In many countries, paying for things using mobile phones (cellphones) apps is becoming increasingly common. Does this development have more advantages or more disadvantages?

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It is indeed true that in today's world, cell phones are immensely doing an incredible job whether it is to contact near and dear ones, to pay bills or so on. Without mobile phones, human beings cannot be survived. In
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contemporary world, people are using it in every day's life and its popularity is rising all over the world.
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, it is ubiquitous amongst users to use it for paying the bills and it has some positive aspects but we cannot neglect its negative sides too. On the one hand, Nowadays, the trend of making online payments through mobile apps is commonly seen because it is more convenient and time-saving.
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, products can be by online and to pay right away for those items.
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, Since people do not worry to go to banks and carry the massive cash to pay the mortgages instalments. It is quite an easy method for the individuals that are working around a clock as they save a considerable amount of time and energy to do other important things.
On the other hand
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, despite all the advantages of using e-payments, it is arduous for the people that are in their golden years because they are quite not familiar with the modern appliances, So they prefer orthodox methods to pay for everything.
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, In some situations, users are prerequisite to share their personal information with the
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party to make transactions online using
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cellphone apps and It is often seen that in many cases, the data is leaked by the fake apps and it is probably shared with hackers. So, in
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case, security is a big concern as regards to secure personal details.
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, every problem has a solution. Many of the agencies are continuously being working on
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matter to save the information from scammers. In conclusion, albeit, phone applications have some disadvantages, its advantages are far more which adds to the convenience level for people. Due to
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, it is considered as a predominant factor across the poor and wealthier nations.
Submitted by Anu on

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