In many countries, paying for things using mobile phone apps is becoming increasingly common. Does this development have more advantages or more disadvantages?

In recent times, mobile payments have been growing rapidly. Paying for goods and services through mobile phones is becoming popular not only in developed countries but
also
in many developing countries across the globe.
This
essay agrees that the advancement of digital payment is more advantageous than disadvantageous, and
this
will
also
discuss how cellular phone apps have lots of benefits and
also
go
further
to explain the challenges faced by paying for things using mobile phone apps. The biggest benefit offered by cellular phone apps is the convenience to pay for anything from anywhere. In
this
fast-paced world where everybody is struggling to find time, these
applications
have created an efficient and time-saving way to complete all the necessary payments electronically with just a couple of clicks.
Moreover
, these
applications
offer various cashback that helps people save a lot of money.
For instance
, the mobile payment app "PiggyVest" has made people's lives easier as they
do
Unnecessary verb
apply
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not only have great offers, but they
also
make it possible to give exact change to the recipient without any hassle.
On the contrary
, the most challenge faced by
this
digital payment is the financial risk involved in the transactions. People have to key in their bank account details or debit card details before initiating any transaction and
this
is the kind of information hackers and fraudsters are looking for. Access to
such
confidential information can cause severe damage to one's financial stability. Several instances of fraudulent activities
such
as; breaches of financial databases of companies are reported in news every day.
However
, organisations are formulating various strategies
such
as
,
Remove the comma
apply
show examples
incorporating more encryption and antivirus solutions to make their
applications
robust and thereby reducing the risks involved. To conclude, the benefits offered by cellular
applications
certainly outweigh the downsides. With proper surveillance and safety protocol, their drawbacks can be limited to a great extent.
Submitted by onuanderline on

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