The reason that most people are in debt is the overuse as well as irresponsible use of credit cards. Banks ought to do a background check and only issue credit cards to individuals who have the ability to pay back their debts.What is your opinion?

#reason #people #debt #overuse #credit #cards #banks #background #check #individuals #ability #debts

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In my opinion, blaming

careless use

Suggestion

the careless use

of credit cards as the sole basis of huge loans is completely preposterous. There are several factors like student debt and lack of financial education in schools that are a major contributing cause to the above issues.

This

Linking Words

essay will discuss why loans have become

such

Linking Words

a debatable topic.

Firstly

Linking Words

, education borrowings from financial institutions is one of the primary reasons for the huge mess

Accept space

For example

Linking Words

, with ever increasing university fees about half of the students are in debt.

Secondly

Linking Words

, schools do not teach students on how to manage money and various aspects related to it.

As a result

Linking Words

, children when turn into adults have no clue

Suggestion

about

investing and planning for

there

of them or themselves

their

future monetary needs.

However

Linking Words

, credit cards do play a small role in the current situation. As people have unlimited access of money with just a swipe.

Furthermore

Linking Words

, consumers start buying things which

are not required

Suggestion

don't require

do not require

them.

For instance

Linking Words

, according to a recent survey about 60% of citizens buy things on which they actually never use. The situation is alarming in nature and will lead to multiple problems for banks as well as the government. In conclusion, we are heading towards a bubble which can burst anytime soon. The government should not only conduct free classes on how to handle

money but

Accept comma addition

money, but

also

Linking Words

talk to various universities to review their tuition fees. Focusing on just reducing credit bills and introducing background verification will not solve the problem at hand as the other areas need to be understood and handled as well.

Submitted by MS on Wed Sep 18 2019

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10
Linking words
meeting the goal of 7 or more
0
Word repetition
meeting the goal of 3 or fewer
6
Grammar mistakes
detected issues

0123456789.0505

Overall Band Score

Coherence and Cohesion: 9.0

Logical structure

Introduction & conclusion present

Supported main points

Accurate linking words

Variety in linking words

Lexical resource: 5.0

Varied vocabulary

Accurate spelling & word formation

Grammatical Range: 5.0

Mix of complex & simple sentences

Clear and correct grammar

Task Achievement: 8.0

Complete response

Clear & comprehensive ideas

Relevant & specific examples

Appropriate word count

4 paragraphs

261 words

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The reason that most people are in debt is the overuse as well as irresponsible use of credit cards. Banks ought to do a background check and only issue credit cards to individuals who have the ability to pay back their debts.What is your opinion?

In some cities of the world, cars are replacing bicycles. However in some other cities, bicycles are replacing cars. What are the reasons for these two developments? In your opinion, which one is better?

Some people think that the teenagers should concentrate all subjects at school. Others believe that teenagers should focus on the subject they are best at or they are most interested in. To what extend do you agree?

To achieve personal happiness, the relationships we have with other people (friends, colleagues, family) are more essential than every other thing. Issues like wealth and occupations take the second place. Write to support this claim.

Many people believe that social network websites such as Facebook and Instagram, have had a huge negative impact on both individual and Society. To what extent do you agree?