In many countries paying for things using mobile phone (cellphone) apps is becoming increasingly common. Does this development have more advantages or more disadvantages?

In a plethora of countries, cell

phone

applications

are being used for

payments

for items and which are fetching burgeoning customary.

This

essay will address both views along with proper instances.

To begin

with the merits of using mobile apps for recharge of the products. people are using cell

phone

applications

for

payments

, so these are simple to use and time-saving methods.

For instance

, if a person wants to pay an electricity bill offline, he has to be waited much time in queue, in order to avoid these things, a populace is using telephone apps for

payments

.

In addition

to

this

,

this

development is useful when an individual does not have any liquid cash. To illustrate

this

, a person can pay for anything using the google pay application,

although

he does not have cash on hand.

on the other hand

,

this

development has ample disadvantages.

First

of all, in recent days society is facing a manifold of cyber crimes because of the increasing usage of online

payments

.

For example

,

last

time I saw the news on Television

such

as one woman got a call from an unknown number and asked about her personal bank details on behalf of the original bank

however

that call was fake and they deduct all of her money within minutes. To cite another disadvantage, juvenile delinquencies may happen because of

this

improvement in technology.

For instance

, the youngsters are using their parent's phones for

payments

without any information to their parents. To conclude

this

, the advantages of mobile

phone

applications

for

payments

outweigh the disadvantages, and because of

this

, the usage of cell

phone

applications

for

payments

is essential in future.