In many countries paying things using mobile phone apps is becoming increasingly common. Does this development have more advantages or more disadvantages?

Nowadays, making payments via mobile applications is widely used globally. From my point of view, using
this
kind of technology has more
benefits
than drawbacks. In the essay,
both
sides of
this
development will be discussed before reaching a conclusion. On the one hand, it is undeniable that cutting-edge technology brings a lot of
benefits
to societies. Particularly, changing the way of purchasing things by mobile applications. Customers can purchase and make
payment
transactions faster and easier by using QR code
payment
. It is more convenient to secure
a
Remove the article
apply
show examples
payment
by using mobile phone
apps
.
This
will lead us to cashless societies.
In addition
, using
e-wallet
Correct article usage
an e-wallet
show examples
will give rewards to users which means they can redeem rewards and earn more
benefits
. Moving to the banking views, applying technology like mobile
apps
will reduce
both
operation and settlement processes.
Consequently
, it will cut costs for banks.
For example
, True wallet, a leading e-wallet
apps
Correct the article-noun agreement
app
show examples
in Thailand, provides several features to make a convenient
payment
, like QR code
payment
and scanning barcode.
On the other hand
, there are only
few
Change the article
a few
show examples
drawbacks
of
Change preposition
to
show examples
the usage of these
apps
.
Firstly
, it is not friendly to all users
such
as elderly people, children,
disabilities
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disabled
show examples
people, etc.
Secondly
,
although
theses
Correct your spelling
these
show examples
application
Fix the agreement mistake
applications
show examples
are provided by trusted banks or financial firms, frauds are unavoidable.
Therefore
, to protect
Change preposition
against frauds
show examples
frauds
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fraud
show examples
,
a
Remove the article
apply
show examples
high security must be implemented.
For instance
, two-factors-authentication is
a
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apply
show examples
mandatory for any
payment
apps
. Before users can
login
Replace the word
log in
show examples
these
Change preposition
to these
show examples
apps
, they have to verify their authentication
combining
Change preposition
by combining
show examples
both
something you know and something you have; sometimes using
user’s
Correct article usage
the user’s
show examples
biometric and user’s password. In conclusion,
a
Correct article usage
the
show examples
development of electronic
payment
has
both
advantages and disadvantages.
However
,
this
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these
show examples
advantages outweigh
disadvantages
Correct article usage
the disadvantages
show examples
because
it
Correct pronoun usage
they
show examples
created more
benefits
to
Change preposition
for
show examples
societies.
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