In many countries, paying for things using mobile phone apps is becoming increasingly common. Does this development have more advantages or more disadvantages?

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In recent times, mobile payments have been growing rapidly. Paying for goods and services through mobile phones is becoming popular not only in developed countries but

also

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in many developing countries across the globe.

This

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essay agrees that the advancement of digital payment is more advantageous than disadvantageous, and

this

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will

also

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discuss how cellular phone apps have lots of benefits and

also

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further

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to explain the challenges faced by paying for things using mobile phone apps. The biggest benefit offered by cellular phone apps is the convenience to pay for anything from anywhere. In

this

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fast-paced world where everybody is struggling to find time, these

applications

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have created an efficient and time-saving way to complete all the necessary payments electronically with just a couple of clicks.

Moreover

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, these

applications

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offer various cashback that helps people save a lot of money.

For instance

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, the mobile payment app "PiggyVest" has made people's lives easier as they

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apply

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not only have great offers, but they

also

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make it possible to give exact change to the recipient without any hassle.

On the contrary

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, the most challenge faced by

this

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digital payment is the financial risk involved in the transactions. People have to key in their bank account details or debit card details before initiating any transaction and

this

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is the kind of information hackers and fraudsters are looking for. Access to

such

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confidential information can cause severe damage to one's financial stability. Several instances of fraudulent activities

such

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as; breaches of financial databases of companies are reported in news every day.

However

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, organisations are formulating various strategies

such

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apply

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incorporating more encryption and antivirus solutions to make their

applications

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robust and thereby reducing the risks involved. To conclude, the benefits offered by cellular

applications

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certainly outweigh the downsides. With proper surveillance and safety protocol, their drawbacks can be limited to a great extent.

Submitted by onuanderline on Thu Jul 14 2022

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Your opinion

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...do you agree or disagree?...do you think...?...your opinion...?

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8
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meeting the goal of 7 or more
1
Word repetition
meeting the goal of 3 or fewer
2
Grammar mistakes
detected issues

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Overall Band Score

Coherence and Cohesion: 6.0

Logical structure

Introduction & conclusion present

Supported main points

Accurate linking words

Variety in linking words

Lexical resource: 7.0

Varied vocabulary

Accurate spelling & word formation

Grammatical Range: 7.0

Mix of complex & simple sentences

Clear and correct grammar

Task Achievement: 5.0

Complete response

Clear & comprehensive ideas

Relevant & specific examples

Appropriate word count

4 paragraphs

311 words

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In many countries, paying for things using mobile phone apps is becoming increasingly common. Does this development have more advantages or more disadvantages?

Your opinion

In some countries children take up paid jobs during the summer vacation. Some people feel that this amounts to child labour. Others argue that summer jobs help children learn valuable lessons. Discuss both views and give your opinion.

Some people think that the increase in the number of obese people should be the responsibility of the government, while others think it should be the responsibility of individuals. Discuss both sides and give your opinion

Some people think that a law should exist so that young people under 18 cannot be out after the midnight, others think it should not be. Discuss both views and give your opinion.

The effective way to reduce industrial pollution is to tax the companies that cause them. Discuss both views, and give your opinion.