. Discuss this statement and give your opinion. Give reason for your answer and include any relevant examples from your knowledge or experience.
In the future people may no longer be able to pay for the things the shop using cash all the payments may have to be made by card or using phone do you think this will happen one day? why do you think some people might not be happy to give up cash?
In some countries, schools arrange work for students without any payment so that students get experiences To what extent it is benefical for students as well as the company?
A “cashless society” is one where people use debit/credit cards and other forms of payment. Do the advantages of a cashless society outweigh the disadvantages?
You have borrowed money from your bank. You agreed to repay a fixed amount every month. However, it will be difficult to pay any money back this month. State the amount of money you borrowed and the repayment schedule. Write an email to the bank in about 150-200 words. Your email should do the following things: Explain why you borrowed the money. Explain the reason you cannot pay any money this month and why you will be able to pay next month.
You want to sell your mobile phone. You think a friend of yours might be interested to buy it from you. Write a letter to your friend. In your letter: Explain why you are selling your mobile phone. Describe the mobile phone. Suggest the mode of payment to your friend
A 'cashless society' is one where people use debit/credit cards and other forms of payment instead of cash. Do the advantages of a cashless society outweigh the disadvantages?
In the future, people may no longer be able to pay for things in shop using cash. All payments may have to be made by card or using phones. Do you thinkthis will be happen one day? Why do you think some people might not be happy to give up using cash?
In some countries , school arrange work for students without any payment , so that students get experience . to what extent is it beneficial for the students as well as company or institution ?
Teachers in different countries get different payments and many people say that teachers should be paid according to how much their students learn. Do you agree or disagree with the following statement?
You have borrowed money from your bank. You agreed to repay a fixed amount every month. However, it will be difficult to pay any money back this month. Write an email to the bank in about 150-200 words. Your email should do the following things: State the amount of money you borrowed and the repayment schedule. Explain why you borrowed the money. Explain the reason you cannot pay any money this month and why you will be able to pay next month.
Some people think that workers like nurses, doctors and teachers do not get enough payment while film actors and athletes get more money than the importance of their job. How far do you agree or disagree?
You want to sell your mobile phone. You think a friend of yours might like to to buy it from you. Write a letter to your friend. In your letter: Explain why you are selling the phone Discribe the phone Suggest a mode of payment to your friend
In the future, people may no longer be able to pay for things in shops using cash. All payments may have to be made by card or using phones. Do you think this will happen one day? Why do you think some people might not be happy to give up using cash? Give reasons for your answer and include any relevant examples from your own knowledge or experience. Write atleast 250 words.
A ‘cashless society’ is one where people use debit/credit cards and other forms of payment instead of cash. Do the advantages of cashless society outweigh the disadvantages?
In the future, people many no longer be able to pay for things in shops using card all payments may have to be made by card or using phones. Do you think this well happen in one day Why do you think some people might not be happy to give up using cash?
: Some people think that paper money and coins will be replaced completely by credit cards and online methods of payment in the future. Do you agree or disagree?
In the future people may no longer be able to pay for tanks in shop using cash all payments may have to be made by cards or using phones Do you think this will happen one day do you think this will happen?Why do you think some people might not be happy to give up using cash?
Q) The debate on cash versus credit card has been going on for some time. Credit is still a fairly new concept within the history of finance; so many people would rather stick with paper money. According to you, which is a better payment method, cash or credit? Give reasons for your answer and include any relevant examples from your own knowledge or experience.
In the future, people may no longer be able to pay for things in shops using cash. All payments may have to be made by card or using phones. Do you think this will happen one day? Why do you think some people might not be happy to give up using cash? Give reasons for your answer and include any relevant examples from your own knowledge or experience. Write atleast 250 words
In some countries school arrange work for students without payments so that students get expriences. To what extend is it benificial for the students as well as the company or institutions.
Banking and funding and their role in our life. Methods of paying. Discuss why it is important to open a bank account. Do you think it is safe to keep all your money in a bank? Which payment method do you prefer?
Providing a national system in a country where the unemployed receive a regular payment only encourages people not to seek work and puts an unreasonable strain on a country's financial resources. Discuss this statement and give your opinion.
In many countries, there is an increasing trend in using mobile phone apps for payment purpose instead of old way of cash handling. What is your opinion. Explain with examples.
n the future, people may no longer be able to pay for things in shops using cash. All payments may have to be made by card or phone. Do you think this will happen one day? Why do you think some people might not be happy to give up using cash?
In the future, people may no longer be able to pay for things in shops using cash. All payments may have to be made by card or using phones. Do you think this will happen one day? Why do you think some people migth not be happy to give up using cash?
It is being debated whether we should use credit card or cash mode of payment. To what extent do you agree or disagree.
In the future, people may no longer be able to pay for things in shop using cash. All payments may have to be made by card or using phones. Do you think this will be happen one day? Why do you think some people might not be happy to give up using cash?
In the future, people may no longer be able to pay for things in shops using cash. All payments may have to be made by card or using phones. Do you think this will happen one day? why do you think some people might no be happy to give up using cash?
Higher education costs Higher education could be funded in three ways. All costs paid by government, all costs paid by students or students paying all costs through a government loan. What are the advantages of these choices? The other way is for the student to pay for their own education.But there is good point.In this case , student will be more responsible.Modern youth is just as social as it is today.But the education payer himself is more an option to eliminate that laziness from the educational standpoint.The downside is that the student spends all his energy to pay the tuition.It will take its time and could have a negative impact on its growth as an intellectual individual because he has no time for development. Another option is a government loan to facilitate student payments.In this case ,the state can provide a high –paying job to facilitate student payments. In summarly
Some people believe that unemployed people should be made to work for their welfare/benefit payment. Others, however, see this as cheap labour. Discuss the possible advantages and disadvantages of making unemployed people take any job. Do you believe that making unemployed people work is a good idea?
In the future, people may no longer be able to pay for things in shops using cash. All payments may have to be made by card or using phones. Do you think this will happen one day? Why do you think some people might not be happy to give up using cash? Give reasons for your answer and include any relevant examples from your own knowledge or experience.
Some people believe that unemployed people should be made to work for their welfare/benefit payments. Others, however, see this as cheap labour. Discuss the possible advantages and disadvantages of making unemployed people take any job. Do you believe that making unemployed people work is a good idea?
In the future, people may no longerbe able to pay for things in shops using cash. Allpayments may have to be made by card or using phones. Do you think this will happen one day? Why do you think some people might not be happy to give up using cash?
Some people think that paper money and coins will be replaced completely by credit cards and online method of payments in the near future. Do you agree or disagree with their statement?
Although abuse of the system is inevitable, social welfare payments are essential to protect the rights that citizens have to a guaranteed minimum income in a democratic society. Do you agree or disagree?
🚀 Prepare for IELTS writing section today!
  • Unlimited Task 1 & Task 2 checks
    Practice with essays, charts, and letters.
  • Personalized suggestions & mistake analysis
    Spot every mistake and boost your score.
  • Topic ideas & vocabulary helpers
    Expand your ideas and use the right words.
  • Progress tracking
    Watch your writing improve with every practice.