In the developed world, average life expectancy is increasing. What problems will this cause for individuals and society? Suggest some measures that could be taken to reduce the impact of ageing populations.

It is true that

people

in developed nations tend to live longer than ever before.

Although

there will undoubtedly be some negative influences of

this

trend, governments can take steps to mitigate these potential problems With regards to individuals, one of the main issues is likely to be living expenses for the aged.

This

is because most elderly

people

often depend on their pensions or savings in order to cover the cost of living, and they may run out of money at a given time.

Consequently

, these

people

might live on financial support from their families, or even more adversely, becoming homeless. Many elderly

people

in Japan,

for example

, are struggling to live out because their savings are not enough to pay their bills. To combat the problem, individuals should learn to invest their salaries safely or start saving at a young

age

.

As a result

,

this

measure may help them have a more generous budget in the

retirement

age

. As for societies, the most pressing problem that comes with higher life expectancy is the greater amount of pension. The reason for

this

is that there are more

people

in

retirement

age

who receive a pension, while the proportion of working adults who pay taxes decreases.

Thus

, these taxpayers have to allocate more salaries to pension funding, or governments need to raise taxes to compensate for the lack of

the

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funding. To tackle the problem, authorities should increase the average

age

of

retirement

, up to 70, the

age

at which old

people

may be healthy enough to work and make a living.

In other words

,they can contribute more taxes to communities and relieve the financial burden on young

people

. In conclusion, two main concerns for individuals and societies which a longer lifespan may create are financial troubles and

retirement

benefits.

However

, these issues can be alleviated if citizens prepare a detailed financial plan and governments raise the

retirement

age

.