In many countries paying things using mobile phone apps is becoming increasingly common. Does this development have more advantages or more disadvantages?

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Nowadays, making payments via mobile applications is widely used globally. From my point of view, using
this
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kind of technology has more
benefits
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than drawbacks. In the essay,
both
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sides of
this
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development will be discussed before reaching a conclusion. On the one hand, it is undeniable that cutting-edge technology brings a lot of
benefits
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to societies. Particularly, changing the way of purchasing things by mobile applications. Customers can purchase and make
payment
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transactions faster and easier by using QR code
payment
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. It is more convenient to secure
a
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apply
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payment
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by using mobile phone
apps
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.
This
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will lead us to cashless societies.
In addition
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, using
e-wallet
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an e-wallet
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will give rewards to users which means they can redeem rewards and earn more
benefits
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. Moving to the banking views, applying technology like mobile
apps
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will reduce
both
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operation and settlement processes.
Consequently
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, it will cut costs for banks.
For example
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, True wallet, a leading e-wallet
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apps
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app
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in Thailand, provides several features to make a convenient
payment
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, like QR code
payment
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and scanning barcode.
On the other hand
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, there are only
few
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a few
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drawbacks
of
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to
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the usage of these
apps
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.
Firstly
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, it is not friendly to all users
such
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as elderly people, children,
disabilities
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disabled
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people, etc.
Secondly
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,
although
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theses
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these
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application
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applications
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are provided by trusted banks or financial firms, frauds are unavoidable.
Therefore
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, to protect
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against frauds
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frauds
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fraud
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,
a
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apply
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high security must be implemented.
For instance
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, two-factors-authentication is
a
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apply
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mandatory for any
payment
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apps
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. Before users can
login
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log in
show examples
these
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to these
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apps
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, they have to verify their authentication
combining
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by combining
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both
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something you know and something you have; sometimes using
user’s
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the user’s
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biometric and user’s password. In conclusion,
a
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the
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development of electronic
payment
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has
both
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advantages and disadvantages.
However
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,
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this
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these
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advantages outweigh
disadvantages
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the disadvantages
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because
it
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they
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created more
benefits
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to
Change preposition
for
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societies.
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