In many countries, paying for things using mobile phone(cellphone) apps is becoming increasing common. Does this development have more advantages or more disadvantages

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There is no doubt, modern technologies are playing a major role in our day to day

life

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. Nowadays, in other ,nations digital

payment

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is widely used for

transaction

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payment

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. Convenient of

life

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is seen as the main advantage while leaking of

details

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is identified as the major disadvantage.

This

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essay will discuss both merit and demerit. On the one hand, the cellphone is the most integral part of everybody’s

life

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. It made everyone

life

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easier and convenient. With the digital era,

people

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are no longer need to bring cash for shopping or groceries. E-wallet is one of the most common used by

people

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when going shopping or any other

transaction

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For example

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, Singapore has widely used the cashless scheme, all over the nation, with

this

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, longer queue withdraw cash or to deposit to the

bank

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is not applicable anymore.

As a result

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, they used cellphone that has an application of their

bank

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so they can transfer money, pay and check the status account.

On the other hand

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, there is a huge risk of cyber-attacks while using your

payment

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online. As,the internet is required to process the

transaction

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,there are fewer layers of security and verification compared to transactions done on the point of sale terminal. Many applications indicate your personal

details

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that can access by the hacker.

For instance

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, BDO, a

bank

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in the Philippines, recently their client complained about hacking their account and transferring money to another account which, did not give any notification that other

people

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do the

transaction

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Consequently

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, around 700

people

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file cases to the

bank

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to investigate the leak about their

details

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. In conclusion, around the world, mobile phones are used for any e-commerce

payment

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is rapidly increasing.

People

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can get comfort for using electronic wallets while it can give threats that

people

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can access your

details

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easily.

maryaizee_14Tue Dec 14 2021

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Your opinion

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If the question asks what you think, you MUST give your opinion to get a good score.

Don’t leave your opinion until the conclusion.

Here are examples of instructions that require you to give your opinion:

...do you agree or disagree?...do you think...?...your opinion...?

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6
Linking words
meeting the goal of 7 or more
6
Word repetition
meeting the goal of 3 or fewer
0
Grammar mistakes
detected issues

0123456789.0505

Overall Band Score

Coherence and Cohesion: 7.0

Logical structure

Introduction & conclusion present

Supported main points

Accurate linking words

Variety in linking words

Lexical resource: 6.0

Varied vocabulary

Accurate spelling & word formation

Grammatical Range: 9.0

Mix of complex & simple sentences

Clear and correct grammar

Task Achievement: 5.0

Complete response

Clear & comprehensive ideas

Relevant & specific examples

Appropriate word count

4 paragraphs

302 words

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Topic Vocabulary:

convenience
safety
security
time-saving
cashless transactions
dependence on technology
privacy concerns
accessibility issues
financial vulnerability

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In many countries, paying for things using mobile phone(cellphone) apps is becoming increasing common. Does this development have more advantages or more disadvantages

Your opinion

Countries should restrict foreign companies from opening offices and factories in order to protect local business. Do you agree or disagree? Give reasons and specific examples to explain your answer.

As the internet becomes more popular, newspapers are becoming a thing of the past. To what extent do you agree or disagree with this statement?

Some people think that plastic shopping bags should be banned because they contribute to land and sea pollution. To what extent do you agree or disagree?

Fossil fuels (coal, oil, natural gas) are the main sources in many countries , but in some countries the use of alternative sources of energy (wind energy and solar energy) is encouraged. To what extent do you think it is a positive or negative development?