Some people find it difficult to manage their money. How could the government help prevent debt problems and support such people.

In some cases, the cause of poverty is not the lack of money-making opportunities, but rather the lack of money management skills that cause people to either use them all or lose them just as quickly, opening the doors to

debt

problems and other financial issues. It is the

government

’s duty to ensure the well-being of its citizens and support them.

Therefore

, it is important to consider how the

government

can help with

this

problem

.

Firstly

, educational seminars may provide insight

as to

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the main causes and the

behaviors

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behaviours

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leading to the

problem

.

This

increases

overall

understanding of the topic

,

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and tells people the consequences of their possible actions.

While

it may be expensive to manage and done in an effective manner, it is worth the investment as it helps the citizens’ common ongoing

problem

.

In addition

, the

government

can start cooperating with banks and other corporations where massive debts are reported and credit scores are shared. With

this

, people with a

lot

of

debt

can be closely monitored, and those who already have a

lot

of

debt

can be denied more. A drawback to

this

is how it may come in the way of those in dire need of money, but closely monitoring them can allow the

government

to help them in various ways.

Lastly

, the most extreme solution could be punishments like limiting their card and not allowing

further

debt

for those who have been in them for a long time. A clear punishment has the possibility to completely eradicate the

problem

as its source.

However

,

this

may be overstepping the

government

's jurisdiction as those actions are not something they have the power to do. In conclusion, the

government

can help prevent its citizens’

debt

problems by starting educational campaigns, cooperating with banks to monitor those with a

lot

of

debt

, and issuing punishment for those with a

lot

of

debt

.