In many countries, paying for things using mobile phone apps is becoming increasingly common. Does this development have more advantages or more disadvantages?

#countries #phone #apps #development

The advanced and powerful, modern technology allows us to foot the bill through the

payment

applications installed on our

Correct your spelling

smartphones

show examples

smart phones

Correct your spelling

smartphones

show examples

This

has become increasingly popular in many developed and developing countries.

This

essay will discuss how it benefits us and

also

how it could negatively impact us. Mobile payments allow us to make transactions at our fingertips, quite literally. All we need to do is tap our phone screen a few times and our payments are completed.

This

convenient process eliminates the need to use physical cards or cash which, in turn, gives us a lesser chance to get bacteria infection.

For example

, we are currently facing a pandemic where we have to keep our hands clean at all times possible. We usually have to touch the notes that have been handled by uncountable

people

beforehand or have to touch the buttons at the automatic teller machines to withdraw cash. With contactless

payment

, we only need to touch our own mobile phone.

This

definitely saves us from having unnecessary contact points with the virus and bacteria. Despite its fuss-free process, mobile

payment

could cost us money without our knowledge. As much as our technology has advanced, so have the methods of scammers, who usually use social engineering to cheat money from

people

. We have been seeing in the news almost daily about

people

who fell prey to

such

techniques and lost their hard-earned savings to the scammers.

For example

, some mobile

payment

applications require us to log in to the system to authorise the

payment

. While we are punching in our login credentials, malicious

people

could peek over our shoulders to note down our usernames and passwords. They could

then

impersonate using

this

information and spend our savings without us knowing. To sum up, even though payments through mobile phones could make us victims of scams if we are not careful enough, the convenience it brings for easy and contactless transactions benefits us much more.

Submitted by Wai on Thu Dec 30 2021

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Answer the 'Advantages and Disadvantages' topic

IELTS advantages and disadvantages questions normally give you a statement and ask you to comment on the advantages and disadvantages of that statement.

Answer structure for the type of essay

Introduction
Body paragraph 1 – advantages
Body paragraph 2 – disadvantages
Conclusion

Examples to start your body paragraph:

The main advantage is...
The disadvantage of this...
The main benefit...
Despite these advantages...
One possible drawback...

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5Linking words
meeting the goal of 7 or more
2Word repetition
meeting the goal of 3 or fewer
2Grammar mistakes
 

4 paragraphs

326 words

0123456789.0505

Overall Band Score

Coherence and Cohesion: 7.0

Logical structure

Introduction & conclusion present

Supported main points

Accurate linking words

Variety in linking words

Lexical resource: 7.0

Varied vocabulary

Accurate spelling & word formation

Grammatical Range: 7.0

Mix of complex & simple sentences

Clear and correct grammar

Task Achievement: 4.0

Complete response

Clear & comprehensive ideas

Relevant & specific examples

Appropriate word count

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In many countries, paying for things using mobile phone apps is becoming increasingly common. Does this development have more advantages or more disadvantages?

Answer the 'Advantages and Disadvantages' topic

In some parts of the world traditional festivals and celebrations have disappeared or are disappearing. What problems is this causing? What measures could be taken to counter this situation?

In many countries today there are many highly qualified graduates without employment. What factors may have caused this situation and what, in your opinion, can/should be done about it?

Some people believe that they should be able to keep all the money they earn, and should not have to pay tax to the state. To what extent do you agree or disagree?

Some people think that the internet has brought people closer togethert while others that people and communities are bbecome more isolated. Discuss both sides and give your opinion.

As a result of global warming, many countries are turning to nuclear power instead of burning fossil fuels such as coal, oil and natural gas. What are the advantages and disadvantages? Do the advantages outweigh the disadvantages?