In many countries, paying for things using mobile phone apps is becoming increasingly common. Does this development have more advantages or disadvantages?

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Almost all sorts of financial transactions through the use of cellphone applications are rising in popularity. Despite the fact that the system is associated with fraud and age-based inconveniency to some extent, online transactions benefit people by economizing both their money and time. To start with, millions of people worldwide use their mobiles to pay for myriads of matters, like school fee, electricity bills or shopping.

This

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helps them save time and money.

Instead

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of standing in long queues or driving a long way, one can make the payment with just a tap.

Furthermore

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, discounts and reductions are offered by the apps almost throughout the year. To illustrate, whenever I pay my electric or utility bill though the Nagad app, I get an instant 5% cashback.

Besides

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, all the payments through

such

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apps are always recorded, which makes the management of expenses a breeze.

On the other hand

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, like everything else, a few drawbacks are

also

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linked to the E-payment system. To clarify,

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systems are prone to cyber-attacks, particularly for those that have weaker security.

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, if the mobile or laptop is stolen, there is a likeliness of the payment info being misused. As an example, many have reported of fraudsters spending even the

last

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penny available from the victim’s card.

However

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, aged persons are not usually familiar with the latest technologies; rather they can find it complicated. Even months of training is not sufficient for them to get familiarized with any new apparatus or way of life. To conclude, by maintaining a certain level of cautiousness and assisting the elderlies, one can make the best out of

this

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digital platform for paying, which indicates that the advantages of E-payment system outweigh the disadvantages.

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Answer the 'Advantages and Disadvantages' topic

IELTS advantages and disadvantages questions normally give you a statement and ask you to comment on the advantages and disadvantages of that statement.

Answer structure for the type of essay

Introduction
Body paragraph 1 – advantages
Body paragraph 2 – disadvantages
Conclusion

Examples to start your body paragraph:

The main advantage is...
The disadvantage of this...
The main benefit...
Despite these advantages...
One possible drawback...

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10
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meeting the goal of 7 or more
0
Word repetition
meeting the goal of 3 or fewer
0
Grammar mistakes
detected issues

0123456789.0505

Overall Band Score

Coherence and Cohesion: 7.0

Logical structure

Introduction & conclusion present

Supported main points

Accurate linking words

Variety in linking words

Lexical resource: 9.0

Varied vocabulary

Accurate spelling & word formation

Grammatical Range: 9.0

Mix of complex & simple sentences

Clear and correct grammar

Task Achievement: 7.0

Complete response

Clear & comprehensive ideas

Relevant & specific examples

Appropriate word count

4 paragraphs

285 words

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In many countries, paying for things using mobile phone apps is becoming increasingly common. Does this development have more advantages or disadvantages?

Answer the 'Advantages and Disadvantages' topic

In many countries today, if people want to find work, they have to move away from their friends and their families. Do you think the advantages of this development outweigh the disadvantages?

some people think all lawbreakers should be sent to prison, while others think there are better alternatives for those whose crimes are minor, such as making them do work for the local community. Discuss both these views and give your own opinion

a lot of places in the world rely on tourism as a main course of income. unfortunately, tourism can also be a source of problems if it is not managed correctry. what are the advantages and disadvantages of tourism in the modern world? do you think that benefits of tourism outweigh its drawbacks?

All students should study a foreign language in school, starting in their earliest grades. To What extent do you agree or disagree with this statement.