IELTS Writing Samples by topic

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Nowadays it is easy to apply for and be given a credit card. However even people experience problems when they are not able to pay their debts. Do the advantages of credit cards outweigh the disadvantages?

It is known that people experiencing more convenience to the utilisation of a credit card nowadays. However, problems arise when the payment of their debt are need to be made. While credit cards are beneficial for many p

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