IELTS Writing Samples by topic

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Many people are using credit cards or loans to run up huge personal debts that they may be unable to repay. It should, therefore, be made more difficult for individuals to borrow large amounts of money. What are your opi

In today’s modern world, a lot of individuals are tending to use various kinds of banking services like credit cards, saving accounts and loans for different personal purposes. Some people are of the opinion that governm

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Many people are using credits cards or loans to run up huge personal debts that they may be unable to repay. it should therefore be made more difficult for individuals to borrow large amounts of money. What are your opin

These days a lot of individuals are tending to use various kinds of banking services: ordering credit cards, opening bank accounts and loans of different personal purposes. Some people argue that banking operations shoul

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