In many countries, paying for things using mobile phone (cellphone) apps is becoming increasing common. Does this development have more advantages or disadvantages?

Advances in technology have led humanity to a new approach regards online
payment
;
therefore
, nowadays is extremely common to use mobile phones to pay for services and products. In my opinion, those changes have more benefits than drawbacks because it allows people to carry less
cash
in their pockets and facilitate financial control in companies.
Firstly
, it is important to say that when advances in technology come with the evolution of security systems, the probability of pushing people to use technological solutions increases. Using mobile phones to pay for something could be very convenient not only because it reduces the
necessity
of carrying
cash
, but
also
because, nowadays, a smartphone is a gadget that people do not forget at home.
For example
, to support the fact that digital and online
payment
is becoming a trend, a survey conducted in São Paulo, Brazil, has shown that people prefer to use digital
payment
solutions rather than
cash
,
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because they feel safer without the
necessity
of using
cash
to complete their transactions.
Secondly
, the usage of online solutions for
payment
such
as digital applications could help companies to organize their financial reports;
hence
, not only time could be saved but
also
the
necessity
of using parallel sheets or tables would be diminished.
For instance
, in Brazil, it is extremely common to find companies which have workers who spend weeks organizing and producing financial and income reports. To conclude,
although
the adoption of mobile phones applications to pay for services or products could have its drawbacks, in my opinion, the advantages surpass the disadvantages. That kind of
payment
solution could not only reduce the
necessity
of carrying
cash
but
also
could help companies to control their finances easily.
Submitted by andreluizrc3 on

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