50 Latest Maby IELTS Topics

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It has become very common for people to borrow money. Maby people have credit card, a mortgage and often they buy a car on credit card as well. Is this a good idea or this is too risky? Discuss both views abd give your own opinion.
In maby countries, governments are investing in new technology to deal with the public. Why is this happening? Do you think this is an appropriate use of government money?
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