In many countries, paying for things using mobile phone(cellphone) apps is becoming increasing common. Does this development have more advantages or more disadvantages
There is no doubt, modern technologies are playing a major role in our day to day
life
. Nowadays, in other ,nations digital payment
is widely used for transaction
payment
. Convenient of life
is seen as the main advantage while leaking of details
is identified as the major disadvantage. This
essay will discuss both merit and demerit.
On the one hand, the cellphone is the most integral part of everybody’s life
. It made everyone life
easier and convenient. With the digital era, people
are no longer need to bring cash for shopping or groceries. E-wallet is one of the most common used by people
when going shopping or any other transaction
. For example
, Singapore has widely used the cashless scheme, all over the nation, with this
, longer queue withdraw cash or to deposit to the bank
is not applicable anymore. As a result
, they used cellphone that has an application of their bank
so they can transfer money, pay and check the status account.
On the other hand
, there is a huge risk of cyber-attacks while using your payment
online. As,the internet is required to process the transaction
,there are fewer layers of security and verification compared to transactions done on the point of sale terminal. Many applications indicate your personal details
that can access by the hacker. For instance
, BDO, a bank
in the Philippines, recently their client complained about hacking their account and transferring money to another account which, did not give any notification that other people
do the transaction
. Consequently
, around 700 people
file cases to the bank
to investigate the leak about their details
.
In conclusion, around the world, mobile phones are used for any e-commerce payment
is rapidly increasing. People
can get comfort for using electronic wallets while it can give threats that people
can access your details
easily.Submitted by maryaizee_14 on
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