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The reason that most people are in debt is the overuse as well as irresponsible use of credit cards. Banks ought to do a background check and only issue credit cards to individuals who have the ability to pay back their

In this present age, credit cards play a major role; they are like a pre-approved loan that helps customers in times of emergency or in-store purchases on credit. Overusing or using credit cards carelessly is the main ca
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The reason that most people are in debt is the overuse as well as irresponsible use of credit cards. Banks ought to do a background check and only issue credit cards to individuals who have the ability to pay back their

In the modern era of financing, everyone wants to achieve their dreams without thinking about their financial history and opt for credit cards from banks. The masses recklessly use credit cards and lay down in debt due t
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The reason that most people are in debt is the overuse as well as irresponsible use of credit cards. Banks ought to do a background check and only issue credit cards to individuals who have the ability to pay back their

The usage of credit cards in a reckless manner and also exploiting it to a larger extent are the causes of the majority of the population facing a situation near bankruptcy.I believe in order to prevent these circumstanc
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The reason that most people are in debt is the overuse as well as irresponsible use of credit cards. Banks ought to do a background check and only issue credit cards to individuals who have the ability to pay back their

Although post-paid cards are the means to survive in undesired financial situations, since, its overuse and capricious handling could lead to rising debts among the people. Despite, of strict rules and regulations which
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The reason that most people are in debt is the overuse as well as irresponsible use of credit cards. Banks ought to do a background check and only issue credit cards to individuals who have the ability to pay back their

In the present age, society is dealing with a serious issue. More and more people tend to use their charge plate irresponsibly. Part of the population shares the opinion, that banks should provide charge plates only to t
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The reason that most people are in debt is the overuse as well as irresponsible use of credit cards. Banks ought to do a background check and only issue credit cards to individuals who have the ability to pay back their

In the present age, society is dealing with a serious issue. More and more people tend to use their credit cards irresonsibly. Part of the population share the opinion, that banks should provide credit cards only to thos
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The reason that most people are in debt is the overuse as well as irresponsible use of credit cards. Banks ought to do a background check and only issue credit cards to individuals who have the ability to pay back their

Reckless use by the credit card leads to over limit their credit card although bank should do a centralized personal credit history check up but i think this will not help the bank for the people to repay their credit ba
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The reason that most people are in debt is the overuse as well as irresponsible use of credit cards. Banks ought to do a background check and only issue credit cards to individuals who have the ability to pay back their

I believe that majority of the people are negligent in repaying their credits therefore, banks should have to conduct an assessment to check their previous banking history before approving credit cards to individuals.
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The reason that most people are in debt is the overuse as well as irresponsible use of credit cards. Banks ought to do a background check and only issue credit cards to individuals who have the ability to pay back their

During the past decade or two, there has been a rapid increase in the usage of credit cards. However, unfortunately, not all the card owners are clearing the debt. This essay completely agrees with the statement that ban
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The reason that most people are in debt is the overuse as well as irresponsible use of credit cards. Banks ought to do a background check and only issue credit cards to individuals who have the ability to pay back their

During the past decade or two there has has been a rapid increase in the usage of credit cards. However, unfortunately, not all the card owners are clearing the debt. I completely agree to the statement that banks need t
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The reason that most people are in debt is the overuse as well as irresponsible use of credit cards. Banks ought to do a background check and only issue credit cards to individuals who have the ability to pay back their

There is currently a contentious argument over whether financial institutions should check the consumers' previous financial behaviour or not. I totally agree with the opinion because this could guarantee safety for soci
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The reason that most people are in debt is the overuse as well as irresponsible use of credit cards. Banks ought to do a background check and only issue credit cards to individuals who have the ability to pay back their

Although credit cards are the means to survive in undesired financial situations, however, its overuse and capricious handling could lead to rising debts among the people. Despite, of strict rules and regulations which b
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The reason that most people are in debt is the overuse as well as irresponsible use of credit cards. Banks ought to do a background check and only issue credit cards to individuals who have the ability to pay back their

Although credit cards are the means to survive in undesired financial situations, since, its overuse and capricious handling could lead to rising debts among the people. Despite, of strict rules and regulations which ban
7.5
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The reason that most people are in debt is the overuse as well as irresponsible use of credit cards. Banks ought to do a background check and only issue credit cards to individuals who have the ability to pay back their

Although credit cards are the means to survive in undesired financial situations,however, its overuse and capricious handling could lead to rising debts among the people. Despite, of strict rules and regulations which ba
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The reason that most people are in debt is the overuse as well as irresponsible use of credit cards. Banks ought to do a background check and only issue credit cards to individuals who have the ability to pay back their

Although credit cards are the means to survive in undesired financial situations, its overuse and capricious handling could lead to rising debts among the people. Despite, of strict rules and regulations which banks adop
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The reason that most people are in debt is the overuse as well as irresponsible use of credit cards. Banks ought to do a background check and only issue credit cards to individuals who have the ability to pay back their

Although, credit cards are the means to survive in undesired financial situations, its overuse and capricious handling could lead to a rising debts among the people. Despite, of strict rules and regulations which banks a
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The reason that most people are in debt is the overuse as well as irresponsible use of credit cards. Banks ought to do a background check and only issue credit cards to individuals who have the ability to pay back their

Live today and pay tomorrow has become the mantra for most millennials. I strongly agree that plastic money and its over-selling to impressionable youth, without proper monitoring of credit history and repayment capacity
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The reason that most people are in debt is the overuse as well as irresponsible use of credit cards. Banks ought to do a background check and only issue credit cards to individuals who have the ability to pay back their

Plastic money is very popular and in trend nowadays. In the modern world, almost everyone has their own cards from various banks. People are overusing this money and do not think twice before using it and not able to pay
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The reason that most people are in debt is the overuse as well as irresponsible use of credit cards. Banks ought to do a background check and only issue credit cards to individuals who have the ability to pay back their

Before 60 years ago usage of plastic money was not as popular as it is nowadays. In the modern world, almost everyone has their own cards from various banks. People are overusing this money and do not think twice before
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The reason that most people are in debt is the overuse as well as irresponsible use of credit cards. Banks ought to do a background check and only issue credit cards to individuals who have the ability to pay back their

The revolution of financial intermediaries, especially banks have made it easier for people that need funding to borrow.
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