in many countries paying for things using mobile phone apps is coming increasingly common. Does the development have more advantages or more disadvantages?
Technological advances in relation to cellphone applications provide
people
with easy and convenient payment. The growing trend in representing diverse apps
with the latest versions shows that there is a phenomenal increase in the number of people
welcoming them. In my point of view, there are lots of benefits to utilizing them compared to their drawbacks. Both views will be discussed/ raised in this
essay.
On the one hand, the convenience of accessing apps
encourages people
to run pieces of them on their own cellphones. In addition
, there is no need to carry cash or credit card with them. For instance
, in bygone years before appearing of such
advanced technology, people
found it difficult to pay in cash and usually they worried about how to pay change. Furthermore
, online payments give them an opportunity to keep track of outgoing and incoming all the time. In another word, people
always have the possibility of accessing their bank
statements. Likewise
, the possibility of transferring and taking out from bank
accounts is available straightaway. First
and foremost, you save your time and you don’t require to attend the bank
in person.
On the other hand
, although
alongside technological development security policies in order to protect people
in cyberspace are applied, users are quite likely to become the victim of cyber fraud, fraud credit cart and even cyberbullying. By way of example, your credit card data and personal information could be saved by apps
then
it might be hacked or abused by hackers. Therefore
, a lack of tight security maybe put people
's bank
accounts in danger of being hacked.
To sum up, from my standpoint, digital payments positives exceed penalties and errors. On the whole, the current lifestyle requires speed and keeping ourselves up-to-date with technology. Moreover
, on the ground of being user friendly and easy to use, these practical apps
are becoming more popular, therefore
, it is assumed that all payment services will have been done through cell phones in the near future.Submitted by shima.dehdasht on
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