In many countries, paying for things using mobile phone(cellphone) apps is becoming increasing common. Does this development have more advantages or more disadvantages

#countries #phone #cellphone #apps #development

There is no doubt, modern technologies are playing a major role in our day to day

life

. Nowadays, in other ,nations digital

payment

is widely used for

transaction

payment

. Convenient of

life

is seen as the main advantage while leaking of

details

is identified as the major disadvantage.

This

essay will discuss both merit and demerit. On the one hand, the cellphone is the most integral part of everybody’s

life

. It made everyone

life

easier and convenient. With the digital era,

people

are no longer need to bring cash for shopping or groceries. E-wallet is one of the most common used by

people

when going shopping or any other

transaction

For example

, Singapore has widely used the cashless scheme, all over the nation, with

this

, longer queue withdraw cash or to deposit to the

bank

is not applicable anymore.

As a result

, they used cellphone that has an application of their

bank

so they can transfer money, pay and check the status account.

On the other hand

, there is a huge risk of cyber-attacks while using your

payment

online. As,the internet is required to process the

transaction

,there are fewer layers of security and verification compared to transactions done on the point of sale terminal. Many applications indicate your personal

details

that can access by the hacker.

For instance

, BDO, a

bank

in the Philippines, recently their client complained about hacking their account and transferring money to another account which, did not give any notification that other

people

do the

transaction

Consequently

, around 700

people

file cases to the

bank

to investigate the leak about their

details

. In conclusion, around the world, mobile phones are used for any e-commerce

payment

is rapidly increasing.

People

can get comfort for using electronic wallets while it can give threats that

people

can access your

details

easily.

Submitted by maryaizee_14 on Tue Dec 14 2021

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6Linking words
meeting the goal of 7 or more
6Word repetition
meeting the goal of 3 or fewer
0Grammar mistakes
 

4 paragraphs

302 words

0123456789.0505

Overall Band Score

Coherence and Cohesion: 7.0

Logical structure

Introduction & conclusion present

Supported main points

Accurate linking words

Variety in linking words

Lexical resource: 6.0

Varied vocabulary

Accurate spelling & word formation

Grammatical Range: 9.0

Mix of complex & simple sentences

Clear and correct grammar

Task Achievement: 5.0

Complete response

Clear & comprehensive ideas

Relevant & specific examples

Appropriate word count

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Topic Vocabulary:

convenience
safety
security
time-saving
cashless transactions
dependence on technology
privacy concerns
accessibility issues
financial vulnerability

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In many countries, paying for things using mobile phone(cellphone) apps is becoming increasing common. Does this development have more advantages or more disadvantages

Your opinion

Nowadays people depends on newspapers, radios, television and the internet for news and information. Which in your opinion is the best way for getting news and why?

One problem faced by almost every large city is traffic congestion. What do you think the causes are? What solutions can you suggest?

Some people say that success is "10 percent talent and 90 percent hard work". Is hard work the key to success, or is talent also important

The debate exists on whether young people should have the freedom to select their own profession or if they should adopt a pragmatic approach, considering their future more seriously. Discuss both views and give your own opinion.

'People who do not use social media networks* will always fall behind in career development opportunities.' To what extent do you feel that this is an accurate and important prediction?