In many countries, paying for things using mobile phone (cell phone) apps is becoming increasingly common. Does this development have more advantages or more disadvantages?

Nowadays, it is more common to carry out secure
payments
via numerous mobile
apps
in most of the developed countries. In my opinion, I think that there are several advantages associated with
payments
made through mobile
apps
despite the minor drawbacks that are part of
this
development. Despite the drawbacks below, I believe the benefits acquired by making mobile e-
payments
has far more advantages contributing to the country's economy.
Firstly
, it is extensively easy to pay using the various mobile
apps
, as it is time-saving and user friendly, and
also
avoids the risk of handling cash, especially for a large amount. The younger generation,
for instance
, is extremely fluent with cell phone
apps
when compared to the elderly group.
Secondly
, tech companies offer multiple lucrative deals to lure people into making
payment
through their registered
apps
.
Finally
, smartphone
apps
do not restrict their users to a specific geographic location.
This
gives the app consumers the freedom to pay for anything while being in their comfort zone. Admittedly, there are some issues involved in making
payments
via mobile
apps
. One problem is that, as all the transactions are carried out virtually in
this
method, there are possibilities for the transaction to fail.
Furthermore
, the user has to be more vigilant throughout the whole
payment
process, and
also
track the failed
payments
, if any.
For example
, few popular e-commerce giants, allow the user to track the failed
payment
, and re-do or cancel it. Another significant negative aspect is that, in most of the under-developed countries, the percentage of mobile app usage is still distinctively very low, and
as a result
, the minority users in rural areas will be ignorant of the mobile
payment
offers that are available. In conclusion,
although
there are numerous issues with
payments
made using smartphones, the development associated with the advantage of e-
payments
plays a vital in boosting a country's economy.

Include an introduction and conclusion

A conclusion is essential for IELTS writing task 2. It is more important than most people realise. You will be penalised for missing a conclusion in your IELTS essay.

The easiest paragraph to write in an essay is the conclusion paragraph. This is because the paragraph mostly contains information that has already been presented in the essay – it is just the repetition of some information written in the introduction paragraph and supporting paragraphs.

The conclusion paragraph only has 3 sentences:

  • Summary
  • Restatement of thesis
  • Prediction or recommendation

Example:

To summarize, a robotic teacher does not have the necessary disciple to properly give instructions to students and actually works to retard the ability of a student to comprehend new lessons. Therefore, it is clear that the idea of running a classroom completely by a machine cannot be supported. After thorough analysis on this subject, it is predicted that the adverse effects of the debate over technology-driven teaching will always be greater than the positive effects, and because of this, classroom teachers will never be substituted for technology.

Start your conclusion with a linking phrase. Here are some examples:

  • In conclusion
  • To conclude
  • To summarize
  • Finally
  • In a nutshell
  • In general

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