In many countries, paying for things using mobile phone apps is becoming increasingly common. Does this development have more advantages or more disadvantages?

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this

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era , with the advancement in technology mobile payments have been growing rapidly. Paying for goods and services via these sources are becoming popular not only in developed countries but

also

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in emerging nations across the globe.

This

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essay will discuss the pros and cons and provide arguments that there are more merits.

Firstly

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, the main significant reason is the convenience it offers to people.

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one

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does not need to carry cash or exact change to buy certain things and can easily pay using a single tap.

Secondly

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, payments through these platforms are recorded digitally and secured.

Therefore

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one

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does not have to keep track of the transaction, which makes expense management a breeze.

For example

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, Paytm and Apple pay, are online payment sources, allows people to send and receive money as well as pay for goods and other services at any time.

Thus

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, these apps quite useful to everyone as it can be used at

one

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's own convenience.

However

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, there is

one

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drawback to using these digital platforms which is that they are secured.

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, these apps are frequently prone to cyber-attacks and payments are not securely deposited.

As a result

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, many people using these features fall prey to hackers. The financial information saved on the cell phone can

also

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get exposed and misused if the device is stolen.

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, a survey conducted by cybersecurity found that 40% of people have claimed that their credit card is being used without their access and payment is done from their pocket.

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, these cellular pay apps are not 100% efficient. To conclude, making payments through mobile apps certainly poses some security concerns, but I believed the advantages offered by these platforms outweigh the disadvantages because they allow the transfer of money from anywhere and at any time.

Submitted by minhas.jaspreet333 on Mon Oct 12 2020

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Your opinion

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...do you agree or disagree?...do you think...?...your opinion...?

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10
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meeting the goal of 7 or more
1
Word repetition
meeting the goal of 3 or fewer
0
Grammar mistakes
detected issues

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Overall Band Score

Coherence and Cohesion: 4.0

Logical structure

Introduction & conclusion present

Supported main points

Accurate linking words

Variety in linking words

Lexical resource: 8.0

Varied vocabulary

Accurate spelling & word formation

Grammatical Range: 9.0

Mix of complex & simple sentences

Clear and correct grammar

Task Achievement: 5.0

Complete response

Clear & comprehensive ideas

Relevant & specific examples

Appropriate word count

4 paragraphs

305 words

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In many countries, paying for things using mobile phone apps is becoming increasingly common. Does this development have more advantages or more disadvantages?

Your opinion

Many people believe that international tourism is a bad thing for their country. What are the reasons behind this view? What are the solutions to change it?

Some people think that the government is responsible for the rise in obesity in children. Other people think that it is a fault of the parents. Discuss both side and give your opinion

Many people go through life doing work that they hate or have no talent for. Why does this happen? What are the consequences of this situation? Give reasons for your answer and include any relevant examples from your own knowledge or experience.

Since the 18th century technological advances have replaced people in the workplace. With today’s technology this process is happening at a greater rate. Technology is increasingly responsible for unemployment. To what extent do you agree or disagree with this statement?

You recently sent some documents by post, but they did not arrive. Write a letter to the post manager. In your letter Give details of the situation Describe the documents Say what action you want the post office to take.