IELTS Writing Samples by topic

4.5

band

Nowadays it is easy to get a credit card . However some people experience problems when they are not be able to pay debts back. Do the advantages of credit card overweigh the disadvantage of it.

In this modern era ,it is easier to own a credit card and sometimes quite harder to manage financial issues which are the results of this trend. However , I consider it a positive advancement . Although there are some dr

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