You have borrowed money from your bank. You agreed to repay a fixed amount every month. However, it will be difficult to pay any money back this month.
State the amount of money you borrowed and the repayment schedule. Write an email to the bank in about 150-200 words. Your email should do the following things:
Explain why you borrowed the money.
Explain the reason you cannot pay any money this month and why you will be able to pay next month.
Many researchers believe that we can now study the behavior of children to see if they will grow up to be criminals, while others disagree. To what extent do you think crime is determined by genetics? Is it possible to stop children from growing up to be criminals?
It is generally believed that some people are born with certain talents, for instance for spots or music, and others are not. However, it is sometimes claimed that any child can be taught to become a good sports person or musician. Discuss both these views and give your own opinion.
"Some people believe that the media should be strictly controlled to prevent false information, while others argue that freedom of the press is essential. Discuss both views and give your own opinion."
Most of the people believe money is a very important consideration when choosing a job as it can help you get a better lifestyle, however there are some who believe it is more important to have a job you enjoy an d not money will need to greater happiness and a more balanced personal life.discuss both views and give youerror own opinion
many things can influences the academoc achievement and emotional growth of a students. In this regard, peers have more of an impact than teacers do. To what extent do you agree and disagree with this opinion?
You have recently returned from an afternoon at your public library, and noticed various negative aspects that could be improved upon.
Write a letter to the manager of the public library. In your letter:
•Describe the poor experience you had
•Include ideas for what the library should change
•Explain why you feel the library needs alteration
Write at least 150 words. You do NOT need to write any addresses.
Begin your letter as follows:
To Whom This May Concern,
Last month, you travelled to another city. You told a friend who lives in the city that you would meet them, but you did not. Write a letter to this friend. In your letter, - Apologise for not meeting him/her, - Explain why you did not contact him/her earlier - suggest a time and place to meet in the
Some people think they have right to use as much fresh water as they want, but others believe the government should control the use of fresh water as it is limited resources. Discuss both views and give your own opinion.
As the number of cars increases, more money has to be spent on road systems. Some people think the government should pay for this. Others, however, think that the user should cover the costs. Discuss both views and give your opinion
Some people think that air travel should grow without a limit, while others believe that governments should limit it. Discuss both views and give your own opinion.
you recently had your sanitary ware and taps replaced. You are unhappy with the job of contractor. Write a letter to the contractor for the same. In your letter •
say what you are not satisfied with •
say what you want the contractor to do •
discuss time coordination of both parties for the repairing work
Now a days pollution is increasing , there are many reasons to it . Use Of plastic products and plastic bags has increased which cannot be recycled which creates pollution in the environment what steps people and government should take to reduce it , give reasons and examples for your answer.
In many countries, the scale of deforestation has increased over the past few years. What are the causes of this issue and what potential solutions can be proposed?
Some people say that the main environmental problem of our time is the loss of particular species of plants and animal. Others say that there are more important environmental problem. Discuss both these views and give your own opinion.
1.Some people believe that children can learn effectively by watching TV and they should be encouraged to watch TV both at school and at home. To what extent do you agree or disagree?
In the future, people may nolonger be able to pay for things in shops using cash. All payments may have to be made by card or using phones. Do you think this will happen one day? why do you think some people might not be happy using cash?
The table below shows the results of a survey that asked 6800 Scottish adults (aged 16 years and over) whether they had taken part in different cultural activities in the past 12 months. Summarise the information by selecting and reporting the main features, and make comparisons where relevant.
Some people think that success in life comes from hard work and br while others think that there are more important factors such as money and appearance .Discuss both views and give your opinion.
Some people think that computer and internet are important in children study but other think students can learn effectively in schools and with teachers. discuss both sides and give your opinion
You will take a short holiday in London next month and would like to spend some time with a friend who lives there.
Write a letter to your friend. In your letter,
•Tell him when you will be in London and why
•Ask him for recommendations of what to do there
•Suggest some things you can do together
You should
You do NOT need to write any addresses
The pie charts compare the amount of online shopping sales for the retail sector in New Zealand in 2003 and 2013. Moreover, these sales are divided into four categories: travel, film/ music, book, and clothes.
The internet is amazing and has changed the world. Many people believe that the internet is terrible and causes nothing but problems for both society and the individual. To what extent do you agree or disagree?
In the last decade, there has been a great increase in the numbers and variety of online courses available to adults. This has been welcomed as a great opportunity by many students, however, other students see these courses as less effective than classroom teaching. What are the advantages and disadvantages of studying an online course?
an increasing number of children are overweight which could result many problems when they grow older both in terms of their health and health care costs . why do you think children are overwaght ? what could be done to solve this problem ?
Aircarf have been increasingly used to transport fruit and vegetables to some countries where such plants hardly grow or are out of season. Some people consider it a good idea, but some people oppose it . Discuss both views and give your opinion.
Nowadays, enormous retired people decide to migrate to different countries. The persons can be benefited by choosing other countries to live after retirement, although it also has drawbacks. This essay will discuss the advantages alongside the disadvantages in the upcoming paragraph.
Some people like to work in small companies or business while others prefer working for large companies of government organizations. What are the advantages and disadvantages of working for a large company or organization?
You and your family are moving to another country, and you are looking for rented accommodation there. Write a letter to a property agent. In your letter
Explain when and why you are moving
Give your preference for the location of the accommodation
Describe the type of accommodation that you hope to find
Some people argue that the purpose of zoos is only to entertain people. What do you think? What are other purposes of zoos?
Some people believe that celebrity personal events ia a waste of money. Others feel that these celebrations play an important role in the lives of individual and in society as a whole. Discuss both views and give your opinion.
It is better to buy just a few expensive clothes, rather than lots of cheaper clothes. Do you agree or disagree? Give reasons for your answer and include any relevant examples from your own knowledge or experience.
Some people think lawbreakers should be sent to prisons while others claim they should be made to work in communities. Discuss both and give your opinion.
The internet isolates us and encourages people not to socialise. To what extent do you agree or disagree with this statement?
‘Children do not respect their parents as much as they did in the past. This behaviour is now having a negative impact on society.’ Discuss. Give reasons for your answer and include any relevant examples from your own knowledge or experience.
Some people think that being able to communicate with others online is breakdown geographic and enabling people who would normally never have the chance to meet to communicate. What are the advantages of individual communication online? Are there any disadvantages to this?
some people believe that a gap year between school and university is a good idea while others disagree strongly with. Consider both sides of this debates and present your own idea. You should give reasons for your answer and include ideas and examples from your own knowledge and experience
The diagram illustrates the linear process of producing steel rods in the furniture industry.Overall,there are several stages in making steel rods, commencing with raw metals being extracted from the mine, going through mechanical and metallurgical techniques to ensure the shapes,and eventually being ready for quality control. To begin with ,raw material is loaded in the slit after the mining extraction in order to prepare for the melting stage.During this step, those element is melted at high temperatures around 1300 and 1500℃. Once finished,metal which is candescent is refined in a smelting cabin,prior to being poured by a machine into ingots. At the following stage of this process, ingots are linked to a cooling reservoir,which is utilized for lowering down the temperature of the metallic components.Subsequently,cooled metal is casted in the strand form while simultaneously rolled by rollers.Later on, steel rods are heated by a machine, and surface checking takes place afterwards to measure their automation.Finally, after being resized by a cutter, steel rods are applied to a unique ID, ready for the inspection.
There has been a long debate whether children should do group study or not. Discuss both views and your opinion.
Every yeay several language die out. Some people think that this is not important because life will be easier if there are fewer languages n the world. To what extent do you agree or disagree with this opinion
Some people think that money is the best gift to give to young people while others think other types of gifts are better for young people. Discuss both views and give your opinio
The top piority of businesses is making money, and they do not nedd to have social responsibilities. To what extent do you agree or disagree?
Some people think visual images (like photographs and video) can tell information more accurately in a news story. Others think they are not reliable sources. Discuss both views and give your opinion.
J. The table below shows the expenses of a used bookstore in Scotland for the first and last month of the same year. Summarise the information by selecting and reporting the main features, and make comparisons where relevant.
The graph shows the percentage of tourists to Scotland, who visited four different attractions in Edinburgh from 1980 to 2010
The chart shows sales of million bottles of milk and honey in Uzbekistan in 2005
The top priority of businesses is making money, and thay do not need to have social responsibilities. To what extent you agree or disagree
Some believe that people will purchase a product based on their needs and advertising is not needed. To what extent do you agree or disagree?
Many people think cheap air travel should be encouraged because it gives ordinary people freedom to travel further. However others think this leads to environmental problems, so air travel should be more expensive in order to discourage people from travelling by air. Discuss both sides an give your own opinion.
Some people believe that there should be fixed punishments for each tyoe of crime. Others, however, argye that the circumstances of an individual crime, and the motivation for committing it, shoukd always be taken into account when deciding on the punishmen. Discuss both views and give your own opinion.