It is important for everyone, including young people, to save money for their future. To what extent do you agree or disagree with this statement?

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Many contend that securing financial stability is essential for individuals of all ages. I am generally in agreement with
this
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contention though I would concede that saving money can be taken to illogical excesses. Undue emphasis on saving prioritizes satisfaction in a possible future over enjoyment of the present moment. In most countries, individuals begin to save and plan for retirement as young adults.
This
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approach means that by the time they have enough time to enjoy themselves, they are likely older, unhealthy, and less capable of living an active
life
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. A person who saves for a comfortable retirement by abstaining from travel, going out with friends regularly, and spending on luxuries might discover later in
life
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that a sizeable savings account is no substitute for a full
life
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.
However
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,
this
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assumes an extreme approach to saving
that is
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rare for the vast majority of people who can typically balance basic fiscal responsibility with freer spending habits.
Moreover
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, saving money allows individuals of all ages to safeguard the flexibility to pursue a variety of passions in
life
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. Those who have not inherited generational wealth and do not commit themselves to saving, will almost undoubtedly have to work long hours for many years. Yet, if a worker slowly accumulates savings
then
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that allows them to make investments and generate passive income streams. These alternative ways of earning money can give them options in
life
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. They might decide to quit or work fewer hours and pursue a passion project. They might
also
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be more inclined to be entrepreneurial or adventurous in their choice of vocation. All these options lead to a richer and more varied
life
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that contrasts markedly with working diligently towards retirement.
Submitted by sreejas0104 on

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coherence cohesion
Make sure to provide a clear conclusion that summarizes your arguments to enhance the coherence of your essay.
task achievement
Try to use a specific example or a hypothetical scenario to further illustrate the point about how saving can help pursue passions and achieve flexibility.
task achievement
The essay includes a balanced approach by considering both sides of the argument about saving money.
coherence cohesion
Clear logical structure with each paragraph focused on a distinct point related to the topic.
coherence cohesion
Good use of complex sentence structures and varied vocabulary.

Include an introduction and conclusion

A conclusion is essential for IELTS writing task 2. It is more important than most people realise. You will be penalised for missing a conclusion in your IELTS essay.

The easiest paragraph to write in an essay is the conclusion paragraph. This is because the paragraph mostly contains information that has already been presented in the essay – it is just the repetition of some information written in the introduction paragraph and supporting paragraphs.

The conclusion paragraph only has 3 sentences:

  • Summary
  • Restatement of thesis
  • Prediction or recommendation

Example:

To summarize, a robotic teacher does not have the necessary disciple to properly give instructions to students and actually works to retard the ability of a student to comprehend new lessons. Therefore, it is clear that the idea of running a classroom completely by a machine cannot be supported. After thorough analysis on this subject, it is predicted that the adverse effects of the debate over technology-driven teaching will always be greater than the positive effects, and because of this, classroom teachers will never be substituted for technology.

Start your conclusion with a linking phrase. Here are some examples:

  • In conclusion
  • To conclude
  • To summarize
  • Finally
  • In a nutshell
  • In general

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Topic Vocabulary:
  • financial security
  • safety net
  • unforeseen circumstances
  • emergencies
  • future investments
  • retirement planning
  • financial discipline
  • habit of saving
  • amassing wealth
  • substantial fund
  • opportunity cost
  • additional income
  • inflation
  • purchasing power
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