A lot of people nowadays are spending too much money and they don’t save anything for future use. Is this a positive or a negative development?

Spending a

lot

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of

money

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could mean a

lot

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of different things, the

person

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might have a

lot

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of expenses to take care or they just have a wild lifestyle.

However

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, I believe it is wise to think about the future and to make a good financial plan for every salary.

Furthermore

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, if a

person

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has a

lot

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of expenses

for example

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a

car

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payment, house payment, and lots of other bills they are left with a little bit of

money

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at the end

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of the month, it becomes crucial in

this

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case to come up with solutions. On one hand, they might have an expensive

car

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they can't afford, a smart

person

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would buy a used

car

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instead

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of paying monthly for a luxurious

car

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and save up the cash and invest till they buy their dream

car

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.

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, another option would be to have a passive

income

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, Which means a source of

income

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that doesn't need a

lot

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of maintenance

for example

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putting some

money

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in stocks or even having a business on the side like a

car

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wash.

In addition

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to that, if a

person

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is just spending

money

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for no good reason they need to re-evaluate their choices. It is understandable if a

person

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is spending a

lot

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of

money

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on important stuff but when it comes to using all of their

income

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on useless stuff without thinking about the future it is surely a bad idea. In conclusion, I believe that it is important to plan for the future and divide your

income

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in the wisest way possible, I don't think it is a positive nor a negative development and it depends on the scenario and the

person

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as we mentioned in the past paragraphs. It can be good to spend a

lot

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of

money

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but doing it with a clear plan is a must, and it can be bad if you just spend your

money

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blindly.