IELTS Writing Samples by topic

4.5

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The reason that most individuals are in debt is due to the overuse and irresponsible use of credit cards. Banks should not issue credit cards unless they are completely sure of an individual’s ability to pay back their d

In our modern society, people have less chance to pay by cash thanks to the ubiquity of credit cards and debit cards. However, despite the fact that some people have difficulties to paying their debts back to the banks,

5.5

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The reason that most individuals are in debt is due to the overuse and irresponsible use of credit cards. Banks should not issue credit cards unless they are completely sure of an individual’s ability to pay back their d

Careless and irresponsible use of credit cards push many people into debt. Some people, therefore, argue that banks should ensure the customer’s ability to pay off their debts before issuing credit cards to them. I agree

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The reason that most individuals are in debt is due to the overuse and irresponsible use of credit cards. Banks should not issue credit cards unless they are completely sure of an individual’s ability to pay back their d

In recent times, there has been a tremendous increase in the number of people who use credit cards and this has in turn resulted in an unwanted overuse of the same. Some argue that banks should not issue cards unless the

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