Your car insurance company has told you that they are going to increase the amount you have to pay in insurance for your car each month. You are not happy about this. Write a letter to your insurance company. In your letter explain Why you are writing to them Why you think the insurance should not be increased What you want them to do

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I am writing to express my disappointment at the decision to increase the monthly

car

Use synonyms

insurance premium, which will undoubtedly have a significant impact on my financial situation as an international student. On 12th May 2026, I received an email informing me that my

car

Use synonyms

insurance will increase by approximately 15% annually. As a recent

car

Use synonyms

owner, I believe it is essential for individuals living in

this

Linking Words

country to have access to affordable transportation, allowing them to move freely without excessive financial burdens.

Furthermore

Linking Words

, international students often operate on tight budgets, and

such

Linking Words

increases can exacerbate their financial struggles. In my opinion,

car

Use synonyms

insurance should prioritise safety over the financial pressure of regular premium payments. I would like to propose that your organisation consider offering a special package or discount for international students attempting to settle in

this

Linking Words

country. If not, I respectfully request that you reconsider the proposed increase and explore alternative options to mitigate its effects. I look forward to a prompt response and a fair resolution to

this

Linking Words

matter. Yours faithfully, Ayush Shukla

ayush.s2352

May 25, 2026

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task response

Say more about why your case is special. This can make your reason stronger.

task response

Your second part is a bit general. Add one or two clear facts about your own car use or safe record.

coherence and cohesion

Link ideas in a more direct way. Some lines move from one point to another too fast.

coherence and cohesion

Keep one main point in each part. The part about transport for all people is a bit far from your main aim.

task response

You answer all parts of the task.

task response

Your tone is polite and right for a formal letter.

coherence and cohesion

The letter has a clear start, middle, and end.

coherence and cohesion

Your closing is correct and clear.

The Greeting

Depending on the style and aim of the letter, you will need to adapt your greeting.

Always start an informal letter in the ways:

Dear + name
Hi / Hello + name

‘Dear...’ is more appropriate, so stick with this.

For a formal letter there are two options for the greeting:

Use Dear Sir or Madam if you don’t know the name of the person you are writing to.
Use Dear + surname if you do know their name, e.g. Dear Mr Smith or Dear Mrs Jones.

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3
Linking words
meeting the goal of 7 or more
1
Word repetition
meeting the goal of 3 or fewer
0
Grammar mistakes
detected issues

0123456789.0505

Overall Band Score

Coherence and Cohesion: 7.0

Logical structure

Single idea per paragraph

Greeting and closing

Accurate linking words

Variety in linking words

Lexical resource: 9.0

Varied vocabulary

Accurate spelling & word formation

Grammatical Range: 9.0

Mix of complex & simple sentences

Clear and correct grammar

Task Achievement: 7.0

Complete response

Suitable writing tone

Appropriate word count

6 paragraphs

176 words

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Topic Vocabulary:

insurance
increase
pay
car
customer
loyal
premium
claims
driving record
economic
afford
reconsider
rates
payment
letter
dissatisfaction
justify
situation
request
years
harder

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