In many countries, paying for things using mobile phone (cell phone) apps is becoming increasingly common. Does this development have more advantages or more disadvantages?

#countries #phone #cell #apps #development

Making payments by using mobile phone apps has been increasing in terms of popularity.

Although

this

payment

technique has some disadvantages, I believe that

this

development has more merits than demerits.

To begin

with, one possible risk of using online

payment

is the potential risk of fraud and cybercrime. In the e-transaction, private information needs to be disclosed online, facilitating the hacker to steal necessary info and access the bank account,

hence

, financial losses or other serious issues are the ultimate consequences.

For example

, recently, many Vietnamese people have reported that they lose all their money in their bank accounts after doing strange online transactions and the total loss was expected to be millions of dollars.

However

, it is undeniable that online remittance has numerous benefits. The first advantage is its convenience.

This

payment

approach can be made by using a smartphone with an internet connection;

therefore

, people no longer have to bring cash with them, preventing the risk of being robbed.

In addition

, with just some simple clicks, customers are able to make transfers easily and quickly no matter where they are, leading to the reduction of the transportation expense to commute to banks for the transaction.

Secondly

, the new

payment

mode

also

brings benefits to businesses, especially the banking sector. Nowadays, when customers can do the money transfer by themselves without the need to go to banks, banks can save the resources allocated to the teller or cashier department,

thus

decreasing the operational costs which can ultimately improve the revenue and business performance. In conclusion,

although

paying using mobile phone apps has certain drawbacks,

this

method has more advantages in terms of convenience and benefit for both businesses and customers. With the booming of the internet and modern technologies, it is expected that

this

method will become even more and more popular in the future.

Submitted by nguyenlyacbd on Wed Apr 05 2023

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Fully explain your ideas

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11Linking words
meeting the goal of 7 or more
1Word repetition
meeting the goal of 3 or fewer
0Grammar mistakes
 

5 paragraphs

307 words

0123456789.0505

Overall Band Score

Coherence and Cohesion: 6.0

Logical structure

Introduction & conclusion present

Supported main points

Accurate linking words

Variety in linking words

Lexical resource: 8.0

Varied vocabulary

Accurate spelling & word formation

Grammatical Range: 9.0

Mix of complex & simple sentences

Clear and correct grammar

Task Achievement: 6.0

Complete response

6.5

Clear & comprehensive ideas

Relevant & specific examples

Appropriate word count

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Topic Vocabulary:

convenience
speed
eliminate
biometric verification
encryption
cashless society
environmentally friendly
impulsive buying
overspending
dependency
battery drain
technical issues
digital divide
access
smart technology

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In many countries, paying for things using mobile phone (cell phone) apps is becoming increasingly common. Does this development have more advantages or more disadvantages?

Fully explain your ideas

Financial education should be included as a mandatory subject in schools to prepare students for managing money effectively. To what extent do you agree or disagree?

In many countries, governments are investing in new technology to deal with the public. Why is this happening? Do you think this is an appropriate use of government money?

Electronic devices play a significant role in improving healthcare and education by providing access to valuable information, facilitating communication, and enhancing learning experiences. Do you agree or disagree?

Some people think that the government is wasting money on the arts and that this money could be better spent elsewhere. To what extent do you agree with this view?

165.Some parents say that children should play individually more than in a group. Discuss the advantages and disadvantages of this and include your own opinion.