In the developed world, average life expectancy is increasing. What problems will this cause for individuals and society? Suggest some measures that could be taken to reduce the impact of ageing populations.

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It is true that
people
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in developed nations tend to live longer than ever before.
Although
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there will undoubtedly be some negative influences of
this
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trend, governments can take steps to mitigate these potential problems With regards to individuals, one of the main issues is likely to be living expenses for the aged.
This
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is because most elderly
people
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often depend on their pensions or savings in order to cover the cost of living, and they may run out of money at a given time.
Consequently
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, these
people
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might live on financial support from their families, or even more adversely, becoming homeless. Many elderly
people
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in Japan,
for example
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, are struggling to live out because their savings are not enough to pay their bills. To combat the problem, individuals should learn to invest their salaries safely or start saving at a young
age
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.
As a result
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,
this
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measure may help them have a more generous budget in the
retirement
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age
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. As for societies, the most pressing problem that comes with higher life expectancy is the greater amount of pension. The reason for
this
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is that there are more
people
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in
retirement
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age
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who receive a pension, while the proportion of working adults who pay taxes decreases.
Thus
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, these taxpayers have to allocate more salaries to pension funding, or governments need to raise taxes to compensate for the lack of
the
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apply
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funding. To tackle the problem, authorities should increase the average
age
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of
retirement
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, up to 70, the
age
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at which old
people
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may be healthy enough to work and make a living.
In other words
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,they can contribute more taxes to communities and relieve the financial burden on young
people
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. In conclusion, two main concerns for individuals and societies which a longer lifespan may create are financial troubles and
retirement
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benefits.
However
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, these issues can be alleviated if citizens prepare a detailed financial plan and governments raise the
retirement
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age
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.
Submitted by dongthibaongoc31 on

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Topic Vocabulary:
  • average life expectancy
  • developed world
  • increase
  • individuals
  • society
  • personal goals
  • ambitions
  • quality of life
  • leisure
  • recreation
  • healthcare costs
  • challenges
  • healthcare system
  • ageing population
  • shortage
  • available workers
  • economy
  • retirement planning
  • healthy lifestyles
  • investing
  • social support systems
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