Nowadays, making payments via mobile applications is widely used globally. From my point of view, using 
this
 kind of technology has more Linking Words
benefits
 than drawbacks. In the essay, Use synonyms
both
 sides of Use synonyms
this
 development will be discussed before reaching a conclusion.
On the one hand, it is undeniable that cutting-edge technology brings a lot of Linking Words
benefits
 to societies. Particularly, changing the way of purchasing things by mobile applications. Customers can purchase and make Use synonyms
payment
 transactions faster and easier by using QR code Use synonyms
payment
. It is more convenient to secure Use synonyms
a 
Remove the article
apply
payment
 by using mobile phone Use synonyms
apps
. Use synonyms
This
 will lead us to cashless societies. Linking Words
In addition
, using Linking Words
e-wallet
 will give rewards to users which means they can redeem rewards and earn more Correct article usage
an e-wallet
benefits
. Moving to the banking views, applying technology like mobile Use synonyms
apps
 will reduce Use synonyms
both
 operation and settlement processes. Use synonyms
Consequently
, it will cut costs for banks. Linking Words
For example
, True wallet, a leading e-wallet Linking Words
Use synonyms
apps
 in Thailand, provides several features to make a convenient Correct the article-noun agreement
app
payment
, like QR code Use synonyms
payment
 and scanning barcode.
Use synonyms
On the other hand
, there are only Linking Words
few
 drawbacks Change the article
a few
of
 the usage of these Change preposition
to
apps
. Use synonyms
Firstly
, it is not friendly to all users Linking Words
such
 as elderly people, children, Linking Words
disabilities
 people, etc. Replace the word
disabled
Secondly
, Linking Words
although
 Linking Words
theses
 Correct your spelling
these
application
 are provided by trusted banks or financial firms, frauds are unavoidable. Fix the agreement mistake
applications
Therefore
, to protect Linking Words
Change preposition
against frauds
frauds
, Fix the agreement mistake
fraud
a 
high security must be implemented. Remove the article
apply
For instance
, two-factors-authentication is Linking Words
a 
mandatory for any Change the article
apply
payment
 Use synonyms
apps
. Before users can Use synonyms
login
 Replace the word
log in
these
 Change preposition
to these
apps
, they have to verify their authentication Use synonyms
combining
 Change preposition
by combining
both
 something you know and something you have; sometimes using Use synonyms
user’s
 biometric and user’s password.
In conclusion, Correct article usage
the user’s
a
 development of electronic Correct article usage
the
payment
 has Use synonyms
both
 advantages and disadvantages. Use synonyms
However
, Linking Words
Linking Words
this
 advantages outweigh Change the determiner
these
disadvantages
 because Correct article usage
the disadvantages
it
 created more Correct pronoun usage
they
benefits
 Use synonyms
to
 societies.Change preposition
for