In many countries, paying for things using mobile phones apps is becoming increasingly common. Does this development has more advantages or more disadvantages?

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E-commerce business with the help of
smartphone
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devices is currently trending in a lot of countries.
However
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,
this
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growth of technology of
smartphone
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disadvantages outweighs the advantages. E-commerce has become globally common nowadays. It has made life more convenient as
this
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promotes shopping online. It can be done at your fingertips, anywhere at any time in just a few minutes. Banking is made easier through, these mobile phone apps.
For example
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,
people
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use the Amazon app to purchase clothes, household goods just by clicking on them, they are added to the cart and delivered in just a few days.
Furthermore
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, applications like Olx, allow
people
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to sell or buy used goods online.
However
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, Individuals purchasing products using mobile apps are at high risk. They are prone to scams, hackers, and spyware.
For instance
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, We receive a message on our phone to install an app that provides cashback offers, we do it right away.
furthermore
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,
this
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app starts to send fake messages to our phone "You have Won $10million, Redeem now".
In addition
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, digital currency is replacing cash,poor
people
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who do not own a
smartphone
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might face difficulties as they do not have knowledge of using these apps.
Moreover
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, To use them it requires internet enabled on the device to make payments .
For example
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,
people
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cannot use the application nor make payments without internet .Digital payments will result
Add the preposition
in
from
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an increase in poverty. In conclusion,I believe these developments certainly have more disadvantages for poor
people
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as they cannot effort a
smartphone
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.
Moreover
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,It has the risk of being attacked by hackers.
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Answer the 'Advantages and Disadvantages' topic

IELTS advantages and disadvantages questions normally give you a statement and ask you to comment on the advantages and disadvantages of that statement.

Answer structure for the type of essay

  • Introduction
  • Body paragraph 1 – advantages
  • Body paragraph 2 – disadvantages
  • Conclusion

Examples to start your body paragraph:

  • The main advantage is...
  • The disadvantage of this...
  • The main benefit...
  • Despite these advantages...
  • One possible drawback...

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