In many countries paying things using mobile phone apps is becoming increasingly common. Does this development have more advantages or more disadvantages?

#countries #phone #apps #development

Nowadays, mobile payments have become increasingly popular, mostly among youngsters. The following paragraphs discuss the benefits and demerits of using mobile apps for financial transactions. To commence with, there are a lot of advantages in

such

applications and most of the

banks

now converting their regular in-house payments methods

such

as bill payments, remitting to other accounts and even applying for bank loans to perform with the mobile.

Hence

this

provides immense convenience for people with a busy lifestyle since they can execute any transaction without commuting to a branch.

For instance

, in Singapore,

this

gives a much convenience using only one app with several functionalities.

Furthermore

, anyone can remit money rapidly and more secure than going to a physical site with a huge amount of money at present with the increasing amount of burglaries.

In addition

, if an individual performs numerous transactions,

banks

will provide rewards to the customers.

On the other hand

, there are few risks involved in using cell phones for financial transfers.

Firstly

this

will cause unemployment due to the fact that, replacement of human work. To elaborate, one mobile app can perform many services that are provided by a few bank staff, which

banks

have a tendency of less number of staff of some

banks

Moreover

, these financial transfers can easily be tracked so hackers or any intruder can be involved in white-collar crime. To conclude, once an individual gets used to mobile apps for money transactions, they never want to dig back to the wallet or sign papers to apply for a loan, since it has eased all of our lives.

Submitted by susithapb on Sat Feb 12 2022

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9Linking words
meeting the goal of 7 or more
1Word repetition
meeting the goal of 3 or fewer
0Grammar mistakes
 

4 paragraphs

267 words

0123456789.0505

Overall Band Score

Coherence and Cohesion: 6.0

Logical structure

Introduction & conclusion present

Supported main points

Accurate linking words

Variety in linking words

Lexical resource: 8.0

Varied vocabulary

Accurate spelling & word formation

Grammatical Range: 9.0

Mix of complex & simple sentences

Clear and correct grammar

Task Achievement: 5.0

Complete response

7.5

Clear & comprehensive ideas

Relevant & specific examples

Appropriate word count

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In many countries paying things using mobile phone apps is becoming increasingly common. Does this development have more advantages or more disadvantages?

Support ideas with relevant, specific examples

Nowadays many people prefer to shop in supermarkets rather than small shops or local markets. Is this positive or negative development? Discuss and give your opinion.

Write a letter to the cinema manager to inform him/her that you have lost your bag in the cinema. In your letter you should: Tell exactly what happened and when - Explain where you think you left the bag - Ask the manager to help find your bag

Some people think that books should be stopped in school and that videos, films and computers should be used instead. To what extent do you agree?

In many countries it is now illegal to smoke in public place. It is only fair that people who wish to smoke should have to leave the building. Do you agree or disagree?

Nowadays many people aim to create a balance between their work and other aspects of their life, however only few acheive it. What are the problems in doing this and what solutions can you suggest?