Many people believe that they should spend their money to enjoy life at present. Others, however, think that they should save it for the future. Discuss both views and give your own opinion.

✨ Do you want to improve your IELTS writing?
There is no doubt that money plays a crucial role in our lives. While some individuals believe that salaries should be spent in order to cherish lives, others think it should be kept for emergencies. In my opinion, saving is more significant than paying out on countless items for pleasure. Those who are extravagant spenders might say that spending gives them joy.
In other words
Linking Words
, they like to splash out on luxuries, limited-edition stuffs and expensive holidays.
Moreover
Linking Words
, they think that they have been given only one life;
thus
Linking Words
, they should
live
go away from a place
leave
it freely without worrying about the future.
For instance
Linking Words
, my uncle spend all his life making money, and in the end, he died without
relishing
earn on some commercial or business transaction; earn as salary or wages
realising
realizing
releasing
it.
On the other hand
Linking Words
, those who think that saving is essential argue that the future is unpredictable.
That is
Linking Words
to say if one does not put enough cash in the banks,
then
Linking Words
they might face difficult situations in the coming time and reduces dependency on others during sudden
mishappening
Suggestion
.
For example
Linking Words
, the standard treatment of cancer costs
upto
Suggestion
up to
10-20 lakh rupees in private hospitals and even more in advanced approaches.
Therefore
Linking Words
, an individual should have sufficient bank balance to face these conditions. In conclusion,
although
Linking Words
it is fair to spend money and enjoy life, savings help in securing the future.
However
Linking Words
, I believe that one should keep funds with them rather than paying out all for the enjoyments.
Submitted by ashi.rajput39 on

Unauthorized use and/or duplication of this material without express and written permission from this site’s author and/or owner is strictly prohibited. Excerpts and links may be used, provided that full and clear credit is given to Writing9 with appropriate and specific direction to the original content.

Word Count

IELTS says that you should write a minimum of 250 words in writing task 2. If you go under word count you will lose marks in task response.

A very long essay will not give you a higher band score.

Aim for between 260 to 290 words in writing task 2. This will ensure a concise essay and will be realistic in terms of time management. You have only 40 minutes to write the essay and you need around 10 minutes of planning time, so you will not be able to write a long essay in 30 minutes.

Discover more tips in The Ultimate Guide to Get a Target Band Score of 7+ »— a book that's free for 🚀 Premium users.

Topic Vocabulary:
  • live in the moment
  • instant gratification
  • leisure activities
  • make memories
  • relieve stress
  • boost mental well-being
  • support local economy
  • wealth accumulation
  • financial stability
  • emergency funds
  • retirement savings
  • major life events
  • weigh the pros and cons
  • strike a balance
  • long-term perspective
  • financial preparedness
What to do next:
Look at other essays: