In many countries, paying for things using mobile phones apps is becoming increasingly common. Does this development has more advantages or more disadvantages?

In most countries, the digitalization of

payments

through cell

phone

apps is gradually becoming common. I believe

this

development has more advantages than disadvantages. While many people insist on using the old

methods

of

payment

and criticize

this

progression having their own concerns.

Firstly

, One of the major reasons for

this

is adaptability, they argue that advancements in

payment

methods

sideline the older generations who barely understand the usage of a mobile

phone

which will complicate things

further

for them.

For example

:- A neighbor who introduced me to her grandmother asking her how she feels about using a mobile

phone

, she immediately said its complicated to even dial a

phone

number and prefers to use the home landline because its much convenient. So, in

this

case it's obviously understood that a person who has complications to even dial a number will not be able to adapt to the current advancement in the electronisation of

payments

.

Finally

, there are people who have concerns that

this

method is unsafe and vulnerable because of the permissions granted to these mobile apps and their card,

payment

details can be hacked by individuals.

For example

:- A recent survey indicated that 20 out 100 individuals had a breach in their privacy, hacked by spammers including many of them losing their money while processing

payments

online.

However

, I believe that there more pros than cons. If,

this

technology is utilized in the right manner. In earlier days doing

payments

was a hassle as you had to go to an ATM or a bank to withdraw funds to purchase a product. Since the digitalization of

payments

has begun you will definitely feel the world on your fingers as

this

enhanced the

payment

methods

and saved plenty of your time.

For example

:- It reminded me of a personal experience, when I was driving on a highway running out of fuel I stopped at a nearby gas station but to my surprise, I had forgotten my wallet in home. In

this

case I would either have to call someone for help to bring cash for

payment

or take a cab to home. Fortunately, the gas station accepted electronic

payment

through a mobile app which eventually saved my day.

Hence

, I believe

this

progression is vital for the world. In conclusion, many countries are introducing digitalized

methods

of

payment

which are disregarded by many people. But I believe that

this

enhancement in technology is a positive attribute and has more advantages than disadvantages as discussed in the above essay.