Savings

50 Latest Savings IELTS Topics

The table below shows personal savings as a percentage of personal income for selected countries in 1970, 1990 and 2000. Summarise the information by choosing and reporting the key features, and make any relevant comparisons.

Opinion

Some people think that it is the best to save money, for exemple in a bank or savings scheme. Other people feel that money should be spent whenever it is available. Discuss these views and reach on opinion on this debate

Advantages and Disadvantages

Nowadays there are an age gap between children and their parents, because there are myriad of men and women who hold the view that delaying marriage has a lot of advantages. I am a staunch believer that postponing marriage will be useful for fathers, mothers and the next generations. In the lines below, merits and demerits as long with my opinion will be explained. To begin with, formation of the family in the third decade of life has a positive impact on the financial planning for the family. In other word, not only having enough money will help them to define their future goals but it may provide them with the flexibility to take the decision to make investments, savings and financial insurance strategies. This is exemplified by an article published in The Guardian has shown that around 88% of the successful family life is among the couples who have not taken a decision to getting married early although they can secure the marriage cost. Thus, this example shows that if the young generations get married early, they could provide a life of luxury to their offspring. Nevertheless, despite its merits, some people believe that their will be a generation gap between parents and their children. To illustrate, this gape will make misunderstanding between mothers and fathers and their offspring, but I totally agree the contention and refute the previously mentioned opinion because the young generations, who married, when their age below 20, did not hold the responsibility of taking care of children. For instance, this has been proven by a research paper conducted by Faculty of Education, Cairo University, in 2017, which has shown that the divorce rate is among 70%-80% between newly married couples in the age between 20-25. Hence, the youth should think carefully before taking an early marriage decision. In Conclusion, after providing the ideas above, the parents should be eligible to take a serious life decision, I still hold the view that the delayed marriage has a great effect on the financial decisions and the parents' mental decisions.

Discussion

Presents are token of love,which leads in great bonding between relatives .some section of society believe , giving money to juveniles is best gift for them.However other oppose it . Although many may see money as best gift as a positive phenomenon it is not a trend without drowbacks both merits and demerits.,will be discussed before a reasonable conclusion is reached. The first and foremost advantage is that teenagers can use that money,which they recieve as gife according to their requirements for instance books , cloths , and so on .Moreover , due to this they can also know about the tactics to utilise the money without the aid of their parents the second benefit is that few children also initiate saving by that amount which they are given by parents and kith and kins so that they can use that savings in their future. On the other hand it has Darkside too. First of all , juveniles are not mentally developed at this stage of life owing to if they are given money they can utilise those funds in an inappropriate ways such as for chocolate candies and so on which are not beneficial for their health apart from it due to this phenomena that children can start giving their preference to Money rather than relations. After analysing both the views it can be said giving money as gift to offsprings is not detrimental effect on them, if parents teach them importance of money at early age.

Opinion

Some people think that it is best to save money for example in a bank or savings schemes. Other people feel that money should be spent whenever it is available, discuss these views and reach an opinion on this debate.

Opinion

Some people think that it is best to save money, for example in a bank or savings scheme. Other people feel that money should be spent whenever it is available. Discuss these views and reach an opinion on this debate. Give reasons for your answer, and support your essay with ideas and examples from your own experience.

Opinion

some people think that it is the best to save money , for exemple in a bank or savings scheme . Other people feel that money should be spent whenever it is available. Discuss these veiws and reach on opinion on this debate

Discussion

The world we live in today is experiencing a high rate of increase in population. This factor has given birth to the idea of family planning, where coulples tend to downsize the number of children they intend giving birth to so they can give them quality life. However, there are also demerits of having smaller families than larger families. The need for having a more conserved number of family members gives opportunity for every member of the family to live better than members of a crowded family. My point is that the fewer people are in a family, the more distribution of family resources for example . A couple with two children can easily send their wards to a more expensive and better school compared to parents of five children. Similarly, the smaller family will spend less on feeding and have extra for savings. Additionally, children from smaller homes tend to be more reserved in nature and better behaved as their parents would have more time to give them one on one training. On the other hand, there is a plus for most African families who are characterized with a large number of members because they have strength. A large family give chance for division of labour when it comes to work. For example, a farmer with many children has less to worry about over manpower compared to another family with less members who may have to hire labour. Furthermore, larger families have an advantage of members not experiencing loneliness unlike the smaller families. In conclusion, although smaller families have some reasonable high points over the larger families, we still cannot shelve aside the low points like loneliness of children from such families which often lead to withdrawal or Loss of confidence.

Opinion

Some people think that they should spend money they earn now enjoying life, while others think that the money should be put into savings for future. Discuss both views and give your opinion.

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