Some people get into debt by buying things they don’t need and can’t afford. What are the reasons for this behavior? What actions can be taken to prevent people from having this problem? Give reasons for your answer and include any relevant examples from your own knowledge or experience.

Tens of thousands of years ago,

people

bought stuff by changing goods with neighbours. the family didn’t have extra stuff so that they can know what they need exactly. At

this

age, more and more

people

can not clearly understand the stuff which they want to buy or need to buy.

This

phenomenon results in lots of the population getting into debt. In the beginning, we need to catch the point to find the reasons why

people

have

this

behaviour. In my opinion, the

first

reason is that it’s more convenient in the way of paying money. By using a digital credit card, we can go outsides without a wallet and only need one smartphone.

Second

, as technology advances, we can not only go shopping at department stores but

also

go shopping on websites. Without going to a real store,

people

can save time in driving and finding stores.

This

means

people

can buy

things

at any time rapidly, as we all know, the more time you have, the more

things

you buy. The

third

is the heart that you compare with others. When you find someone has some

things

you didn’t have,

then

you’ll start to think you need to have, and you’ll buy them. The above three reasons are the most important I considered. In my point of view, I have some actions that can change

this

behaviour. The

first

step is to manage salary, we can separate it into the different parts,

for example

, one part for investing in stocks, another for spending daily, and the other for what you want. When we are sure of the salary part,

then

the

second

part is to confirm your mind. Before you decided to buy

things

, confirm whether

this

is what you need or just what you want. After controlling the money that we can use and confirming our minds about buying

things

, we can avoid

this

problem. In summary, no matter what you want or what you need, managing your money and investing in property is the best method to leave in debt alone.