IELTS Writing Samples by topic

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The cost of living has increased enourmously in the last few years, hence have been becoming more and more difficult for the individual to pay all the bills. Some people do not have another way to get some money to run u
Myriads of people are using credit cards or lending money to give huge personal debts that they perhaps not able to repay.It ought to be made more ardous for people to borrow huge sum of money.

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We live in an age when many of us are dependent on credit cards or other loans to manage our day-to-day expenses. Most of the time people would not be able to pay them on time and they indulge in more and more arrears. M
We live in an age when many of us are dependent on credits cards or other loans to manage our day to day expenses. Most of the time people would not be able to pay them on time and they indulge in more and more debts. Mo
In today’s society, many young adults are in favor of using credit cards which result in huge amounts of debt from the banks to the point they cannot repay the debt. Many people believe lending large amounts of money sho
The following essay will go into detail about: the risks, rewards, benefits and my own personal opinion on taking loans and credit cards and will be answering the question about the difficulty in taking a loan.
Lots of people nowadays consume loans or credit cards to get a tremendous quantity of personal debts that make it hard to repay, and for this ,reason it has to be more intricate for people to lend huge sums of money.I s

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Recent global events have resulted in the price increase of several basic commodities making a ripple effect in many aspects of the economy making “living within your means” quite difficult for the majority of society. T
It is true that many people suffer from financial problems due to being unable to clear a huge amount of loans in recent years. Some people think that banks should tighten the process for large loan approvals. Personall
It is true that many people have financial hardships as a result of their inability to pay off a sizable amount of debt in the previous year. Some people think that banks should tighten the guidelines for large loan appr
It is true that many people suffer in financial problems due to unable to clear a huge amount of loans in recent year. Some people believe that bank should tighten the approval loan process of huge loan. Personally, I di
Personal debt is one of the problems that has widely stirred up a controversy. The accumulating debt could lead the person to be bankrupt eventually due to a lack of payback ability. I strongly agree that some complicate
People prefer to pay approximately all their payments with the banking instruments like credit cards and loans. Because, there are numerous benefits such as the ability to long-term debt payments, diminished carrying of
The majority of debt takers are struggling with paying the loan back, so it should not be easy for them to receive a large amount of cash. This essay will demonstrate why do i agree with the suggested solution of the iss
In modern times, credit cards and loans are used very frequently, and a lot of people have large debts that they can not repay. The conventional wisdom is that it will be easier to repay if a group of community borrow to
In modern times, credit cards and loans are used very frequently, and a lot of people have large debts that they can not repay. The conventional wisdom is that it will be easier to repay if a group of families borrow tog
In the present day, many people are tending to use various kinds of banking services such as credit cards, saving accounts and loans for different personal purposes. Some people believe that government and banking author
Nowadays, because numerous individuals are using credit cards or loans to run up extreme personal debts that they may be unable to repay; therefore, some think that it should be made more difficult for people to borrow e
there are many banks throughout the world and people want to repay their money through loans or different forms of service, while many people want to use bank's services, other parts of people do not have trust banks, th
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