In many countries paying things using mobile phone apps is becoming increasingly common. Does this development have more advantages or more disadvantages?

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Digital payments are becoming increasingly popular in our society. In several parts of the world, there is a lot of encouragement to the applications which helps to pay the bills. I believe there are both pros and cons to

this

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situation and will share that with examples. On the one hand, some people believe that paying using digital mode is a quite good option.

Firstly

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, there are numerous applications in the app store which help people to pay instantly rather than waiting in long queues.

Moreover

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, the transactions can be done in seconds by using the required details of the receiver. To illustrate, the payment maker only needs to scan the Qr code or requires a phone number at the time of transferring the money.

Secondly

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, the engineers used the best technology while creating

such

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sort of applications as

this

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always pops up the reminders.

In other words

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, at the time of the due date, the customer receives a notification of paying their bills.

On the contrary

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, there are several disadvantages of these online worlds.

First

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and foremost, the user must be familiar with using

such

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sort of paying apps as

this

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would be dangerous if handled wrongly without appropriate knowledge.

Furthermore

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, a person might share the OTP with someone which might lead to fraud.

For instance

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, if a man is in the midway of a transaction and took help for proceeding

further

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the helper might take advantage by using some personal details

such

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as security code. Another factor is, these internet apps are linked with bank accounts which would be misused and will lead to cybercrime.

Besides

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, hackers are always keeping their eyes open and waiting for that tiny mistake to get some personal stuff to attempt some fraudulent activities. To conclude, paying digitally could have enormous adverse effects,

however

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, if an owner uses it with full security authentication

then

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there will be no chances of any mishappening. I think these online functions are a time saver element.

Submitted by swatiarora1992 on Mon Jan 24 2022

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14
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meeting the goal of 7 or more
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Word repetition
meeting the goal of 3 or fewer
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Grammar mistakes
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Overall Band Score

Coherence and Cohesion: 7.0

Logical structure

Introduction & conclusion present

Supported main points

Accurate linking words

Variety in linking words

Lexical resource: 9.0

Varied vocabulary

Accurate spelling & word formation

Grammatical Range: 9.0

Mix of complex & simple sentences

Clear and correct grammar

Task Achievement: 9.0

Complete response

Clear & comprehensive ideas

Relevant & specific examples

Appropriate word count

4 paragraphs

329 words

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In many countries paying things using mobile phone apps is becoming increasingly common. Does this development have more advantages or more disadvantages?

extinction of animals cause by habitat destruction and pollutants

Sports play a significant role in promoting physical and mental well-being. To what extent do you agree or disagree with this statement?

Some people think that the spread of multinational companies and globalization produces positive outcomes for everyone. Do you agree or disagree with the statement?

Some people say History is one of the most important school subjects. Other people think that, in today’s world, subjects like Science and Technology are more important than History. Discuss both these views and give your own opinion.

Some people think that illegal Internet downloads are having a negative effect on the music industry. Others feel that they have little or no impact on artists. Discuss both views and give your own opinion.