IELTS Writing Samples by topic

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Today, electronic payments are used in a wide range of regions. The majority of the population agrees that it brings massive convenience to their everyday lives as they don't need to carry cash all the time anymore. B
Over the recent years, the online paying industry has developed a lot. The payments are made by card or phone in most situations, so I do think in the future, cash would be replaced by online payment totally, although so
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