In many countries, paying for things using mobile phones apps is becoming increasingly common. Does this development has more advantages or more disadvantages?

In most countries, the digitalization of

payments

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through cell

phone

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apps is gradually becoming common. I believe

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development has more advantages than disadvantages. While many people insist on using the old

methods

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of

payment

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and criticize

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progression having their own concerns.

Firstly

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, One of the major reasons for

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is adaptability, they argue that advancements in

payment

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methods

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sideline the older generations who barely understand the usage of a mobile

phone

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which will complicate things

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for them.

For example

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:- A neighbor who introduced me to her grandmother asking her how she feels about using a mobile

phone

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, she immediately said its complicated to even dial a

phone

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number and prefers to use the home landline because its much convenient. So, in

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case it's obviously understood that a person who has complications to even dial a number will not be able to adapt to the current advancement in the electronisation of

payments

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.

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, there are people who have concerns that

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method is unsafe and vulnerable because of the permissions granted to these mobile apps and their card,

payment

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details can be hacked by individuals.

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:- A recent survey indicated that 20 out 100 individuals had a breach in their privacy, hacked by spammers including many of them losing their money while processing

payments

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online.

However

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, I believe that there more pros than cons. If,

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technology is utilized in the right manner. In earlier days doing

payments

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was a hassle as you had to go to an ATM or a bank to withdraw funds to purchase a product. Since the digitalization of

payments

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has begun you will definitely feel the world on your fingers as

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enhanced the

payment

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methods

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and saved plenty of your time.

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:- It reminded me of a personal experience, when I was driving on a highway running out of fuel I stopped at a nearby gas station but to my surprise, I had forgotten my wallet in home. In

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case I would either have to call someone for help to bring cash for

payment

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or take a cab to home. Fortunately, the gas station accepted electronic

payment

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through a mobile app which eventually saved my day.

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, I believe

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progression is vital for the world. In conclusion, many countries are introducing digitalized

methods

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of

payment

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which are disregarded by many people. But I believe that

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enhancement in technology is a positive attribute and has more advantages than disadvantages as discussed in the above essay.