In many countries, paying for things using mobile phone apps is becoming increasingly common. Does this development have more advantages or disadvantages?

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The advancements in technology have made our life effortless. Nowadays, the majority of the population utilize
this
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technology for many purposes
such
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as paying bills, banking and shopping. Though there are certain disadvantages to online
payment
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, its merits outweigh them. There are numerous benefits to E-
payment
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. The main advantage is people can pay bills from their comfort zones, be it home or office by a simple click of the button.
This
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saves them a lot of
time
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and energy.
For instance
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, they do not have to travel to the telephone office or stand in
l
Add an article
a
the
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ong queue to remit their bills anymore.
Instead
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,they can use
this
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valuable
time
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for other meaningful purposes.
Secondly
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, transactions through apps save us money. Many applications offer discounts and reductions when
payment
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is made through them.
For example
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, I received a 5% cashback for my
first
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electricity bill
payment
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made through GPay. These offers are a major reason for the wide use of
such
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applications.
Thus
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, it is clear that E-
payment
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saves humankind his valuable
time
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and money. Having said that, there are a few downsides to
this
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payment
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modality particularly to old age and uneducated ones.
In other words
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, the elderly can find it rather complicated.
Therefore
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, online
payment
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may be unsuitable for most older people. There is
also
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the risk of fraud. If the phone or the laptop gets stolen, the
payment
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information saved on it could be misused. To conclude, in
this
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advanced world people prefer to use mobile phone applications for transactions. Even though it has some disadvantages, online
payment
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saves mankind
time
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, energy and money and
hence
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its advantages outweigh the disadvantages.
Submitted by Anuradha on

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Answer the 'Advantages and Disadvantages' topic

IELTS advantages and disadvantages questions normally give you a statement and ask you to comment on the advantages and disadvantages of that statement.

Answer structure for the type of essay

  • Introduction
  • Body paragraph 1 – advantages
  • Body paragraph 2 – disadvantages
  • Conclusion

Examples to start your body paragraph:

  • The main advantage is...
  • The disadvantage of this...
  • The main benefit...
  • Despite these advantages...
  • One possible drawback...

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