Write about the following topic: In many countries, paying for things using mobile phone (cellphone) apps is becoming increasingly common. Does this development have more advantages or more disadvantages? Give reasons for your answer and includes relevant examples from your own knowledge or experience.

Nowadays, people are using their phones for any money transaction

instead

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of going physically. While some agree, the habit is good for our society, some think it might be dangerous sometimes. Though there are arguments, the positive side is always stronger than the other ones.

This

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essay will discuss both of them and explain the reasons.

To begin

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with, there are definitely plenty of advantages of using some apps, which are becoming more frequent these days.

Firstly

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, they are convenient to

use

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. Almost everybody in

this

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era

have

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has

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cellphones,

thus

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, it is quite handy and easy if payment could be done from wherever you want.

For example

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, people could buy anything and pay the bill by phone without giving cash.

Secondly

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, it is

time saving

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time-saving

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.

In other words

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, people are so busy nowadays that sometimes they do not prefer to go physically for payment,

hence

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this

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could be done in no time from anywhere.

Therefore

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, it is always a good option to have these systems in mobile phones to make life easy.

On the other hand

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, few disadvantages make it hard for some people. There are chances of fraud in online banking. Hackers are trying various types of new hacking systems to rob money. These apps may not be trustworthy sometimes in order to keep safe the bank details.

Consequently

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, some people's whole account balance could be lost. A person from Brampton,

for instance

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, got into a trap and lost his total savings by

o

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the

an

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nline transaction.

Also

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, sometimes stolen phones could be a threat

for

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to

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those who

use

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phones for payment. Anybody could steal the details from that cellphone.

However

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, phones these days come with extra security and protection so that any other person than the owner could not

use

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it.

Moreover

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, the disadvantages could make it difficult for some people

m

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to

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ake them reconsider the process. In conclusion,

this

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essay has discussed both pros and cons.

Although

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there are merits and demerits of using mobile phone transaction, the benefits are more than the other ones because it is

more easy

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easier

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to

use

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and available to everybody.