50 Latest Debt IELTS Topics

Get a band score and detailed report instantly. Check your IELTS essays right now!
Nowadays it is easy to apply for and be given a credit card. However, some people experience problems when they are not able to pay their debts back. Do the advantages of credit cards outweigh the disadvantages?
In many countries, it is very easy to apply for and be given a credit card. However, this causes some people to have problems with debts they cannot pay back. Do you think the advantages of credit cards outweigh the disadvantages?

Ultimate Speaking practice for IELTS

Practice speaking step by step, answer real-life questions, and build your confidence. Start your free trial and improve your speaking skills today!
Now it is easy to apply for and be given a credit card. However, some people experience problems when they are not be able to pay their debts back. In your opinion, do advantages of credit card outweight the disadventages?
Some people get into debt by buying things they don’t need and can’t afford. What are the reasons for this behaviour? What actions can be taken to prevent people from having this problem? Give reasons for your answer and include any relevant examples from your own knowledge or experience.
Some people get into debt by buying things they dont need and can't afford. What are the reasons of this behavior? What actions can be taken to prevent people from having this problem?
Many people buy unnecessary things and get into debt when they do not need them. why people who buy extra things are getting into debt and discuss possible solutions.
Some people get into debt by buying things they don’t need and can’t afford. What are the reasons for this behavior? What action can be taken to prevent people from having this problem?”

Essentional vocabulary list for IELTS Writing 7+

Learn how to write high-scoring essays with powerful words.
Download Free PDF and start improving you writing skills today!
Some people get into debt by buying things they don’t need and cannot afford. What are the reasons for this behaviour? What actions can be taken to prevent people from having this problem?
The reason that most individuals are in debt is due to the overuse and irresponsible use of credit cards. Banks should not issue credit cards unless they are completely sure of an individual’s ability to pay back their debts. To what extent do you agree with this?
Some people get into debt by buying thing they do not need and cannot afford. What is the reason for this behaviour? What action can be taken to prevent people from having this problem?
Many people are using credit cards or loans to run up huge personal debts that they may be unable to repay. It should therefore be made more difficult for the individuals to borrow large amounts of money. What are your opinions on this?
Many people are using credits cards or loans to run up huge personal debts that they may be unable to repay. it should therefore be made more difficult for individuals to borrow large amounts of money. What are your opinion on this.
These days, many people buy new products even if they can not buy and fall into debt. Do you think this culture is good? What should we do to prevent such a culture?
You are being harassed wrongly by Debt Collection Agency for the amount that you did not spend on your credit card. Write a letter to Banking Ombudsman Department and escalate the complaint. In your letter, • introduce yourself • describe what happened • say what you want the officer to do
Some people get into debt by buying things they don’t need and can’t afford. What are the reasons for this behaviour? What action can be taken to prevent people from having this problem?”
Some people get into debt by buying they don’t need and can’t afford. What are the reasons for this behavior? What action can be taken to prevent from having this problem?
Some people get into debt by buying things they don`t need and can`t afford. What are the reasons for this behaviour? What action can be taken to prevent people from having this problem?
Nowadays it is easy to apply for and be given a credit card. However, some people experience problems when they are not able to pay their debt back. In your opinion, do the advantages of credit cards outweigh the disadvageants?
Some people get into debt buying things they don’t need and can’t ‎afford.What are the reasons for this behaviour?What action can be taken ‎to prevent people having this problem?
Discussion Some people get into debt buying things they don’t need and can’t ‎afford.What are the reasons for this behaviour?What action can be taken ‎to prevent people having this problem?‎
Nowdays it is easy to apply for and given a credit card. However,some people experience problems when they are not able to pay their debts back. In your opinion, do the advantages of credit cards outweigh the disadvantage?
Some people get into debt by buying things they don’t need and can’t afford. What are the reasons for this behavior? What actions can be taken to prevent people from having this problem?
The reason that most individuals are in debts is due to the overuse as well as irresponsible use of credit cards. Banks should not issue credit cards unless they are completely sure of an individual’s ability to pay back their debits. To what extent do you agree with this?
Some people get into debt by buying things they don't need and can't afford. What are the reasons of this behaviour? What action can be taken to prevent people from having this problem?
Today credit cards are easy to get in many countries, but some people who use them struggle to pay their debt. Do the advantages outweigh the disadvantages?
Some people get into debt by buying things they son't need and can't afford. What are the reasons for this behaviour? What action can be taken to prevent people from having this problem.
Some people get into debt by buying things they don't need and can't afford. -what are the reasons for this behaviour? -what action can be taken to prevent people from having this problem?
Some people get into debt by buying things they don’t need and can't afford. What are the reasons of this behavior? What actions can be taken to prevent people from having this problem?
Some people get into debt by buying things they don’t need and can’t afford. What are the reasons for this behaviour? What action can be taken to prevent people from having this problem?
Nowadays, it is easily to apply and be given a credit card. However, some people experience problem when they are not able to pay their debt. In your opinion do advantage of credit card outweigh or disadvantage.
In many countries it is very easy to apply for and be given credit card. However, this causes some people to have problems with debt they cannot pay back. Do the advantages outweigh the disadvantages?
Some people get into debt buying things they don’t need and can’t ‎afford.What are the reasons for this behaviour?What action can be taken ‎to prevent people having this problem?‎
Nowadays it is easy to apply for and be given a credit card. However, some people experience problems when they are not able to pay their debt back. In your opinion, do the advantages of credit cards outweigh the disadvantages?
In many countries it is very easy to apply for and be given credit card. However, this causes some people to have problems with debts they can't pay back. Do the advantages outweigh the disadvantages.
Some people get into debt by buying things they don`t need and can`t afford. What are the reasons for this behavior? What action can be taken to prevent people from having this problem?
The reason that most people are in debt is the overuse as well as irresponsible use of credit cards. Banks ought to do a background check and only issue credit cards to individuals who have the ability to pay back their debts. What is your opinion?
Some people get into debts by buying things they don't need and can't afford. What are the reasons for this behaviour? What action can be taken to prevent people from having this problem?
Some people get into debt by buying things they do not need and cannot afford. What are the reasons for this behavior? What action can be taken to prevent people from having this problem?
Some people get into debt by buying things they don't need and can'f afford. What are the reasons for this behavior? What action can be taken to prevent people from having this problem?
Levels of consumer debt are increasing across the world. To address this, a new subject should be introduced in secondary schools: how to manage personal finances. To what extent do you agree with this statement?
🚀 Prepare for IELTS writing section today!
  • Unlimited Task 1 & Task 2 checks
    Practice with essays, charts, and letters.
  • Personalized suggestions & mistake analysis
    Spot every mistake and boost your score.
  • Topic ideas & vocabulary helpers
    Expand your ideas and use the right words.
  • Progress tracking
    Watch your writing improve with every practice.