50 Latest Loan IELTS Topics

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People today are able to take out loans from the bank or get a credit card very easily. What are the advantages and disadvantages of this practice?
Higher education could be funded in three ways. All costs paid by government, all costs paid by students or students paying all costs through a government loan. What are the advantages of these choices?
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Many people are using credit cards or loans to run up huge personal debts that they may be unable to repay. It should, therefore, be made more difficult for individuals to borrow large amounts of money. What are your opinions on this? Give reasons for your answer and include any relevant example from your knowledge or experience.
Higher education costs Higher education could be funded in three ways. All costs paid by government, all costs paid by students or students paying all costs through a government loan. What are the advantages of these choices? The other way is for the student to pay for their own education.But there is good point.In this case , student will be more responsible.Modern youth is just as social as it is today.But the education payer himself is more an option to eliminate that laziness from the educational standpoint.The downside is that the student spends all his energy to pay the tuition.It will take its time and could have a negative impact on its growth as an intellectual individual because he has no time for development. Another option is a government loan to facilitate student payments.In this case ,the state can provide a high –paying job to facilitate student payments. In summarly
Many people are using credits cards or loans to run up huge personal debts that they may be unable to repay. it should therefore be made more difficult for individuals to borrow large amounts of money. What are your opinion on this.
Higher education could be funded in three ways. all costs paid by government, all costs paid by students or student paying all costs through a government loan. what are the advantages of these choices?
Today, most of the farmers are moving to urban areas from rural areas for work, Because of so many reasons. They may be weather is not supporting for agriculture or for their children’s education. However, it is not good sign to our society. Due to shifting of agrarians from villages to cities causes agrarian crisis after some days. Again, it will leads to economic crisis of nation. This is not good for prosperous healthy and wealthy world. And also, population will increases in towns. Moreover, employment is very big issue. Providing jobs to everyone is not possible. So, most of the families will not get food even two times daily. Because of that, unemployed people will divert into wrong side to do wrong things for money. Due to that, crime rate will increases in cities. So, government has to take the actions to stop the ranchers to move from villages and also encourage them by providing bank loans without interest. In cultivation, if they’ll get profit they’ll repay the amount. Otherwise, in any case, if they lost their yield, regime has to cancel the amount how much they were taken for agribusiness irrespective of amount. By giving original seeds to get a good crop and pesticides to control the insects to the farmers, they will get good results in farming. And administration has to provide free education and accommodation facilities to their children. In conclusion, in my point of view, entire nation is depends on farming. So, we have to protect our noblemen by providing good facilities to them and their families. This is not only management work. This is the responsibility of all public those who are living in nation.
Higher education can be funded in several ways including the following three: 1. All costs are paid by government. 2. All costs are paid by the student. 3. All costs are paid by the student using loans from the government that must be replaid after graduation. Discuss the benefits of each option. Which is the best one?
Higher Education Costs Higher education could be funded in three ways. All costs paid by government, all costs paid by students or students paying all costs through a government loan. What are the advantages of these choices?
Since university funding benefits both university students and society as a whole, both parties should bear some of the cost of university educations. University students gain both personal and economic benefits by attending university; however, society also benefits by having a more educated population. In addition, it is important that all members of society have the opportunity to attend university regardless of wealth. In this essay the various models of funding for university places will be discussed. There is little doubt that people who attend university usually benefit through higher salaries and greater opportunities. It is therefore reasonable that society expects students to make some contribution to the cost of their education. However, expecting students to fully fund their own education may cause students to avoid courses that lead to less well-paying jobs such as the sciences, nursing and teaching. Society as a whole also benefits from having a more educated community and should support people who make an effort to become educated. It is therefore reasonable that governments also provide money for university places, particularly when the cost of doing a course or the return for students discourages them from completing a course that is needed by society. The funding model that is used for university placements is also very important as governments have a responsibility to provide an opportunity for all members of society to attend university. Deferred repayment of fees through low cost loans and the partial subsidising of university courses by government are effective methods of ensuring fairer access to university education since they allow people to pay for their education when they are best able to afford to. In summary, university education benefits both individuals and society and both governments and individuals who receive a university education should make a contribution to the costs of tertiary education. In addition, it is important that appropriate loan schemes are in place to ensure that access to university is available to all members of society.
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