IELTS Writing Samples by topic

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The reason that most people are in debt is the overuse as well as irresponsible use of credit cards. Banks ought to do a background check and only issue credit cards to individuals who have the ability to pay back their

In my opinion, blaming careless use of credit cards as the sole basis of huge loans is completely preposterous. There are several factors like student debt and lack of financial education in schools that are a major cont

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The reason that most people are in debt is the overuse as well as irresponsible use of credit cards. Banks ought to do a background check and only issue credit cards to individuals who have the ability to pay back their

I agree to the fact that many credit card holders spend extravagantly without realizing the payback terms and conditions. I am going to express my views on how banks can verify one’s capability to repay in the following

4.5

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The reason that most individuals are in debt is due to the overuse and irresponsible use of credit cards. Banks should not issue credit cards unless they are completely sure of an individual’s ability to pay back their d

In our modern society, people have less chance to pay by cash thanks to the ubiquity of credit cards and debit cards. However, despite the fact that some people have difficulties to paying their debts back to the banks,

5.5

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The reason that most individuals are in debt is due to the overuse and irresponsible use of credit cards. Banks should not issue credit cards unless they are completely sure of an individual’s ability to pay back their d

Careless and irresponsible use of credit cards push many people into debt. Some people, therefore, argue that banks should ensure the customer’s ability to pay off their debts before issuing credit cards to them. I agree

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The reason that most individuals are in debt is due to the overuse and irresponsible use of credit cards. Banks should not issue credit cards unless they are completely sure of an individual’s ability to pay back their d

In recent times, there has been a tremendous increase in the number of people who use credit cards and this has in turn resulted in an unwanted overuse of the same. Some argue that banks should not issue cards unless the

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