IELTS Writing Samples by topic

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Lots of people nowadays consume loans or credit cards to get a tremendous quantity of personal debts that make it hard to repay, and for this ,reason it has to be more intricate for people to lend huge sums of money.I s
Recent global events have resulted in the price increase of several basic commodities making a ripple effect in many aspects of the economy making “living within your means” quite difficult for the majority of society. T
It is true that many people suffer from financial problems due to being unable to clear a huge amount of loans in recent years. Some people think that banks should tighten the process for large loan approvals. Personall
It is true that many people have financial hardships as a result of their inability to pay off a sizable amount of debt in the previous year. Some people think that banks should tighten the guidelines for large loan appr
It is true that many people suffer in financial problems due to unable to clear a huge amount of loans in recent year. Some people believe that bank should tighten the approval loan process of huge loan. Personally, I di
Personal debt is one of the problems that has widely stirred up a controversy. The accumulating debt could lead the person to be bankrupt eventually due to a lack of payback ability. I strongly agree that some complicate
The prompt illustrates the debate on cash versus a credit card. Moreover, in the history of the finance sector, credit card concept is new come whereas paper money is still going more demanding by individuals. From my pe
People prefer to pay approximately all their payments with the banking instruments like credit cards and loans. Because, there are numerous benefits such as the ability to long-term debt payments, diminished carrying of
The majority of debt takers are struggling with paying the loan back, so it should not be easy for them to receive a large amount of cash. This essay will demonstrate why do i agree with the suggested solution of the iss
In modern times, credit cards and loans are used very frequently, and a lot of people have large debts that they can not repay. The conventional wisdom is that it will be easier to repay if a group of community borrow to
In modern times, credit cards and loans are used very frequently, and a lot of people have large debts that they can not repay. The conventional wisdom is that it will be easier to repay if a group of families borrow tog
In the present day, many people are tending to use various kinds of banking services such as credit cards, saving accounts and loans for different personal purposes. Some people believe that government and banking author
Nowadays, because numerous individuals are using credit cards or loans to run up extreme personal debts that they may be unable to repay; therefore, some think that it should be made more difficult for people to borrow e
there are many banks throughout the world and people want to repay their money through loans or different forms of service, while many people want to use bank's services, other parts of people do not have trust banks, th
In this modern era, there are many options available to pay bills such as credit cards and loans. Sometimes people are unable to pay their invoices. So, the government should make strict laws or rules to give loans and c
The argument of the usage of paper money in comparison to credit has been in talks for some time. In contrast to cash, credit is a new concept in the finance industry; most part of the society would opt for the tradition
It is a common belief that cash are more convenience than credit card because people are familiar with those for a very long time. However, I firmly believe that credit card is better than cash because it has more featur
The changes in payment methods have become more convinient after the introduction of cashless payments.As, Money has become the major part of living. As we spent most of the money in terms of cash, as we don't get introd
With the advancement in the technology we have several methods of payment and liquid money is one of them. However,some people still using cash to purchase something. I personally,take favour of credit cards , because
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