In many countries, paying for things using mobile phone apps is becoming increasingly common. Does this development have more advantages or disadvantages?

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The pace of change in the world of technology has rebuilt our way of paying bills.
This
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trend of using various applications have become very common all over the world. I strongly believe that
this
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has a more positive side.
This
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essay will discuss;
firstly
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, the hassle-free shopping and later on the inconvenience caused to certain age group while using it. Shopping without the stress of carrying currency or bank cards is possible due to
this
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technology. There are various applications like Google pay, Phonepe, Paytm, banking apps and many more.
Initially
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, after installation, the user is asked to provide details of the card or account to be used for transacting. Following a simple procedure of completing verification which is required for authenticating, results in getting access over the touch of a finger. Afterwards, whilst utilizing, it neither requires account details nor cash to pay over the counter. Not only it saves time but
also
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prevent monetary theft.
For example
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, paying a fuel bill at the petrol pump digitally is much more convenient and speedier as compared to exchanging currency.
However
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, even though the majority of the population is preferring yet there are many people who are not finding it suitable. Particularly, old age and uneducated do not find
this
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method suitable. They find more risk over the benefits
hence
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make use of note.
For example
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, my grandfather does not choose
this
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way of payment because he is less skilled in using smartphones. To conclude,
although
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there is less risk of being cheated or misused while using mobile phones for paying, the advantages
such
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as its convenience and offers being provided to the consumers outweigh the disadvantages.
Submitted by kzeba8 on

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Answer the 'Advantages and Disadvantages' topic

IELTS advantages and disadvantages questions normally give you a statement and ask you to comment on the advantages and disadvantages of that statement.

Answer structure for the type of essay

  • Introduction
  • Body paragraph 1 – advantages
  • Body paragraph 2 – disadvantages
  • Conclusion

Examples to start your body paragraph:

  • The main advantage is...
  • The disadvantage of this...
  • The main benefit...
  • Despite these advantages...
  • One possible drawback...

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