Many people believe that they should spend money to enjoy life at present. Others, however, think they should save it for the future. Discuss both views and give your opinion.

There is an ongoing debate about whether
people
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should spend
money
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to enjoy the present moment or save it for the
future
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.
While
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both approaches have their own advantages, I believe that a balanced strategy is the most sensible. On the one hand, many individuals argue that
money
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should be spent to enjoy
life
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now.
Life
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is unpredictable, and no one knows what tomorrow might bring. Enjoying experiences
such
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as
traveling
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travelling
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, dining out, or buying things you love can improve mental well-being and create lasting memories.
Moreover
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, some
people
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believe that working hard without rewarding yourself can lead to stress or burnout.
For instance
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, young
people
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often want to explore the world or try new hobbies before settling down, and spending
money
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on these experiences brings joy and personal growth.
On the other hand
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, saving
money
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for the
future
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is considered wise by others.
Life
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is full of uncertainties,
such
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as job loss, illness, or unexpected expenses. Saving ensures financial stability and peace of mind in difficult times.
In addition
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, long-term goals like buying a house, raising children, or retiring comfortably require careful financial planning.
People
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who save regularly are often better prepared to handle emergencies or invest in their
future
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. In my opinion, neither extreme is ideal. Spending all your
money
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today may bring short-term pleasure
but
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, but
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can cause serious problems later.
On the other hand
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, saving too much and never enjoying your
money
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can lead to regret.
Therefore
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, I believe
people
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should find a balance: enjoy
life
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in the present
while
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also
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preparing for the
future
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. In conclusion, both spending
money
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now and saving it for the
future
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have their own importance. A wise approach is to enjoy
life
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without ignoring the need to save for what lies ahead.

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coherence and cohesion
Make your main points clearer and easier to follow by using more examples.
task achievement
Add more details or examples to support your ideas.
structure
You have a clear introduction and conclusion.
content
You present both sides of the argument well.

Support ideas with relevant, specific examples

Examples make your writing easier to understand by illustrating points more effectively.

Examples, if used properly, not only help you get higher marks for ‘Task Response’ but also for ‘Coherence’.

When giving examples it is best to put them after your main idea or topic sentence. They can be used in the middle of supporting sentences or they can be used to start a new sentence. There is no rule for where exactly to give examples in essays, logically they would come after your main idea/topic sentence or just after a supporting sentence.

Linking words for giving examples:

  • for example
  • for instance
  • to illustrate this
  • to give a clear example
  • such as
  • namely
  • to illustrate
  • take, for example
Topic Vocabulary:
  • live in the moment
  • instant gratification
  • leisure activities
  • make memories
  • relieve stress
  • boost mental well-being
  • support local economy
  • wealth accumulation
  • financial stability
  • emergency funds
  • retirement savings
  • major life events
  • weigh the pros and cons
  • strike a balance
  • long-term perspective
  • financial preparedness
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