In many countries, paying for things using mobile phone apps is becoming increasingly commn. Does this development have more advtanges or more disadvantages?

Over the
last
few years, the usage of phones has tremendously increased in the modern world. Some people believe the usage of purse leads to positive results, others think that some chances of misusing them inaccurately. ,
,
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apply
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Certainly
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,Certainly
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the merits of
call
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calling
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up purse definitely overpower their demerits. Let us discuss
this
in detail below.
To begin
with the most prominent positive of contact pocketbook.
First
and foremost, it reduces the usage of credit and debit card purchase. To explicate, many smartphone applications provide a facility to load users credit or debit cards
instead
of carrying physical cards in their apps.
For example
, Google pay and Apple pay are famous contact folder for repayment card activity and they provide enhanced security to cardholders.
In addition
, purse
are
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is
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useful to pay utility debt. To elaborate, some programs offer to enrol insurance and property tax note.
Furthermore
, there is a provision to enrol in the auto refund option
also
to avoid mis payments of the statement. To illustrate, PayPal
wallet
provides to pay energy and water bills within the payment due date and
also
it gives cashback for each bill payment.
On the contrary
side,
wallet
payment applications do charge additional money in the final amount. To explain, most vendors prefer cash transactions
instead
of
wallet
transactions because it takes more to settle and
also
extra money deduced in the final bill amount. To cite an example, Walmart CEO James white recently stated that they had 1M fewer profits with phone pays. To encapsulate,
although
phone wallets are more flexible in terms of cardless payments, utility bills and cashback, it is important to consider that the
wallet
provider operator takes some money to provide the services.
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Include an introduction and conclusion

A conclusion is essential for IELTS writing task 2. It is more important than most people realise. You will be penalised for missing a conclusion in your IELTS essay.

The easiest paragraph to write in an essay is the conclusion paragraph. This is because the paragraph mostly contains information that has already been presented in the essay – it is just the repetition of some information written in the introduction paragraph and supporting paragraphs.

The conclusion paragraph only has 3 sentences:

  • Summary
  • Restatement of thesis
  • Prediction or recommendation

Example:

To summarize, a robotic teacher does not have the necessary disciple to properly give instructions to students and actually works to retard the ability of a student to comprehend new lessons. Therefore, it is clear that the idea of running a classroom completely by a machine cannot be supported. After thorough analysis on this subject, it is predicted that the adverse effects of the debate over technology-driven teaching will always be greater than the positive effects, and because of this, classroom teachers will never be substituted for technology.

Start your conclusion with a linking phrase. Here are some examples:

  • In conclusion
  • To conclude
  • To summarize
  • Finally
  • In a nutshell
  • In general

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