In many countries paying things using mobile phone apps is becoming increasingly common. Does this development have more advantages or more disadvantages?

Nowadays, making payments via mobile applications is widely used globally. From my point of view, using
this
kind of technology has more
benefits
than drawbacks. In the essay,
both
sides of
this
development will be discussed before reaching a conclusion. On the one hand, it is undeniable that cutting-edge technology brings a lot of
benefits
to societies. Particularly, changing the way of purchasing things by mobile applications. Customers can purchase and make
payment
transactions faster and easier by using QR code
payment
. It is more convenient to secure
a
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apply
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payment
by using mobile phone
apps
.
This
will lead us to cashless societies.
In addition
, using
e-wallet
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an e-wallet
show examples
will give rewards to users which means they can redeem rewards and earn more
benefits
. Moving to the banking views, applying technology like mobile
apps
will reduce
both
operation and settlement processes.
Consequently
, it will cut costs for banks.
For example
, True wallet, a leading e-wallet
apps
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app
show examples
in Thailand, provides several features to make a convenient
payment
, like QR code
payment
and scanning barcode.
On the other hand
, there are only
few
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a few
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drawbacks
of
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to
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the usage of these
apps
.
Firstly
, it is not friendly to all users
such
as elderly people, children,
disabilities
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disabled
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people, etc.
Secondly
,
although
theses
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these
show examples
application
Fix the agreement mistake
applications
show examples
are provided by trusted banks or financial firms, frauds are unavoidable.
Therefore
, to protect
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against frauds
show examples
frauds
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fraud
show examples
,
a
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apply
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high security must be implemented.
For instance
, two-factors-authentication is
a
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apply
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mandatory for any
payment
apps
. Before users can
login
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log in
show examples
these
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to these
show examples
apps
, they have to verify their authentication
combining
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by combining
show examples
both
something you know and something you have; sometimes using
user’s
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the user’s
show examples
biometric and user’s password. In conclusion,
a
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the
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development of electronic
payment
has
both
advantages and disadvantages.
However
,
this
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these
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advantages outweigh
disadvantages
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the disadvantages
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because
it
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they
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created more
benefits
to
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for
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societies.
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