In many countries, paying for things using mobile phone (cellphone) apps is becoming increasing common. Does this development have more advantages or disadvantages?

Advances in technology have led humanity to a new approach regards online

payment

;

therefore

, nowadays is extremely common to use mobile phones to pay for services and products. In my opinion, those changes have more benefits than drawbacks because it allows people to carry less

cash

in their pockets and facilitate financial control in companies.

Firstly

, it is important to say that when advances in technology come with the evolution of security systems, the probability of pushing people to use technological solutions increases. Using mobile phones to pay for something could be very convenient not only because it reduces the

necessity

of carrying

cash

, but

also

because, nowadays, a smartphone is a gadget that people do not forget at home.

For example

, to support the fact that digital and online

payment

is becoming a trend, a survey conducted in São Paulo, Brazil, has shown that people prefer to use digital

payment

solutions rather than

cash

,

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because they feel safer without the

necessity

of using

cash

to complete their transactions.

Secondly

, the usage of online solutions for

payment

such

as digital applications could help companies to organize their financial reports;

hence

, not only time could be saved but

also

the

necessity

of using parallel sheets or tables would be diminished.

For instance

, in Brazil, it is extremely common to find companies which have workers who spend weeks organizing and producing financial and income reports. To conclude,

although

the adoption of mobile phones applications to pay for services or products could have its drawbacks, in my opinion, the advantages surpass the disadvantages. That kind of

payment

solution could not only reduce the

necessity

of carrying

cash

but

also

could help companies to control their finances easily.