In many countries paying for things, using mobile phone (cellphone apps) is becoming increasingly common. Does this development have more advantages or more disadvantages.

#countries #phone #cellphone #apps #development

In most of the countries, mobile

payment

options are widely used and it is gaining continuous popularity due to the flexibility and ease of use of these applications.

Such

advanced and modern

payment

applications have several advantages and disadvantages.

This

essay will discuss both benefits and drawbacks with the examples from Harvard Business Review research and Oxford University experiments to prove the notion that the cellphone

payment

applications have more benefits.

To begin

with, cellphone

payment

applications

Suggestion

application

usage is

continously

at every point

continuously

continually

increasing and the central reason for

this

is two fold.

Firstly

, the registration cost is zero dollars in mobile

payment

applications

such

as google pay,

paypal

Suggestion

PayPal

facebook

Suggestion

Facebook

pay, and

transwire

Secondly

, the charges applied on money transaction

Suggestion

are

lesser than the bank charges.

In addition

this

, the

payment

is processed in

few nano seconds

Suggestion

the few nanoseconds

few nanoseconds

which enables the customer to address the dynamic financial situations. In the same line of thinking, Harvard Business Review research, published an article that mentioned, online mobile payments will continue to increase at the rate of 20% in the near future as the applications are built with

best

Suggestion

better

user interface, along with advanced

payment

options with zero charges.

Although

, online payments are appealing to many, it cannot be disputed that the

payment

applications are vulnerable

for

Suggestion

hacking attempts, and viruses can

also

be installed in mobile phones, which could steal the data and communicate to the hackers.

Additionally

, if mobile phones are stolen without the security code set, anyone can initiate the payments through the victim's mobile phone. Consistent

Suggestion

with

this

line of thought process, Oxford university conducted an experiment that sent sample

applications

Suggestion

application's

application

installation files to set of people, which was installed by more than 50% of the targeted population without understanding the implications and

vulerabilities

the state of being vulnerable or exposed

vulnerabilities

Hence

, it is clearly demonstrated that the vulnerabilities are high and people lack technical knowledge, which enable the hackers to steal money easily. But if security measures are exercised diligently,

then

such

incidents can be avoided. With the aforementioned views and examples, it is concluded that the mobile

payment

applications popularity will continue to surge, despite few minor issues

such

as hacking attempts which the government should address, it is predicted that the

payment

applications will become more sophisticated and modern, which will

further

raise the mobile

payment

applications usage.

Submitted by First name last name on Thu Jul 30 2020

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Linking words for giving examples:

for example
for instance
to illustrate this
to give a clear example
such as
namely
to illustrate
take, for example

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12Linking words
meeting the goal of 7 or more
1Word repetition
meeting the goal of 3 or fewer
12Grammar mistakes
 

4 paragraphs

382 words

4.50

Overall Band Score

Coherence and Cohesion: 4.0

Logical structure

Introduction & conclusion present

Supported main points

Accurate linking words

Variety in linking words

Lexical resource: 4.0

Varied vocabulary

Accurate spelling & word formation

Grammatical Range: 4.0

Mix of complex & simple sentences

Clear and correct grammar

Task Achievement: 6.0

Complete response

7.5

Clear & comprehensive ideas

Relevant & specific examples

Appropriate word count

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Topic Vocabulary:

convenience
safety
security
time-saving
cashless transactions
dependence on technology
privacy concerns
accessibility issues
financial vulnerability

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In many countries paying for things, using mobile phone (cellphone apps) is becoming increasingly common. Does this development have more advantages or more disadvantages.

Support ideas with relevant, specific examples

Human activities have led negative effects on plant and animals all over the world. Some people think it is too late to do something about it. Others think there is still some time to take actions. Discuss both views and give your opinion.

People nowadays tend to have children at older ages. Do the advantages of this outweigh the disadvantages?

Some people think competitive sport is important for a child's education. Others think it has negative effects on children. Discuss both views and give your opiniion

Some people believe that traveling is a valuable experience; others say it is a waste of time and money. Discuss both views and give your own opinion.

Some people believe famous people's support towards international aid organizations draws the attention to problems, while others think celebrities make the problems less important. Discuss both views and give your opinion.

Some people believe that traveling is a valuable experience; others say it is a waste of time and money. Discuss both views and give your own opinion.